Business Details
28 Years
experience
Trusted Financial Advisers in Kent
Pentagon Partnership was established in 1998 to provide tailored financial solutions for individuals and businesses. Our team of experienced advisers, including Partner Paul Jefcoate and Junior Partner Darryl Bradford, holds qualifications such as the Diploma in Investment Planning and CeMap accreditation. We operate under direct authorisation from the Financial Conduct Authority (FCA), ensuring our independence and commitment to unbiased advice. With decades of combined experience since the 1980s, we prioritise client needs by offering personalised service and access to the full financial market.Our approach focuses on identifying client goals, mapping financial strategies, and adjusting plans for life changes. We maintain transparency in all recommendations and uphold ethical standards through FCA regulation. Our team's expertise spans protection, mortgages, pensions, and estate planning, ensuring comprehensive support for long-term financial success.
Services
Protection
Mortgages
Savings and Investments
Pensions
Wills and Trusts
Details
- Year established: 1998
Highlights and features
- FCA-authorised with 25+ years of combined experience
- Direct access to the entire financial market
- Personalised service tailored to individual needs
- Qualified advisers with Dip IP and CeMap credentials
- Transparent, jargon-free financial recommendations
Associations and certifications
- Financial Conduct Authority
Services
Financial Planning
We create custom financial plans aligned with your life goals. Our advisers assess your current situation, risk tolerance, and future aspirations to develop strategies for wealth growth and preservation. With access to the full market, we recommend solutions that adapt to changing circumstances throughout your life.
Pension Advice
Our pension specialists help maximise retirement savings through SIPP arrangements and workplace pension optimisation. We review existing provisions, identify gaps, and recommend tax-efficient strategies to ensure financial security in retirement while complying with FCA regulations.
Mortgage Advice
Darryl Bradford, our CeMap-qualified mortgage specialist, provides impartial advice on residential and buy-to-let mortgages. We compare products across lenders to find competitive rates that match your financial situation and property goals.
Investment Planning
We help clients grow capital through diversified investment portfolios. Our approach considers your risk profile and investment horizon while maintaining FCA-compliant documentation. Regular reviews ensure strategies remain aligned with market conditions and personal objectives.
Protection Planning
We assess insurance needs for life, critical illness, and income protection. Our recommendations balance affordability with adequate coverage to safeguard against financial risks, ensuring peace of mind for you and your dependants.
People
Paul Jefcoate
Partner
Certified member of the Personal Finance Society with a Diploma in Investment Planning. Paul has provided financial advice since the 1980s, specialising in investment strategies and retirement planning.
Darryl Bradford
Junior Partner
CeMap-qualified mortgage and protection specialist with 20+ years' experience. Darryl joined in 2003, focusing on residential and buy-to-let mortgage solutions for individuals and businesses.
Clive Merritt
Associate
Certified member of the Personal Finance Society with a Diploma in Regulated Financial Planning. Clive remains active as an associate adviser despite stepping down as partner in 2017.
Questions
What financial services do you offer?
We provide financial planning, pensions, mortgages, investment advice, and protection services tailored to individual and business needs.
Are you regulated by the FCA?
Yes, we're directly authorised and regulated by the Financial Conduct Authority under reference 627747 since 2014.
How do you charge for advice?
Our fees vary by service complexity. We provide transparent cost breakdowns before starting any work, with no hidden charges.
Can you help with mortgage applications?
Yes, our CeMap-qualified adviser offers impartial mortgage advice across residential, buy-to-let, and commercial properties.
How do I make a complaint?
Contact us directly via phone or email. If unresolved, you may refer complaints to the Financial Ombudsman Service.
