Business Details
Trusted Financial Advisers in Crowthorne
As independent Chartered Financial Planners with over 25 years of combined experience, we specialise in crafting tailored financial strategies for senior executives, business owners, and wealthy families. Our team of certified professionals prioritises client needs through retirement planning, investment management, and estate optimisation. We operate across the Thames Valley, serving Berkshire, Surrey, and Buckinghamshire, with a commitment to transparency and long-term financial security. Our process begins with understanding individual goals, followed by bespoke advice and seamless implementation.Recognised for our expertise, we are regulated by the Financial Conduct Authority and maintain Chartered status through continuous professional development. Client testimonials highlight our no-nonsense approach, tax-efficient strategies, and ability to simplify complex financial decisions. We focus on building intergenerational wealth while ensuring compliance with industry standards and ethical practices.
Services
Retirement Planning
Investment Management
Estate Planning
Tax Optimisation
Wealth Management
Financial Consulting
Highlights and features
- We offer 25+ years of combined experience in financial planning
- Our team includes Chartered Financial Planners and Certified Financial Planners
- We implement tax-efficient strategies for wealth preservation
- Clients praise our transparent, jargon-free communication style
- We serve clients across Thames Valley with local market knowledge
Associations and certifications
- Chartered Financial Planner
- Financial Conduct Authority (FCA)
- FPFS (Financial Planning Faculty)
What people say
Extremely courteous
Professional team
Confidence in planning
Secure future
No-nonsense approach
Services
Retirement Planning
We help clients determine financial requirements for retirement, considering pensions, savings, and investments. Our approach addresses tax efficiency, inflation risks, and care fee contingencies. By aligning financial strategies with lifestyle goals, we ensure clients maintain control over their retirement timing and enjoy financial security.
Investment Management
Our tax-efficient investment strategies focus on low-cost, diversified portfolios tailored to individual risk profiles. We monitor market trends and adjust strategies to optimise returns while minimising charges. Clients benefit from regular reviews and transparent reporting to ensure their investments remain aligned with long-term objectives.
Estate Planning
We help clients structure their estates to maximise inheritance for beneficiaries while minimising tax liabilities. Our approach includes will creation, trust establishment, and intergenerational wealth transfer strategies. We ensure clients' wishes are legally protected and provide peace of mind regarding family financial security.
Tax Optimisation
Our specialists identify legal tax reduction opportunities across pensions, investments, and business assets. We implement strategies to minimise capital gains tax, inheritance tax, and income tax liabilities. By integrating tax planning with overall financial strategies, we help clients retain more of their wealth for future generations.
Wealth Management
We provide comprehensive management of complex financial situations for high-net-worth individuals. Our services include cashflow forecasting, risk management, and multi-generational planning. By coordinating with legal and accounting professionals, we ensure all aspects of clients' financial lives work harmoniously towards their long-term objectives.
People
Andy Hearne
Chartered Financial Planner
With over 25 years' experience, Andy specialises in retirement planning and investment strategy. He holds the Chartered Financial Planner designation and focuses on creating tax-efficient solutions for senior executives and business owners.
David Hearne
Chartered Financial Planner
David combines Certified Financial Planner (CFP) qualifications with Chartered status to deliver comprehensive wealth management strategies. His expertise includes estate planning and intergenerational wealth transfer for affluent families.
Alison Brazier
Senior Paraplanner
As a Chartered Senior Paraplanner, Alison provides technical support for complex financial cases. She ensures regulatory compliance and accuracy in documentation while maintaining Chartered professional standards through continuous education.
Emma Hobson
Paraplanning Manager
Emma leads the paraplanning team with DipPFS qualifications, focusing on implementation of financial strategies. She ensures efficient execution of client recommendations while maintaining technical accuracy and regulatory compliance.
Oli Feltwell
Trainee Paraplanner
Oli supports the paraplanning function with DipPFS qualifications, assisting in documentation preparation and strategy implementation. He is developing expertise in financial planning processes under senior supervision.
Questions
What financial planning services do you offer?
We specialise in retirement planning, investment management, estate planning, tax optimisation, and wealth management for senior executives, business owners, and affluent families.
How do you work with clients?
Our three-step process includes initial planning discussions, bespoke advice presentation, and implementation support. We maintain regular reviews to ensure strategies remain aligned with clients' evolving needs.
Which areas do you serve?
We primarily serve clients across the Thames Valley region, including Berkshire, Surrey, and Buckinghamshire, with a focus on Crowthorne and surrounding areas.
What qualifications do your advisers hold?
Our team includes Chartered Financial Planners, Certified Financial Planners (CFP), and professionals with DipPFS and FPFS designations, ensuring high standards of expertise and ethics.
How are you regulated?
We are authorised and regulated by the Financial Conduct Authority (FCA) under registration number 301132, adhering to strict professional standards and conduct requirements.
Reviews (2)
Susan Sampson
Aug 24, 2021
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My husband and I recently met with David to discuss our plans for retirement and as a result, we've made a life changing decision which would not have been possible without his support. It was so reassuring to have a clearly experienced professional look at our cash flow and help us understand our options. David's approach immediately put us at ease, he made sure he fully understood not only our financial position but also our personal aspirations for our future which was so important in helping us make our decision.
At our final meeting, he delivered our options which such clarity that it allowed us to quickly absorb the complex information and understand our options. I would highly recommend FPP to help anyone look at their financial position in order to shape their future.
At our final meeting, he delivered our options which such clarity that it allowed us to quickly absorb the complex information and understand our options. I would highly recommend FPP to help anyone look at their financial position in order to shape their future.
M. S.
Aug 05, 2021
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This company charges several thousand pounds a year ongoing financial adviser charges when the real work is done by the Investment House such as the Prudential. When you deal with FPP you pay a substantial investment management charge to the Bond provider itself such as the Pru, thousands of pounds introduction fee for this firm to fill in a simple Bond Investment Form and then thousands of pounds annually to them for "ongoing financial advice" which in my case was non-existent.
If you are thinking of using them tell them that you do not agree to pay ongoing advice charges which arem ludicrous when the investment provider does all of the work. The whole thing is a financial RIP-OFF
If you are thinking of using them tell them that you do not agree to pay ongoing advice charges which arem ludicrous when the investment provider does all of the work. The whole thing is a financial RIP-OFF
