Business Details
39 Years
experience
Trusted Financial Advisers in Shepperton
Established in 1987, we are independent financial advisers dedicated to helping individuals and businesses achieve their financial goals. Our approach begins with understanding your unique circumstances and aspirations, enabling us to create tailored financial plans. With over 30 years of experience in the industry, our principal adviser combines deep expertise with a commitment to clear, jargon-free communication. We prioritise transparency in all our services, ensuring clients fully understand their financial options and decisions. As an FCA-authorised firm, we adhere to rigorous regulatory standards while maintaining a client-centric ethos.Our services span mortgage advice, pension planning, investment management, and protection solutions, all designed to address both immediate needs and long-term objectives. We offer a free initial consultation to explore your requirements without obligation, supported by ongoing administrative expertise from our experienced team. Our track record of client satisfaction reflects our dedication to professional integrity and personalised service delivery.
Services
Pension Planning
Investment Advice
Mortgage Advice
Life Insurance
Equity Release
Details
- Year established: 1987
Highlights and features
- We offer 30+ years of independent financial advisory experience
- Our FCA-authorised status ensures regulatory compliance and client protection
- Free initial consultation with no obligation to proceed
- Transparent fee structure including 0.5% mortgage advice option
- Personalised financial planning tailored to individual circumstances
Associations and certifications
- Financial Conduct Authority
What people say
Professional and unpressurised approach
Honesty and integrity
Helped achieve financial goals
Clear explanations of options
Prompt administrative support
Services
Pension Planning
We help clients optimise their pension arrangements through comprehensive reviews and tailored strategies. Our expertise covers pension transfers, SIPP management, and retirement income planning. With changing regulations and complex tax implications, our FCA-authorised advisers ensure your pension strategy aligns with your long-term financial goals while maintaining compliance with current legislation.
Investment Advice
Our investment services focus on creating diversified portfolios aligned with your risk profile and financial objectives. We provide guidance on ISAs, unit trusts, and structured products while explaining market risks clearly. We help clients understand investment volatility and develop strategies that balance growth potential with capital preservation requirements.
Mortgage Advice
We offer independent mortgage advice covering remortgaging, first-time purchases, and buy-to-let arrangements. Our FCA-regulated services include fee-based advice at 0.5% of loan amounts or commission-based options. We help clients navigate different mortgage products while explaining potential repossession risks associated with missed payments.
Life Insurance
Our protection services assess appropriate life insurance coverage to safeguard dependants' financial security. We review existing policies and recommend appropriate coverage levels while explaining policy terms clearly. We help clients understand different protection products and their suitability for individual circumstances and family needs.
Equity Release
We provide specialist equity release advice for homeowners seeking to access property wealth. Our balanced approach explains both advantages and potential drawbacks of different schemes. We ensure clients understand the long-term implications of releasing equity while considering alternative financial planning options.
People
Christopher Lock
Director
Diploma-qualified financial adviser with over 30 years' experience, specialising in pensions and investments. Provides clear, jargon-free advice to help clients achieve financial goals.
Anne Busby
Administrator
Experienced administrator providing essential support since 2006, ensuring smooth office operations and client service coordination.
Questions
What financial services do you specialise in?
We specialise in pension planning, investment advice, mortgage solutions, life insurance, and equity release strategies.
How are your mortgage advisory fees structured?
Our mortgage fees are either 0.5% of the loan amount or we can accept commission from lenders.
Can I get a free initial consultation?
Yes, we offer a free, no-obligation initial consultation lasting up to one hour.
How do you ensure investment risks are managed?
We provide clear explanations of risks and tailor investments to your specific circumstances and risk tolerance.
What happens if I need to make a complaint?
We have a formal complaints procedure and unresolved issues can be referred to the Financial Ombudsman Service.
