Business Details
41 Years
experience
Trusted Financial Advisers in Teynham
Established in 1985, Rickard Lazenby is a family-run, client-focused practice dedicated to providing comprehensive insurance and financial services. Our team combines decades of experience with personalized advice, serving clients throughout the UK while maintaining strong ties to our local community. We specialise in commercial insurance, financial planning, and mortgage services, adapting our offerings to meet evolving client needs. Regulated by the Financial Conduct Authority, we uphold the highest standards of professionalism and integrity. Our commitment extends beyond business, actively supporting local events and organisations since our founding.With a focus on long-term relationships, we prioritise understanding individual client circumstances to deliver tailored solutions. Our small, dedicated team ensures clients receive specialist attention and expert guidance across all service areas. Through consistent growth, we have maintained our independence while expanding our national client base. This balance of personal service and professional expertise defines our approach to client care. Our history of serving agricultural, commercial, and private clients reflects our adaptability and deep market knowledge.
Services
Commercial Insurance
Professional Indemnity
Estate Planning
Financial Planning
Mortgage Services
Investment Management
Farms and Estate Insurance
Details
- Year established: 1985
Highlights and features
- Family-run business with 40 years of industry experience
- Personalised financial solutions tailored to individual circumstances
- Regulated by the Financial Conduct Authority for professional standards
- Specialist expertise in commercial insurance and estate planning
- Community-focused approach with local knowledge and commitment
Associations and certifications
- Financial Conduct Authority
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions tailored to protect businesses of all sizes. Our policies cover property, liability, and operational risks, with specialist options for high-risk sectors. With access to multiple insurers, we secure competitive rates while ensuring appropriate coverage levels for your specific industry needs.
Estate Planning
Our estate planning services help clients preserve wealth across generations while minimising inheritance tax liabilities. We create bespoke strategies incorporating wills, trusts, and life assurance products. Regular reviews ensure plans adapt to changing personal circumstances and legislative updates, maintaining effective wealth transfer arrangements.
Financial Planning
We develop personalised financial plans aligned with clients' long-term objectives, including retirement, education funding, and property purchases. Our approach considers current assets, future goals, and risk tolerance to create balanced investment strategies. Ongoing portfolio management ensures continued alignment with evolving financial circumstances.
Professional Indemnity
Specialist professional indemnity insurance protects service providers against claims for negligence or breach of duty. We offer policies tailored to various professions, covering legal defence costs and compensation awards. Our brokers help determine appropriate coverage limits based on business size and sector-specific risks.
Mortgage Services
We provide mortgage advice covering residential, buy-to-let, and commercial property financing. Our independent status allows access to the whole market, securing competitive rates for first-time buyers and experienced investors. We assist with remortgaging strategies and specialist lending solutions for complex cases.
People
Terry Hodges
Managing Director
Founder of Rickard Lazenby with over 40 years' experience in financial services. Specialises in commercial insurance and business strategy. Previously held senior positions in London's insurance market before establishing this client-focused practice.
Ben Hodges
Director and Financial Planner
Qualified financial planner with expertise in investment strategies and retirement planning. Manages client portfolios while maintaining the company's commitment to personal service. Brings modern financial technology solutions to traditional advisory services.
Phil Robinson
Director
Senior insurance specialist with extensive knowledge of commercial risk management. Focuses on complex insurance solutions for agricultural and business clients. Ensures technical expertise remains central to the company's insurance offerings.
Lisa Martin
Accounts Manager
Oversees all financial operations and client account management. Ensures efficient service delivery across insurance and financial planning departments. Maintains compliance with regulatory requirements for financial reporting.
Alison Barton
Account Handler
Supports clients with policy administration and insurance renewals. Provides specialist knowledge on personal insurance products. Acts as primary contact for many long-standing clients, maintaining the company's personal service ethos.
Questions
What areas do you cover?
We serve clients throughout the UK from our Teynham office, with particular expertise in agricultural and commercial insurance nationwide.
Are you regulated by the FCA?
Yes, both Rickard Lazenby Financial Services Ltd and Rickard Lazenby International Ltd are authorised and regulated by the Financial Conduct Authority.
How do I make a complaint?
Contact us directly to resolve issues. If unresolved, you may approach the Financial Ombudsman Service for independent resolution.
What insurance types do you offer?
We provide commercial, professional indemnity, farms and estates, and personal insurance products tailored to individual client needs.
Can you help with investment planning?
Yes, our financial planners create bespoke investment strategies considering your risk profile, financial goals, and market conditions.
Do you offer online account management?
We provide secure online portals for policy and investment account access, with personal support available for all digital services.
