P & P Invest

Business Details

Trusted Chartered Financial Planners in Southampton

Established by professionals with over two decades of experience in financial services, P & P Invest operates as an independent wealth management firm dedicated to providing tailored financial solutions. As Chartered Financial Planners regulated by the Financial Conduct Authority, we uphold the highest standards of professionalism and ethical practice. Our independence ensures complete impartiality, allowing us to assess the entire market to recommend investments and products that align precisely with individual client needs. With a client retention rate of 75% over ten years, our approach combines rigorous analysis with a deep understanding of personal financial goals. Our team includes Philip Pearson, a Fellow of the Personal Finance Society, reflecting our commitment to excellence and expertise.

We specialise in wealth management, pensions, investments, trusts, and inheritance planning, delivering bespoke strategies that adapt to evolving circumstances. Our fee structures are transparent and flexible, offering clients choice without compromising on the quality of advice. Regular portfolio reviews ensure ongoing alignment with financial objectives, while our free initial consultation removes barriers to accessing expert guidance. Through comprehensive research resources and analytical tools, we simplify complex financial decisions, enabling clients to focus on their priorities. Our Southampton-based office serves clients across Hampshire and beyond, combining local accessibility with national regulatory oversight.

Services

Wealth Management Pensions Planning Investment Advisory Trusts Administration Inheritance Tax Planning School Fees Planning Care Fee Strategies

Highlights and features

We have over 20 years of experience in independent financial advisory services
Our team includes a Fellow of the Personal Finance Society
We operate with complete market independence for impartial recommendations
We provide tailored investment portfolios with flexible review schedules
Our transparent fee structures prioritise client choice and clarity

Associations and certifications

Financial Conduct Authority
Chartered Institute of Insurance

Website

Update Listing

Services

Wealth Management

We create customised wealth management strategies that adapt to changing life circumstances. Our independent status allows access to the full market, ensuring optimal investment choices. Regular portfolio reviews maintain alignment with financial objectives while our analytical tools simplify complex decision-making processes.

Pensions Planning

Our pensions specialists develop comprehensive retirement strategies tailored to individual needs. We assess all available pension products to create tax-efficient solutions that maximise retirement income. Regular reviews ensure ongoing suitability as regulations and personal circumstances evolve.

Investment Advisory

We provide impartial investment advice based on thorough market analysis. Our recommendations consider risk tolerance, financial goals, and market conditions. The independent structure allows us to select from the entire universe of investment products without restrictions.

Inheritance Tax Planning

Our specialists develop strategies to minimise inheritance tax liabilities while preserving family wealth. We utilise trusts and other vehicles to ensure efficient wealth transfer. Regular reviews adapt plans to changing tax legislation and family circumstances.

School Fees Planning

We create dedicated education funding strategies that ensure school fee commitments are met. Our solutions consider current financial capacity and future requirements, incorporating tax-efficient investment vehicles specifically designed for educational expenses.

People

Philip Pearson

Senior Adviser

Fellow of the Personal Finance Society with over 20 years' experience in financial services. Specialises in complex wealth management solutions and investment strategy development.

Questions

What makes P&P Invest different from other financial advisers?

We are fully independent Chartered Financial Planners with no ties to product providers, ensuring completely impartial advice tailored to individual client needs.

How do you charge for your financial planning services?

We offer transparent fee structures including fixed fees and portfolio-based charges. Detailed pricing information is available in our downloadable fee disclosures.

Can you help with both personal and business financial planning?

Yes, we advise individuals and companies on wealth management, pensions, investments, and succession planning solutions for both personal and business contexts.

How often do you review investment portfolios?

We recommend annual reviews as a minimum, but can conduct more frequent assessments based on client preference or changing market conditions.

Are your financial advisers qualified?

All our advisers hold relevant professional qualifications, including Philip Pearson who is a Fellow of the Personal Finance Society.

Do you offer initial consultations?

Yes, we provide free, no-obligation initial consultations either at our Southampton office or your preferred location to discuss your financial needs.

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Reviews (5)

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Shirley Mccormick

Mar 19, 2023 Report

My husband and I went to see Kevin with little idea of what to do with our pension.
Kevin was amazing he helped us understand the pension got us the best deal going, and generally couldn't do enough to help us, We would HIGHLY recommend P and P Invest,
The staff are lovely people, and the cup of tea was good!!
this company are " User Friendly"
Pete and Shirley McCormick

Neil Dewey

Dec 02, 2021 Report

Another outstanding 6 months of results. In the 20 plus years that Philip Pearson has managed our investments we have seen good and sometimes spectacular growth. More particularly he has managed to maintain this during periods of financial crisis in direct contrast to our experiences with other advisors. Clear unblinking advice, delivered promptly. Always a pleasure to hear from him.

Gary Holmes

Nov 07, 2021 Report

Philip has been the commensurate professional simplifying financial advice to make our money work for us in ways we cannot believe. Delighted with the advice given and our investment returns just wish we had done it sooner, so we have recommended him to family and friends!

Natasha Still

Oct 12, 2021 Report

P&P invest are very professional and easy to talk to. Over the years Kevin Pattinson has given solid great advise. Always explaining the options in detail. Would whole heartedly recommend and trust P&P Invest.

Marianne Hayes

Oct 03, 2021 Report

Phillip is very professional, and approachable at the same time, and delivers what he offers. He gives good advice and follows the market closely and regularly, so to provide the best return. I am amazed by the excellent performances with transact this year! I am particularly happy that my investments go to sustainable companies.