Business Details
38 Years
experience
Your Trusted Partner for Financial Planning Solutions
Established in 1988, Lawson Financial Management is a family-run independent financial advisory firm dedicated to delivering unbiased, client-centric wealth management solutions. With over three decades of industry experience, we specialise in crafting tailored financial strategies that prioritise long-term client relationships and financial wellbeing. Our team combines technical expertise with a commitment to transparency, ensuring complex financial concepts are communicated clearly and accessibly. We operate under a holistic philosophy, addressing clients' current circumstances and future aspirations through comprehensive planning frameworks.As FCA-authorised professionals, we maintain rigorous compliance standards while preserving the personal touch that distinguishes our service. Our dual office locations in Cornwall and Hampshire enable us to serve clients across multiple regions while maintaining local market insights. Through successive generations of advisors, we've preserved our founding principles of integrity and client-first service, adapting our methodologies to meet evolving financial landscapes.
Services
Financial Planning
Pensions Advice
Investment Management
Inheritance Tax Planning
Life Insurance
Estate Planning
Details
- Year established: 1988
Highlights and features
- Over 30 years of independent financial advisory experience
- Family business combining personal service with professional expertise
- Holistic approach to financial planning and wealth management
- Transparent communication without financial jargon
- FCA-authorised and regulated for client protection
Associations and certifications
- Financial Conduct Authority
What people say
Expert financial advice
Clear explanations
Professional service
Long-term relationships
Successful retirement planning
Services
Financial Planning
Our financial planning service creates comprehensive strategies tailored to individual circumstances. We assess current financial positions, risk tolerance, and long-term goals to develop actionable plans covering investment management, retirement planning, and estate preservation. The approach combines technical expertise with clear communication, ensuring clients understand all aspects of their financial strategy. Regular reviews maintain alignment with evolving personal circumstances and market conditions.
Pensions Advice
Specialist pension guidance covers workplace, personal, and self-employed pension arrangements. We evaluate existing pension provisions, recommend optimisation strategies, and provide tax-efficient withdrawal solutions. The service includes state pension forecasting, pension consolidation advice, and retirement income planning. Our approach ensures clients maximise their retirement resources while maintaining compliance with regulatory requirements.
Investment Management
Tailored investment strategies consider individual risk profiles and financial objectives. We construct diversified portfolios using appropriate asset allocations across equities, bonds, and alternative investments. The service includes regular performance monitoring, rebalancing, and tax-efficient investment structuring. Clients receive ongoing portfolio reviews to ensure continued alignment with their financial goals and market developments.
Inheritance Tax Planning
Comprehensive inheritance tax mitigation strategies address estate preservation and efficient wealth transfer. We assess current estate values, identify potential tax liabilities, and recommend appropriate mitigation vehicles. The service includes lifetime gifting strategies, trust arrangements, and wills coordination with legal professionals. Our approach balances tax efficiency with clients' personal wishes for asset distribution.
Life Insurance
Personalised protection solutions cover life cover, critical illness, and income protection needs. We assess individual requirements to recommend appropriate coverage levels and policy structures. The service includes term and whole-of-life insurance options, critical illness riders, and income protection policies. Regular reviews ensure continued suitability as clients' circumstances evolve over time.
People
David M. Lawson
Principal Partner
Chartered Insurance Practitioner with over 35 years' experience in financial services. Graduated in Civil Engineering before transitioning to financial advisory work in 1987. Founded Lawson Financial Management in 1988, maintaining its family business ethos while expanding its service offerings.
Matthew Lawson
Partner & Financial Adviser
Experienced financial adviser with decade-long industry expertise. Holds DipFA qualification from London Institute of Banking & Finance. Specialises in delivering tailored financial solutions while maintaining work-life balance principles. Contributes technical knowledge and modern advisory approaches to the family business.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning covering pensions, investments, inheritance tax mitigation, and protection planning. Our holistic approach considers your complete financial circumstances to create tailored strategies.
Are your initial consultations free?
Yes, we offer a free 45-minute initial consultation to discuss your financial goals and determine if we can help develop appropriate solutions for your circumstances.
How are you regulated?
We are authorised and regulated by the Financial Conduct Authority (FCA) under registration number 134721, ensuring compliance with strict professional standards.
Do you work with clients outside Cornwall?
Yes, we serve clients across multiple regions including Hampshire and Berkshire, in addition to our Cornwall base, through both office visits and remote consultations.
What pension types do you advise on?
We provide guidance on workplace pensions, personal pensions, self-invested personal pensions (SIPPs), and state pension optimisation strategies.
How often should financial plans be reviewed?
We recommend annual reviews or whenever significant life changes occur to ensure your financial plan remains aligned with your evolving circumstances and goals.
