Business Details
Your Trusted Financial Advisers in West Byfleet
Libra Financial Planning offers comprehensive financial planning services tailored to meet individual and business needs. With expertise in pension planning, mortgage advice, investment management, and protection strategies, we prioritise understanding client objectives to deliver personalised solutions. Our team of qualified professionals is authorised and regulated by the Financial Conduct Authority, ensuring adherence to rigorous standards.We specialise in navigating complex financial decisions, from retirement planning to wealth management, while maintaining transparency in our fee structure. Clients benefit from our commitment to ongoing support, with services accessible through secure online platforms. Our focus on long-term relationships and client-centric approach has established us as trusted advisors in the UK financial services sector.
Services
Pension Planning
Mortgage Advice
Investment Management
Life Assurance
Business Protection
Wealth Management
Protection
General Investments
Highlights and features
- We are authorised and regulated by the Financial Conduct Authority for compliance and client protection
- Our team provides tailored financial strategies based on individual client needs and goals
- We offer transparent fee structures with options for mortgage advice payment
- We specialise in long-term financial planning including retirement and wealth management
- Clients access secure online platforms to monitor investments and policies
Associations and certifications
- Financial Conduct Authority
Services
Pension Planning
Our pension planning service helps clients determine retirement income requirements and select appropriate investment vehicles. We assess individual circumstances, tax implications, and market conditions to create tailored strategies. Clients receive ongoing portfolio management and regular performance reviews to ensure their retirement goals remain on track.
Mortgage Advice
We provide comprehensive mortgage advice covering interest rate options, loan-to-value ratios, and repayment structures. Our advisors help clients compare products from multiple lenders while explaining associated risks. We offer transparent fee structures with choices between client-paid fees or lender-commission arrangements.
Investment Management
Our investment management service offers portfolio diversification across asset classes including equities, bonds, and structured products. We conduct regular market analysis and risk assessments to optimise returns. Clients benefit from access to fund manager insights and secure online platforms for real-time portfolio monitoring.
Life Assurance
We help clients establish appropriate life insurance coverage to protect dependants against financial hardship. Our advisors review existing policies, compare market offerings, and recommend coverage amounts based on individual circumstances and lifestyle requirements.
Business Protection
This service provides risk management solutions for businesses facing unexpected events. We help establish insurance coverage for key personnel, partnership agreements, and business loan protection. Our approach ensures continuity planning for unforeseen circumstances affecting business operations.
People
Franco Orlando
Director
As Director of Libra Financial Planning, Franco Orlando oversees strategic operations and client advisory services. With extensive experience in financial services, he ensures compliance with regulatory standards while maintaining a client-focused approach to wealth management.
Questions
What financial services do you offer?
We specialise in pension planning, mortgage advice, investment management, life assurance, business protection, and wealth management strategies tailored to individual needs.
Are you regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under reference number 452312.
How are mortgage advisory fees structured?
Clients can choose between paying a fee (typically 0.5% of the loan amount) or allowing us to accept commission from the lender.
Can I access my investment portfolio online?
Yes, we provide secure online access through platforms like AJ Bell Youinvest and M&G Wealth for portfolio monitoring.
Do you provide retirement planning assistance?
We offer comprehensive pension planning services to help clients determine retirement income needs and suitable investment vehicles.
How do you handle investment risk assessment?
We evaluate individual risk tolerance and market conditions to recommend appropriate investment strategies with clear risk disclosures.
