Business Details
Your Trusted Mortgage Broker in Swindon
A Mortgage 4 You is a specialist mortgage brokerage with over 40 years of combined experience in financial services. We focus on providing tailored mortgage solutions for individuals with adverse credit histories, including discharged bankrupts, those with CCJs, and clients refused by mainstream lenders. Our team leverages extensive industry knowledge and relationships with niche lenders to secure competitive rates and flexible terms.We prioritise transparency, offering honest advice and comprehensive guidance through the mortgage process. Our services extend to buy-to-let portfolios, commercial mortgages, and bridging finance, supported by a commitment to regulatory compliance and client-centric service. We operate under the umbrella of Niche Financial Solutions LLP, authorised and regulated by the Financial Conduct Authority.
Services
Bad Credit Mortgages
Buy to Let Mortgages
Bridging Loans
Commercial Mortgages
Help to Buy Schemes
Remortgaging
HMO Mortgages
Fixed Rate Mortgages
Tracker Rate Mortgages
Development Finance
Highlights and features
- Over 40 years of combined experience in financial services
- Access to whole-of-market lenders, including niche specialists
- Personalised service tailored to complex credit situations
- Transparent process with full fee disclosure
- Established relationships with lenders accepting adverse credit
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Kept updated throughout
Helped with bad credit
Competitive rates
Professional team
Services
Bad Credit Mortgages
We specialise in mortgages for clients with CCJs, IVAs, or bankruptcy histories. Our expert team accesses niche lenders offering competitive rates, with LTV up to 95% subject to lender criteria. We provide transparent advice to rebuild property ownership opportunities.
Buy to Let Mortgages
Tailored solutions for landlords seeking portfolio expansion or tax-efficient structures. We secure competitive rates for standard and HMO properties, with stress-tested rental income assessments to maximise borrowing potential.
Bridging Loans
Flexible bridging finance up to 100m with rapid completion. Ideal for property development or urgent purchases, with terms accommodating adverse credit histories through specialist lenders.
Commercial Mortgages
Mortgages for owner-occupied premises or investment portfolios. We arrange terms from 3-40 years with LTV up to 75%, supporting businesses and investors through tailored affordability assessments.
Development Finance
Specialist financing for property development projects. We connect clients with lenders offering phased funding and competitive rates for residential or commercial schemes across the UK.
People
Michael J Alexander
Director
With over 40 years in financial services, Michael specialises in complex mortgage solutions. He leads client relationships and strategic lender negotiations at A Mortgage 4 You.
Questions
Can I get a mortgage with bad credit?
Yes, we specialise in mortgages for adverse credit, including CCJs, IVAs, and discharged bankruptcies.
What buy-to-let options exist for poor credit?
We access niche lenders offering buy-to-let mortgages with flexible criteria for historical credit issues.
How do commercial mortgages work?
We arrange commercial mortgages for owner-occupiers and investors, with LTV up to 75% subject to affordability.
What fees apply to mortgage arrangements?
Fees range from £1,495 to £3,127 plus £497 advice fee, fully disclosed before application.
Can I remortgage with bad credit?
Yes, we work with lenders accepting historical credit issues for remortgage applications.
