Business Details
33 Years
experience
Your Trusted Financial Advisers in Teddington
Established in 1993, we are independent financial planners based in Teddington, South West London. Our mission is to provide a simple, structured, and disciplined financial planning service that aligns with clients' future goals. We combine the latest technology with a bespoke investment philosophy grounded in long-term scientific research, ensuring tailored solutions for individuals, families, and businesses. Our fee-based, unbiased approach prioritises client needs, focusing on transparency and clarity in financial decision-making. With Chartered status from the Chartered Insurance Institute, we demonstrate a commitment to professional excellence and client-centric values. Our team of experienced Chartered Financial Planners delivers expertise in wealth management, pension transfers, mortgage brokering, and inheritance tax planning.We work closely with accountants, solicitors, and other professionals to provide comprehensive financial solutions. Our service includes regular portfolio reviews and a mortgage review service to ensure ongoing suitability. We serve clients across South West London and Surrey, with a focus on building long-term relationships through trust and expertise. Our dedication to continuous improvement is reflected in our re-engineered services based on client feedback. We aim to transform clients' relationships with money, offering confidence and clarity in achieving financial objectives.
Services
Financial Planning
Mortgage Brokering
Trustee Planning
Pension Advice
Investment Management
Details
- Year established: 1993
Highlights and features
- We are Chartered Financial Planners with 30+ years of industry experience.
- Our bespoke investment philosophy is based on long-term scientific research.
- We offer fee-based, unbiased financial planning tailored to individual needs.
- Our service includes regular portfolio reviews and mortgage review assistance.
- We work closely with professional networks to provide comprehensive solutions.
Associations and certifications
- Chartered Insurance Institute
- Financial Conduct Authority
Services
Financial Planning
Our financial planning service creates tailored strategies to align your financial affairs with long-term goals. We conduct comprehensive discovery sessions to understand your aspirations, risk profile, and financial situation. Using psychometric risk profiling, we develop disciplined investment portfolios that evolve with your changing needs. Regular reviews ensure ongoing suitability and alignment with your objectives.
Mortgage Brokering
As whole-of-market mortgage brokers, we provide expert advice on residential, buy-to-let, and commercial mortgages. We assess your circumstances to identify suitable lenders and streamline the application process. Our mortgage review service ensures clients avoid reverting to higher standard variable rates. We offer access to 3,500+ mortgage products and specialist private bank solutions.
Trustee Planning
Our trustee planning service establishes clear investment strategies for trusts through detailed fact-finding sessions. We use future-modelling software to align trust assets with beneficiaries' needs. We facilitate meetings between trustees, beneficiaries, and professional advisers to develop and review investment plans. This ensures compliance with trust objectives and ongoing suitability.
Pension Advice
We provide comprehensive pension advice covering personal pensions, SIPPs, SSAS, and workplace schemes. Our expertise includes pension transfers, divorce-related pension sharing, and long-term care planning. We help clients understand existing pension arrangements and develop strategies to maximise retirement income through tax-efficient solutions.
Investment Management
Our investment management service creates diversified portfolios aligned with clients' risk profiles and financial goals. We offer bespoke risk-rated portfolios and individual non-risk-rated solutions. Regular monitoring ensures investments remain suitable and perform according to expectations. We focus on long-term growth while maintaining appropriate risk levels for each client.
People
Alan Clifton
Partner
Chartered Financial Planner with expertise in wealth management and pension transfers since 1988. Member of the Chartered Insurance Institute and experienced in long-term care planning for the elderly.
Tim Norris
Partner
Chartered Financial Planner specialising in wealth management and divorce-related financial scenarios. Accumulated extensive experience since 1989 and holds membership with the Chartered Insurance Institute.
John McCue
Financial Planner
Chartered Financial Planner focusing on pre-retirement planning and equity release solutions. Joined the firm in 2004 after gaining experience in personal financial planning since 2001.
Sarah Krelle
Account Manager
Experienced account manager ensuring client needs are met through effective communication between advisers, clients, and providers. Joined in 2017 with prior experience in private client and group scheme management.
Debbie Timlaline
Operations Manager
Operations Manager with 20+ years' experience driving process improvements and operational efficiency. Leads the firm's operations strategy and succession planning initiatives while maintaining strong client relationships.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning covering pensions, investments, mortgages, inheritance tax planning, and business protection tailored to individual client needs.
Are you regulated by any financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority and hold Chartered status from the Chartered Insurance Institute.
Do you offer mortgage advice?
As whole-of-market mortgage brokers, we advise on residential, buy-to-let, and commercial mortgages with access to 3,500+ products across the market.
How do you approach investment management?
We create bespoke investment portfolios aligned with your risk profile using long-term scientific research, with regular reviews to ensure ongoing suitability.
What areas do you serve?
We primarily serve clients in South West London and Surrey from our Teddington office, with clients across the UK.
Reviews (5)
Jen Bussiere
Apr 23, 2022
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Steve and John have been brilliant during the entire process. They provided clear information, supported us and were always available. Excellent team and I would strongly recommend them.
V. B.
Feb 03, 2022
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Steve and John go above and beyond to help their clients. They secured my first mortgage for me and have since assisted with 2 renewals and more recently additional funds to upsize. The most recent application was not straightforward and they put in additional time to help move things forward for us. I don't think we would have been approved if it weren't for their efforts. Highly recommend.
Ian St John
Jan 22, 2022
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Steve was recommended by a friend for guidance on Equity Release. His help and advice have been excellent, very well supported by John to facilitate the application process and push through to completion. They have been very responsive and professional throughout and it has been a positive pleasure to deal with them. I would recommend them unreservedly.
Wardj
Jan 10, 2022
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Steve & John were absolute lifesavers for a pair of utterly clueless first time buyers like ourselves! They were incredibly prompt on all emails, totally reliable and were always happy & willing to answer our endless questions (even if they had told us the answers before!) We have recommended them to all our friends and would definitely recommend them to anyone else, especially if you haven't bought before.
Tom Heal
Dec 24, 2021
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I would highly recommend the FPG. Without their help and advice, my wife and I might not have been able to get the mortgage we wanted. We now have the house we hoped for, thanks to the FPG. An excellent company, I will definitely use again.
