Business Details
25 Years
experience
Chartered Financial Advisers in Neston, Cheshire
Established in 2001, we are Chartered Financial Planners committed to delivering independent, client-focused financial advice. Our team holds the highest industry qualifications, including Bachelor Degree-level certifications, and adheres to strict ethical standards set by the Personal Finance Society. With expertise in pensions, investments, tax planning, and business financial services, we provide tailored solutions for both personal and commercial clients.Our sister company, Chartered Accountants Bates Phillip & Co Financial Services Ltd & Co, enhances our ability to offer comprehensive financial strategies. We prioritise transparency, continuous professional development, and long-term client relationships, ensuring advice remains aligned with evolving needs. Regular portfolio reviews and clear communication underpin our service, supported by regulatory oversight from the Financial Conduct Authority.
Services
Pensions
Investments
Life Assurance
Health Insurance
Corporate Taxation
Annuities
Details
- Year established: 2001
Highlights and features
- We hold Chartered Financial Planner status, demonstrating technical excellence and ethical practice.
- Transparent fee structures agreed in advance with no hidden costs.
- Over 20 years' experience advising on complex financial planning scenarios.
- Access to a sister company of Chartered Accountants for integrated financial solutions.
- Regulated by the Financial Conduct Authority for client protection.
Associations and certifications
- Personal Finance Society
- Financial Conduct Authority
- Chartered Accountants
What people say
Depth of knowledge
Personalized investment strategies
Transparent costs
Exceptional customer service
Long-term financial security
Services
Pensions
We assess existing pensions and design tailored retirement strategies, including Stakeholder Pensions and SIPPs. Our advice ensures tax-efficient commercial property investments and long-term financial security. Clients receive regular portfolio reviews and strategic adjustments as needed.
Investments
We create risk-appropriate investment portfolios aligned with financial goals, using multiple platforms for monitoring. Our proactive approach includes regular performance updates and strategic adjustments to maximise returns while maintaining client comfort levels.
Life Assurance
We provide life assurance solutions for family security, mortgage protection, and inheritance tax planning. Our advisers help clients select policies that align with their financial objectives and personal circumstances.
Health Insurance
We advise on comprehensive health insurance policies to ensure access to quality healthcare and financial protection against long-term health issues. Our guidance helps clients navigate coverage options tailored to their needs.
Corporate Taxation
We assist SMEs with tax-efficient financial planning, compliance, and minimising tax liabilities. Our Chartered Accountants provide integrated business services, including accounting and corporate tax strategies for owner-managed businesses.
People
Alan Mellor
Managing Partner
Chartered Financial Planner with over 20 years' experience. Specialises in retirement planning and investment strategies. Leads client reviews and ensures technical excellence across all advisory services.
Phil Bates
Principal Chartered Accountant
Head of the sister Chartered Accountancy firm. Provides expertise in business accounting, taxation, and corporate financial planning. Works closely with the financial planning team to deliver integrated solutions.
Helen Brown
Annuity Adviser
Specialises in annuity solutions, offering personalised guidance to secure retirement income. Known for clear communication and efficient handling of complex annuity options.
Questions
What financial services do you offer?
We provide pensions, investments, life assurance, health insurance, corporate taxation, and annuity advice. Our services cover both personal and business financial planning needs.
Are your financial advisers qualified?
All advisers hold Chartered Financial Planner status, requiring Bachelor Degree-level qualifications and ongoing professional development to maintain industry standards.
How are your services paid for?
Costs are agreed in advance with full transparency. We avoid complex product-based fees, ensuring clients understand all charges before proceeding with advice.
Do you work with businesses?
Yes, we advise SMEs on tax planning, business protections, and financial strategy, supported by our sister Chartered Accountancy firm for comprehensive business services.
How do you ensure advice quality?
Regular portfolio reviews, compliance with Personal Finance Society ethics, and regulatory oversight by the Financial Conduct Authority ensure consistent, high-quality advice.
