Business Details
23 Years
experience
Independent Financial Advisers in Stokenchurch
Established in 2003, Chiltern Consultancy is an independent financial advisory firm based in Stokenchurch, Buckinghamshire. Our team of 26 professionals, including 9 advisers with over 300 years of combined experience, provides holistic financial planning solutions for individuals and businesses. We are directly regulated by the Financial Conduct Authority and pride ourselves on delivering tailored advice that integrates with clients' broader financial goals. Our services span investment management, pension planning, protection, mortgages, and estate planning, supported by a dedicated paraplanning team and in-house investment committee.We manage over 450 million in client assets and serve more than 4,500 individual clients and 100 companies. Our approach emphasizes collaboration with clients' other professional advisers, such as accountants and lawyers, to ensure comprehensive outcomes. We maintain transparency through our Personal Finance Portal, enabling secure 24/7 access to client data and documents.
Services
Investment Advice
Pension Planning
Protection
Mortgages
Estate Planning
Care Fee Funding
Corporate Financial Advice
Equity Release
Health Insurance
Long Term Care
Details
- Year established: 2003
Highlights and features
- Established in 2003 with 20+ years of financial advisory expertise
- Team of 9 chartered advisers with 300+ combined years of experience
- Holistic approach integrating investment, pension, and estate planning
- Secure 24/7 client portal for real-time financial data access
- Direct FCA regulation ensuring compliance with highest industry standards
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Reliable and trustworthy
Excellent service
Professional approach
Saved us money
Marvellous support
Services
Investment Advice
Our investment advisory service helps clients grow and protect their wealth through tailored strategies. We assess risk tolerance, financial goals, and market conditions to create diversified portfolios. With an in-house investment committee and 20+ years of experience, we provide ongoing portfolio management and performance reviews to ensure alignment with changing circumstances.
Pension Planning
We offer comprehensive pension planning solutions to help clients achieve financial security in retirement. Our services include pension consolidation, tax-efficient withdrawals, and state pension optimisation. With specialist expertise in auto-enrolment schemes and over 300 years of combined advisory experience, we ensure clients maximise their retirement income while complying with regulatory requirements.
Mortgage Advice
Our mortgage advisory service helps clients navigate property purchases with expert guidance on available options. We provide impartial advice on fixed, tracker, and variable rate mortgages, considering individual financial circumstances and long-term goals. With access to the full mortgage market, we help clients secure competitive rates and manage associated fees effectively.
Estate Planning
Our estate planning service ensures clients' assets are distributed according to their wishes while minimising inheritance tax liabilities. We specialise in creating wills, establishing trusts, and implementing tax-efficient strategies. With experience in complex estate structures and collaboration with legal professionals, we provide comprehensive solutions for preserving family wealth across generations.
Care Fee Funding
Chiltern Care provides specialist advice on funding long-term care requirements while protecting family assets. We help clients navigate local authority assessments, capital thresholds, and care home funding options. Our compassionate approach combines financial expertise with practical guidance to ease the emotional and financial burden during challenging times.
People
Mike Foster
CEO/Independent Financial Adviser
With over 20 years' experience, Mike leads Chiltern Consultancy's advisory team. He specialises in holistic financial planning, combining investment management with estate preservation strategies. Mike holds the Diploma in Financial Planning and has helped numerous clients achieve their financial goals through tailored solutions.
Angela Dickson
Director/Chartered Financial Planner
Angela brings 15+ years of expertise in retirement planning and tax-efficient investments. As a Chartered Financial Planner, she focuses on creating sustainable income strategies for clients approaching retirement, consistently delivering cost-saving solutions that enhance long-term financial security.
Stuart Clark
Independent Financial Adviser
Stuart specialises in portfolio restructuring and risk management, with particular expertise in helping professionals transition from employment to retirement. His methodical approach ensures clients fully understand investment implications while maintaining compliance with FCA regulations.
Shaun Clarke
Director/Independent Financial Adviser
Shaun focuses on inheritance tax mitigation and intergenerational wealth transfer. With experience in complex estate planning, he helps clients implement strategies that balance family needs with tax efficiency, ensuring smooth asset transitions across generations.
Estelle Burnard
Pension Administrator
Estelle manages pension administration and employee benefits, supporting over 100 corporate clients. Her expertise in auto-enrolment schemes and pension compliance ensures businesses meet regulatory requirements while optimising employee retirement benefits.
Questions
What financial services do you offer?
We provide investment advice, pension planning, protection, mortgages, estate planning, and care fee funding solutions for individuals and businesses.
Are you regulated by the FCA?
Yes, we are directly authorised and regulated by the Financial Conduct Authority under reference number 514493.
Do you offer online account access?
Yes, our Personal Finance Portal provides secure 24/7 access to your financial data, documents, and secure messaging with your adviser.
What areas do you serve?
We operate nationwide across the UK from our Stokenchurch headquarters, supporting clients in all major cities and rural areas.
Reviews (2)
Steve Conway
Jul 18, 2021
Report
Stuart gave us a very professional review and considered quality advice, would recommend him and his team especially on investment and long term planning.
Chiltern Consultancy Limited
Aug 20, 2016
Report
Chiltern Consultancy have been awarded HIGHLY COMMENDED in the category Best Adviser, Auto Enrolment Proposition at the Corporate Adviser Awards 2016 acknowledge excellence in the provision and communication of advice and financial products through the workplace. The Awards celebrated those advisers and providers that have brought real innovations to the field of workplace financial services, innovations that have been shown to be valued by both employers and employees at a time of unprecedented change.
