Business Details
29 Years
experience
Your Trusted Partner for Financial Advice in St Neots
Established in 1997, Premier Plus is a trusted independent financial advisory firm serving clients in St Neots and surrounding areas. Our team of experienced advisers combines over 175 years of collective expertise to deliver personalized financial solutions tailored to individual needs. We specialise in mortgages, equity release, pensions, and protection planning, prioritising long-term client relationships over transactional interactions. As an FCA-regulated firm, we maintain rigorous professional standards while offering fee-free advice with no obligation to purchase products. Our client-first ethos drives every recommendation, supported by a deep understanding of local market dynamics and a commitment to community engagement.With many advisers having served the firm for decades, we provide continuity of service that larger institutions often lack. Our holistic approach considers clients' entire financial landscapes, ensuring solutions align with both immediate requirements and future aspirations. This dedication to comprehensive, ethical advice has earned us referrals from 16,000 satisfied clients, many of whom have worked with us for multiple generations. We maintain offices in St Neots but gladly visit clients at home or work to ensure accessibility. Our fee-free model and transparent communication reflect our belief that financial advice should empower rather than confuse.
Services
Mortgages
Equity Release
Pensions Planning
Family Protection
Investments
Details
- Year established: 1997
Highlights and features
- We offer over 175 years combined experience in financial advice
- Our team provides fee-free mortgage advice with no obligation
- We are regulated by the Financial Conduct Authority
- We offer personalized financial solutions tailored to individual needs
- We have a client-first approach with a focus on long-term relationships
Associations and certifications
- Financial Conduct Authority
What people say
Exceptional service
Professional support
Personalised approach
Smooth process
Expert guidance
Services
Mortgages
We provide comprehensive mortgage advice covering first-time purchases, remortgaging, and buy-to-let properties. Our independent status allows access to the entire market, ensuring optimal solutions for clients' property financing needs. With specialist expertise in complex cases and new build properties, we guide clients through every stage of the mortgage process.
Equity Release
Our equity release specialists help homeowners aged 55+ access tax-free cash from their property. We offer impartial advice on lifetime mortgages and home reversion plans, ensuring clients understand long-term implications while maintaining financial security in retirement.
Pensions Planning
We provide tailored pension strategies including workplace schemes, personal pensions, and self-invested personal pensions (SIPPs). Our advisers help clients consolidate existing pensions, optimise contributions, and develop sustainable income strategies for retirement.
Family Protection
We design protection packages combining life insurance, critical illness cover, and income protection. Our approach ensures families maintain financial stability through unexpected events, with policies tailored to individual circumstances and future obligations.
Investments
We offer investment management services for individuals and businesses, creating diversified portfolios aligned with risk tolerance and financial goals. Our expertise covers ISAs, investment bonds, and tax-efficient structures to maximise long-term growth potential.
People
Kevin Hull
Managing Director
With over 38 years in financial services, Kevin founded Premier Plus in 1997. He combines strategic leadership with hands-on client work, specialising in protection products. Married with three children and five grandchildren, he maintains strong local ties.
Gary Wilson
Financial Adviser
Gary brings 20+ years' experience in financial advice, including a decade with discretionary fund managers. He specialises in investment and pension planning while actively supporting St Neots Town Football Club in various roles.
Claire MacInnis-Hill
Mortgage Adviser
Claire has 20+ years' experience in financial services, including mortgage and protection advisory roles. She balances client work with family life, enjoying countryside walks with her dogs and gardening.
Michal Mikula
Mortgage Adviser
Michal transitioned to independent mortgage advice in 2016 after eight years at Lloyds Bank. He specialises in whole-of-market solutions while balancing family life with tennis and chess pursuits.
Roxy Burridge
Mortgage Adviser
Roxy progressed from administrator to qualified mortgage adviser over ten years. She focuses on helping first-time buyers while managing family commitments and weekend football duties.
Questions
Are you truly independent financial advisers?
Yes, we are fully independent and not tied to any specific lenders or products, allowing us to offer unbiased advice across the entire market.
Do you charge fees for financial advice?
We provide mortgage advice at no charge with no obligation to purchase, ensuring accessible financial guidance for all clients.
How do you tailor financial solutions?
We conduct comprehensive fact-finds to understand your unique circumstances, goals, and risk tolerance before recommending appropriate solutions.
Can you help with complex financial situations?
Our advisers have extensive experience handling complex cases including self-employed mortgages, equity release for older clients, and inheritance tax planning.
What areas do you cover?
While based in St Neots, we serve clients across Cambridgeshire, London, and the South East, with some advisers working nationally.
Reviews (7)
Patrycja Kozlowska
Oct 10, 2021
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Fantastic service from start to finish. The experience was very smooth and stressless with Michal Mikula and Claire Vaudin. Michal has provided excellent and professional service, answered all of our questions promptly and advised on the right mortgage for us. I will 100% recommend their service to others looking for a mortgage or financial advice because I have been working with them for a couple of years and I never had any problems. Thank you! Patrycja Kozlowska
Kerry-Ann Adams
Aug 28, 2021
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Premier plus, such a fabulous team we are great-full for all your help and support throughout our mortgage process. Would like say a huge thank you Roxy and Hannah, you have been incredible and we 100% made the right choice in changing from our previous mortgage advisors to yourselves! Many thanks Kerry-Ann and Wayne
Luke Coulson
Mar 25, 2021
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I recently used Premier Plus for a remortgage. The whole process was simple from beginning to end. I was well looked after by Roxy who took me over everything that was needed. She made sure I understood everything and processed everything quickly. The communication was excellent with regular updates so I knew exactly what was going on. I was highly satisfied and will definitely use them again.
Annie Tibbott
Jan 28, 2021
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Estelle was amazing from start to finish, efficient, kind and helpful and made the whole process easy and stress free! Estelle responded to our enquiries quickly and was always available if we needed her. Thanks Estelle and Premier Plus
Neil Francis
Dec 20, 2020
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We've used Premier Plus several times over the years and deal with Estelle and Mikealla. They helped us secure a new mortgage at a very competitive rate for our new home and nothing was too much trouble. We can't thank them enough and will use their services in the future. Thanks so much.
Asli Osman
Sep 03, 2020
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Am so pleased to finally have the help from knowledgable and genuinely great people. Would recommend using Premier Plus to anyone I know and in particular (as this is who I've had the pleasure to deal with) Gary Haran along with Clare Vaudin. Fantastic from the first time I called. Nothing has been too much. None of my many questions have been. thought pointless. I have every faith in Gary with something so mind boggling as mortgages are. It's not every day you get a mortgage so feel I really appreciate the patience you've shown throughout. Thank you for everything. Asli
Nikki Dodson
Feb 14, 2020
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I would definitely recommend Premier Plus, Kevin couldn't have been more helpful when we needed it. Appreciate it very much indeed x
