Business Details
37 Years
experience
Your Trusted Financial Advisers in Emsworth
Established in 1989, Independent Financial Solutions has built a reputation for delivering expert financial advice tailored to diverse client needs. Our team of highly qualified professionals specialises in retirement planning, investment strategies, tax-efficient savings, and inheritance tax solutions, alongside comprehensive mortgage and protection services. With over three decades of experience serving clients along the South Coast, we prioritise long-term relationships and a deep understanding of individual financial goals.Our commitment to independent, impartial advice ensures recommendations are based on thorough market analysis, reflecting our dedication to client outcomes. As a regulated firm under the Financial Conduct Authority, we uphold rigorous compliance standards while maintaining a personal, approachable service ethos. Our clients value our ability to simplify complex financial matters, offering clarity and confidence in planning for their futures.
Services
Retirement Planning
Investment Advice
Tax Planning
Mortgage Services
Inheritance Tax Planning
Details
- Year established: 1989
Highlights and features
- 35+ years of combined experience in financial planning and advisory services.
- Independent advice based on comprehensive market analysis and client needs.
- Specialised expertise in retirement, tax, and inheritance planning.
- Long-standing commitment to client relationships and financial education.
- Regulated by the Financial Conduct Authority for compliance and trust.
Associations and certifications
- Financial Conduct Authority
What people say
Unwavering support
Responsive and supportive
Easy and straightforward
Professional and friendly
Helped stay grounded
Services
Retirement Planning
We help clients prepare for retirement by creating tailored strategies to maximise income and security. Our advisers assess pension options, including defined benefit schemes, and recommend tax-efficient withdrawals. With expertise in freedom and choice regulations, we ensure your retirement plan aligns with your lifestyle goals and risk tolerance.
Investment Advice
Our investment services focus on growing and preserving client wealth through diversified portfolios. We analyse market trends and individual risk profiles to recommend ISAs, general investment accounts, and bonds. By prioritising long-term growth and tax efficiency, we help clients achieve financial milestones while maintaining compliance with regulatory standards.
Tax Planning
We design strategies to minimise tax liabilities through legitimate savings vehicles and estate planning. Services include advising on tax-efficient savings options, capital gains tax mitigation, and inheritance tax reduction using trusts and wills. Our approach ensures compliance while maximising after-tax returns for clients' financial security.
Mortgage Services
We offer comprehensive mortgage advice, including purchases, remortgaging, and buy-to-let options. Our team evaluates market products to secure competitive rates tailored to clients' financial situations. We also provide equity release solutions for later-life planning, ensuring affordability and alignment with long-term goals.
Inheritance Tax Planning
Our specialists help clients protect assets for future generations through strategic inheritance tax planning. We utilise trusts, wills, and gifting strategies to reduce liabilities while respecting family needs. By integrating these plans with broader financial goals, we ensure a legacy that reflects clients' intentions and complies with legal requirements.
People
David Stamp
CEO & Financial Adviser
With over 35 years in financial services, David combines industry expertise with technology integration to enhance client relationships. He founded IFS in 1989 and leads strategic direction while providing advisory services.
Lucy Taylor
Compliance Director & Financial Adviser
Lucy oversees compliance and supervises advisers, leveraging 15 years of financial services experience. Her role ensures regulatory adherence while maintaining high standards in client advisory processes.
David Gilbertson
Financial Adviser
A 30-year industry veteran, David specialises in mortgages, protection, and pension transfers. His expertise in defined benefit schemes provides clients with tailored retirement solutions.
Matthew Sedgley
Financial Adviser
Matthew focuses on retirement and tax planning, with a background in pension transfers. Since 2004, he has helped clients navigate complex financial decisions, particularly post-2015 pension freedoms.
Kirsten Richardson
Financial Adviser
With over 12 years at IFS, Kirsten specialises in later-life planning. She simplifies financial advice accessibility, building trust through clear communication and holistic strategies for long-term client security.
Questions
What services does Independent Financial Solutions offer?
We provide retirement planning, investment advice, tax-efficient savings strategies, mortgage services, and inheritance tax planning tailored to individual client needs.
How is IFS different from other financial advisers?
We combine over 30 years of experience with independent, impartial advice, focusing on long-term client relationships and comprehensive market analysis.
Do you offer ongoing financial reviews?
Yes, many clients opt for annual reviews to ensure their financial plans remain aligned with evolving goals and market conditions.
Are your services available outside the South Coast?
While based in Emsworth, we serve clients nationwide through virtual consultations and remote advisory services.
How do you ensure advice remains up-to-date?
We continuously monitor regulatory changes and market trends, ensuring recommendations reflect current best practices and compliance standards.
What qualifications do your advisers hold?
Our team holds advanced certifications in pension transfers, tax planning, and investment management, alongside ongoing professional development.
