Business Details
33 Years
experience
Expert Financial Advice for Personal Injury Claimants
At Personal Financial Planning, we specialise in providing expert independent financial advice to recipients of personal injury damages. Established in 1993, our Employee Ownership Trust structure reflects our commitment to both our clients and team members. We have been at the forefront of developments in periodical payments, personal injury trusts, and bespoke investment planning. Our team has provided expert financial advice in landmark cases such as Swift -v- Carpenter and has advised the Lord Chancellor on discount rate matters.We combine deep industry knowledge with a client-centric approach, offering tailored solutions that address the unique needs of catastrophically injured claimants. Our services are designed to help clients make compensation awards last a lifetime while maintaining access to essential benefits. With decades of collective experience, we maintain authorisation and regulation by the Financial Conduct Authority, ensuring the highest standards of professional conduct.
Services
Financial Advice
Personal Injury Trusts
Investment Planning
Benefits Optimisation
Expert Witness Reports
Details
- Year established: 1993
Highlights and features
- We have over 30 years' experience in personal injury financial planning
- Our Employee Ownership Trust structure prioritises client and employee interests
- We've provided expert evidence in landmark legal cases like Swift -v- Carpenter
- Regulated by the Financial Conduct Authority for professional excellence
- Specialists in maintaining benefits eligibility while managing compensation awards
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Highly recommend
Thorough knowledge
Personalised approach
Exceptional support
Services
Financial Advice
Our expert financial advice helps personal injury claimants make informed decisions about compensation management. We specialise in creating long-term strategies that balance immediate needs with lifetime requirements. Our approach combines legal knowledge with investment expertise to maximise the value of compensation awards while maintaining access to essential benefits. Clients receive ongoing support to adapt to changing circumstances.
Personal Injury Trusts
We establish and manage personal injury trusts to protect compensation awards while preserving benefits eligibility. Our trusts ensure proper asset management and distribution according to client wishes. We provide ongoing administration support and guidance on trust-related tax implications. This service helps maintain financial security while complying with legal requirements.
Investment Planning
Our investment planning service creates tailored portfolios balancing growth potential with risk management. We focus on long-term sustainability while maintaining liquidity for immediate needs. Regular reviews ensure strategies adapt to market changes and evolving client circumstances. We prioritise capital preservation while generating returns to support ongoing care requirements.
Benefits Optimisation
We help clients maintain and maximise entitlement to means-tested benefits through strategic financial planning. Our experts navigate complex benefit regulations to ensure compliance while protecting compensation awards. We provide ongoing guidance to adapt to changing legislation and personal circumstances, ensuring continued access to essential support services.
Expert Witness Reports
Our consultants provide expert financial evidence for personal injury litigation cases. We prepare comprehensive reports assessing long-term financial needs and recommending appropriate award structures. Our team has provided testimony in landmark cases and regularly advises legal professionals on complex financial matters related to personal injury claims.
People
Richard Cropper
Authorised and Regulated Consultant
With decades of experience, Richard specialises in financial advice for personal injury claimants. He has provided expert evidence in landmark cases and advised the Lord Chancellor on discount rate matters. His approach combines technical expertise with compassionate client support.
Ian Rowe
Authorised and Regulated Consultant
Ian has specialised in personal injury financial advice since 2004. He leads the personal injury trust team with extensive experience in managing complex compensation awards. His client-focused approach ensures clear communication and tailored financial solutions.
Joanne Moores
Welfare Benefits and Care Adviser
Joanne has provided welfare benefits advice since 2005. She specialises in navigating complex benefit systems to help clients maintain essential support. Her expertise includes social care financial assessments and personal injury trust matters.
Michaela Ryan
Authorised and Regulated Chartered Consultant
Michaela provides expert financial planning services with chartered status demonstrating professional excellence. She works closely with clients to develop sustainable investment strategies that address long-term care requirements while maintaining benefits eligibility.
Richard Winward
Authorised and Regulated Consultant
Richard manages bespoke investment plans for personal injury clients. His approach combines technical expertise with clear communication to help clients understand complex financial matters. He focuses on creating sustainable solutions that adapt to changing needs.
Questions
How do I protect compensation while maintaining benefits?
We specialise in establishing personal injury trusts that protect assets while preserving eligibility for means-tested benefits.
What investment options are available for compensation awards?
We offer tailored investment strategies balancing risk management with growth potential to ensure long-term financial security.
Can I access expert legal financial advice?
Our team provides expert witness services and financial evidence for personal injury litigation cases.
How do I manage periodical payments?
We monitor and advise on periodical payment calculations to ensure accurate inflation-linked adjustments.
What happens to my trust when I die?
We help structure trusts to address succession planning and ensure proper distribution of remaining assets.
Reviews (1)
Angharad Rott
May 18, 2018
Report
Since my compensation settlement after suffering a TBI 12.5 years ago PFP have been providing me with financial support in regards to investments etc. And in all honesty I would not choose anyone else they have been Excellent. Making sure I make the right decisions with regards to my money. I would recommend them to anyone
