Business Details
33 Years
experience
Trusted Financial Advisers in Weybridge, Surrey
Established in 1993, we are an independent financial planning firm based in East Molesey, Surrey, dedicated to providing unbiased and objective advice to protect and enhance our clients' financial lives. Our approach focuses on understanding individual needs and crafting tailored solutions rather than selling products. With decades of combined experience across various financial specialisms, we prioritise our clients' best interests in all decisions. Our commitment to honesty, integrity, and excellent service has built long-term relationships founded on mutual respect. We work in partnership with clients to guide them towards lifetime goals, regularly reviewing strategies to adapt to changing circumstances.Our team's expertise spans mortgage advice, pension planning, investment management, and retirement strategies. We are authorised and regulated by the Financial Conduct Authority, ensuring adherence to rigorous professional standards. Our clients benefit from clear, easy-to-understand financial guidance that considers their lifestyle, personal needs, and aspirations. Testimonials highlight our sound, reliable support and pragmatic approach to managing finances. We pride ourselves on delivering impartial advice of the highest quality, ensuring recommendations align solely with client interests.
Services
Financial Planning
Retirement Advice
Mortgage Consultancy
Investment Management
Pension Drawdown
Wealth Protection
Tax Efficiency Strategies
Estate Planning
Risk Management
Cashflow Modelling
Details
- Year established: 1993
Highlights and features
- We prioritise client interests with impartial advice tailored to individual needs
- Our team has decades of combined experience across diverse financial specialisms
- We operate independently, selecting solutions based solely on client requirements
- Our pragmatic approach considers finances within clients' lifestyle and aspirations
- We maintain transparency in all recommendations and fee structures
Associations and certifications
- Financial Conduct Authority
What people say
Sound and reliable support
Excellent service
Pragmatic approach
Clear communication
Trusted advisors
Services
Financial Planning
We create comprehensive financial plans tailored to individual circumstances, considering lifestyle, aspirations, and risk tolerance. Our approach ensures long-term financial security through regular reviews and adjustments. Clients benefit from our independent status, allowing unbiased recommendations across the entire market.
Retirement Advice
Specialist guidance on structuring pensions and investments for retirement. We help clients achieve financial security while considering tax efficiency and lifestyle requirements. Our advice includes drawdown strategies and regular portfolio reviews to maintain alignment with retirement goals.
Mortgage Consultancy
Comprehensive mortgage advice covering purchase, remortgaging, and buy-to-let solutions. We assess clients' financial situations to recommend suitable products across the whole market. Our service includes ongoing support to ensure mortgage arrangements remain optimal as circumstances change.
Investment Management
Tailored investment strategies designed to meet specific financial objectives. We conduct thorough market research to select appropriate vehicles while maintaining diversification. Regular performance monitoring ensures investments remain aligned with clients' risk profiles and financial goals.
Wealth Protection
Specialist advice on protecting assets and income through insurance solutions. We assess clients' needs to recommend appropriate coverage levels for life, critical illness, and income protection. Our approach ensures financial security for dependants while considering tax implications.
People
Tony Lloyd
Director
With extensive experience in financial services, Tony provides strategic leadership to ensure clients receive comprehensive, tailored advice that meets their long-term objectives.
Michael O'Sullivan
Director
Michael combines deep market knowledge with a client-focused approach, delivering practical financial solutions that address both immediate needs and future aspirations.
Joe Mingoia
Managing Director
As Managing Director, Joe oversees operational excellence while maintaining direct client relationships, ensuring the firm's services consistently exceed client expectations.
Sue Michalczyk
Financial Adviser
Sue specialises in retirement planning and investment management, known for her clear communication and ability to simplify complex financial concepts for clients.
Michael Findlay
Senior Adviser
With decades of experience, Michael provides trusted guidance on mortgages, pensions, and wealth management, maintaining long-term relationships with multi-generational clients.
Questions
What financial services do you offer?
We provide comprehensive financial planning including pensions, mortgages, investments, retirement strategies, and wealth protection solutions tailored to individual circumstances.
How are your services charged?
Our fees are transparent and agreed upfront, covering initial consultations, ongoing advice, and implementation. We explain all costs clearly before starting any work.
Are you regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority, ensuring adherence to strict professional standards.
Do you work with clients outside Surrey?
We serve clients across the UK, with particular expertise in Surrey and London, offering remote consultations alongside face-to-face meetings.
How often are financial plans reviewed?
We recommend annual reviews or whenever significant life changes occur, ensuring your financial strategy remains aligned with evolving circumstances.
What happens during the initial consultation?
The first meeting focuses on understanding your needs and determining if we're a good fit, with no obligation to proceed beyond this exploratory discussion.
Reviews (6)
John Furness
Jan 22, 2022
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I have been with Lloyd O'Sullivan for a number of years and Mick Findlay is my contact. The company is very professional and helpful, always available and their advice has always been excellent.
Woody Harleyson
Jan 16, 2022
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Jamie managed to find us a mortgage when many others had failed. I'm writing this from the first night in our flat which he managed to sort out a mortgage for. I can't thank him enough for being so professional, timely, efficient and resourceful. Considering the sums of money involved in a house price these days, absolutely earned his money, no quibble from us at all. No doubt about it, he'll be my first point of contact when we come to move home. Thank you Jamie + Lloyd O'Sullivan services.
Jamie Mills
Nov 14, 2021
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This is the second time we have used Lloyd O'Sullivan as our mortgage advisor, and I cannot recommend them highly enough. They are everything you want from a broker. They made our life simpler and were highly reliable, diligent, thorough, friendly and flexible around the continuous changes that we experienced. Specifically, I would recommend Jamie Anthony, who was our main point of contact. We will use again next time *****
RichardFrench
Oct 24, 2021
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We have been dealing with Tony and Mike for more than twenty five years. They, and their team, have provided us comprehensive advice regarding mortgages, pensions, savings and investments amongst other aspects of financial planning. Their continued emphasis on delivering an efficient, personal service is reassuring. We will continue to recommend them to anyone seeking financial advice.
Mairead Balfe
Sep 05, 2021
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I cannot recommend Dean enough! after being messed around by another mortgage broker who promised us the earth, and didn't deliver, even after 3 months. Dean got us the mortgage in 15 working days, always available to take our calls, Cant thank him enough, he was the only person in this process that didn't let us down, Just wish we found him sooner, as we nearly lost our dream home, so professional, and nothing was too much trouble. For that we thank you. Maggie and David
Alan Redmond
May 10, 2021
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Great overall experience dealing with Dean Boyd for mortgage advice. His professional yet caring approach was invaluable at such a stressful time. Really helpful, insightful and detailed advice that made getting a mortgage a pain free process. Would recommend to anyone looking for financial or mortgage advice as this really was a fantastic service all round. I'll certainly be using Lloyd OSullivan's and Dean again in the future.
