Business Details
34 Years
experience
Your Trusted Partner for Financial Planning Solutions
Established in 1992, M P I Services is a family-run financial advisory firm dedicated to providing tailored mortgage and protection solutions. As independent advisers and mortgage brokers, we offer unbiased 'whole of market' advice, prioritising client needs through honesty, professionalism, and innovation. Our team of certified experts, including Directors Trevor and Marion Howard and Mortgage Adviser Lauren Wells, delivers continuity and choice, ensuring clients receive peace of mind through personalised service. Regulated by the Financial Conduct Authority, we adhere to strict compliance standards while maintaining a client-centric approach.With over three decades of experience, we combine traditional service values with modern financial expertise to meet diverse client requirements. Our commitment extends beyond transactions, focusing on long-term relationships built on trust and transparency. We operate under clear ethical guidelines, offering full disclosure of fees and processes. Clients benefit from access to leading investment platforms and a comprehensive complaints resolution process. Our reputation for reliability and expertise has been built through consistent delivery of value-driven financial solutions.
Services
Mortgages
Protection
Life Assurance
Income Protection
Financial Planning
Details
- Year established: 1992
Highlights and features
- Established since 1992 with proven industry expertise
- Independent 'whole of market' financial advisers
- FCA regulated for your protection and compliance
- Personalised service with no hidden fees
- Certified advisers with specialist qualifications
Associations and certifications
- Financial Conduct Authority
Services
Mortgages
We provide comprehensive mortgage advice covering interest rate options and product selection. Our independent brokers assess your financial situation to recommend suitable mortgage solutions. With access to the entire market, we help clients reduce outlays or facilitate property moves while ensuring compliance with regulatory standards.
Protection
Our protection services include life insurance and risk assessment solutions. We help clients secure appropriate coverage levels to maintain family lifestyles in case of premature death. The service combines competitive pricing with enhanced cover quality, ensuring clients receive value for money through tailored protection plans.
Financial Planning
We offer holistic financial planning covering investment strategies and estate planning. Our services integrate mortgage advice with protection needs to create comprehensive financial roadmaps. Clients benefit from access to major investment platforms and ongoing portfolio monitoring to adapt to changing life circumstances.
Life Assurance
This service calculates required cash sums to maintain family lifestyles following premature death. We assess individual circumstances to recommend appropriate coverage levels. Our independent status ensures clients receive unbiased advice across multiple providers to find cost-effective, suitable policies.
Income Protection
We provide income protection solutions for serious illness or disability scenarios. The service assesses clients' financial needs to maintain regular income streams during incapacity. Policies are tailored to individual circumstances, balancing premium costs with adequate coverage levels through selected market providers.
People
Trevor Howard
Adviser/Director
Certified financial expert with DipFA and CeMap qualifications, providing mortgage and protection advice since 1992. Committed to client-focused solutions through independent, whole-of-market analysis.
Marion Howard
Director and Business Manager
Experienced director with CeMap certification, managing business operations while maintaining client relationships. Focuses on ensuring regulatory compliance and delivering professional financial services through a family business ethos.
Lauren Wells
Mortgage Adviser
Qualified mortgage adviser with CeMap accreditation, specialising in helping clients find suitable home loan solutions. Provides expert guidance through the mortgage application process while maintaining professional standards.
Questions
What mortgage options do you offer?
We provide independent advice across all mortgage types including fixed-rate, tracker, and offset mortgages from the entire market.
Are you regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under reference number 466162.
How do you charge for your services?
Our fees are transparently disclosed upfront. We receive commissions from product providers, which we fully disclose to clients.
Can you help with protection insurance?
Yes, we offer life insurance, income protection, and critical illness cover tailored to individual circumstances and needs.
What areas do you cover?
As an FCA-regulated firm, we provide services to clients across the United Kingdom from our Cambridge office.
How can I make a complaint?
Contact us directly via phone, email, or written correspondence. We have a formal complaints procedure available upon request.
