PFM Associates

At Purposeful FM, we strive to make responsible investing straightforward and accessible, allowing our clients to support sustainability while pursuing their financial ambitions. We understand the intrinsic value of investing with a conscience, and we guide each individual to choose the most suitable path. Responsible investing aligns ethical impact with financial performance, promoting long-term value. Our approach helps clients integrate sustainability into their portfolio without compromising their goals.

Inheritance tax can significantly reduce the value of the estate youve carefully built. We offer strategic solutions to mitigate its effect through tailored financial planning, Wills, and the use of Trusts. Our expertise allows us to construct tax-efficient arrangements suited to your specific circumstances. This approach ensures more of your legacy is passed on as intended.

Planning Wills and managing assets for future family protection can appear daunting, which often leads to delays. Our specialists provide clear, professional guidance tailored to your individual needs. We assist you in navigating the complexities involved, including tax considerations. With our support, you can make confident and informed decisions for your familys future.

Equity release may offer a means of accessing funds tied up in your property, whether for home adaptations or to support your income in retirement. We understand that such decisions carry long-term financial implications and are not suitable for everyone. Our expert financial planners will assess your circumstances thoroughly. We are committed to helping you identify the most appropriate strategy for your needs.

With extensive experience supporting clients in the medical field, our financial planners possess a deep understanding of NHS pension arrangements and associated intricacies. We are well-versed in the complexities of medical pay structures and provide guidance that reflects this specialised knowledge. Our aim is to deliver financial clarity tailored to the unique circumstances of medical professionals.

Having spent over 23 years in the financial services sector, I possess extensive experience gained from holding various roles, including providing financial guidance and managing teams. I continue to be highly driven and motivated, with a strong resolve to succeed in all my endeavors.

I am a Chartered Financial Planner and a Fellow of the Personal Finance Society, which has equipped me with a solid technical foundation. However, what I value most is fostering strong relationships with my team members, supporting them in reaching their full potential and achieving their most significant objectives.

With over thirty years financial services experience, I support the business in ensuring it meets its regulatory and legal obligations. Theres no such thing as an average day, variety and constant change is what keeps me interested.