Business Details
50+ Years
experience
Trusted Financial Advisers in Canterbury
Established in 1973, Pharon Independant Financial Advisors has built a reputation as one of the South East of England's leading financial advisory firms. Our Chartered Status reflects our commitment to maintaining the highest standards of professional expertise and client service. We operate as a 100% privately owned company, ensuring our advice remains independent and free from external influence. Our team of approximately 35 staff, many with over 15 years of tenure, delivers holistic financial planning solutions tailored to individual and business needs. We specialise in pensions, investments, corporate services, and tax-efficient wealth management strategies.Our office in Harbledown provides excellent facilities and convenient access for clients across Kent and beyond. The firm's structured advice process ensures consistent service quality, supported by rigorous compliance checks and ongoing client communication. Our long-standing relationships with accountants, solicitors, and other professionals enable us to offer integrated financial solutions. We maintain transparency in all our operations, including clear cost structures and fixed fee options for specific services. Our investment department combines in-house expertise with partnerships to deliver diverse portfolio management solutions.
Services
Financial Planning
Pensions Advice
Corporate Services
Investment Management
Tax Planning
Details
- Year established: 1973
Highlights and features
- 50 years of independent financial advisory experience in Kent
- Chartered Status recognises our professional qualifications and service standards
- Face-to-face personalised advice from long-serving expert team members
- Transparent cost structures including free initial consultations
- Integrated approach working with accountants and legal professionals
Associations and certifications
- Chartered Status
- Financial Conduct Authority
Services
Financial Planning
Our holistic financial planning service considers your complete financial picture, creating tailored strategies that align with your lifestyle goals and risk tolerance. We provide comprehensive advice covering protection, savings, investments, and retirement planning. Our approach ensures all recommendations consider your specific circumstances and long-term objectives.
Pensions Advice
We specialise in navigating complex pension regulations to maximise your retirement savings. Our experts provide guidance on personal pensions, SIPPs, and SSAS schemes, helping you make informed decisions about tax-efficient investments and income strategies. We ensure compliance with current legislation while optimising your pension arrangements.
Corporate Services
Our corporate financial services help businesses protect their assets and support employee financial wellbeing. We offer keyperson insurance, shareholder protection, auto-enrolment pension schemes, and employee benefit packages. Our solutions help businesses meet statutory requirements while enhancing staff retention and financial security.
Investment Management
We provide advisory and discretionary investment management services tailored to your risk profile and financial goals. Our expertise includes traditional portfolios, ESG investments, and specialist solutions like investment bonds. We maintain transparent communication while actively managing investments to capitalise on market opportunities.
Tax Planning
Our tax planning services focus on preserving your wealth for future generations. We specialise in inheritance tax mitigation strategies, trust structures, and succession planning. By combining financial products with strategic planning, we help minimise tax liabilities while ensuring your assets pass to your chosen beneficiaries efficiently.
Questions
What areas do you cover?
We primarily serve clients across Kent and the South East of England, with convenient office access near Canterbury and London via high-speed rail.
How do you charge for your services?
We offer free initial consultations with transparent cost structures. Specific services have fixed fees, and we always agree charges before proceeding with any work.
Are you independent financial advisers?
Yes, we are whole-of-market IFAs with no external ownership influences, ensuring completely impartial advice tailored to your specific needs.
What qualifications do your advisers hold?
Our team maintains the highest industry standards, with Chartered Status recognition and relevant professional qualifications across all advisory and support staff.
How does the advice process work?
We follow a structured process: initial consultation, information gathering, analysis, compliance-approved recommendations, and implementation support to ensure consistent, quality service.
Can you help with business financial planning?
Yes, we specialise in corporate protection, pension schemes, and employee benefits, including auto-enrolment compliance and tailored business succession planning.
