Summit Financial Services

Specialist life insurance policies for climbers and mountaineers. Coverage includes protection for high-risk outdoor activities without exclusions. Designed for adventurers who require tailored financial security.

Financial protection against critical illnesses for active individuals. Policies consider outdoor lifestyles while maintaining comprehensive coverage. Supports adventurers facing health challenges.

Income replacement insurance for climbers and guides. Covers loss of income due to injury or illness related to outdoor activities. Ensures financial stability during recovery periods.

Private medical insurance tailored for mountain sports enthusiasts. Includes treatment for injuries sustained during climbing or mountaineering activities. Designed for high-risk outdoor lifestyles.

Specialist travel insurance for climbing expeditions worldwide. Covers emergency medical evacuation, equipment loss, and trip cancellations. Designed for international mountaineering adventures.

Experienced mountain guide and Abacus Mountain Guides member. Specialises in Scottish hill instruction and outdoor safety. Provides expert climbing guidance to clients.

Professional climber and mountain guide based in North Wales. Combines guiding expertise with practical knowledge of challenging terrain. Focuses on safe climbing practices.

Mountaineer and author with expertise in outdoor risk management. Writes guidebooks and provides business strategy advice for adventure professionals.

Survivor of severe mountaineering injuries. Shares resilience story through speaking engagements. Advocates for safety and preparedness in extreme environments.

Our policies include coverage for most climbing activities. We differentiate between scrambling and technical climbing to provide appropriate protection.

Premiums consider your specific climbing activities, experience level, and safety practices. We assess risks individually rather than applying blanket rates.

Yes, we provide exclusive insurance options for British Mountaineering Council members with profits supporting access and conservation efforts.

We offer tailored policies for self-employed mountain professionals, including income protection and business-related risk coverage.

Use our online quote system or contact our specialists directly. We'll assess your climbing activities to provide accurate coverage options.

Summit FS contacted me to arrange a review of my life insurance policy in August 2021 after the company changed their insurance partner from Aviva to Royal London. James Phee carried out the review. James was knowledgeable, listened well to understood my needs (an all year round hillwalker, and occasional climber with aspirations to explore in the Alps) a good communicator. James provided all the relevant information to help me make decisions abut my policy, outlining how to get the best value from the cover options available especially as my situation had changed since I took the policy out.

The review was done without any pressure. indeed James arranged a call back at a convenient time the following day to give me time to think over the information and advice he had provided. I would highly recommend Summit Financial Services to anyone who undertakes outdoor activities and who wants the assurance that hey are fully covered for the activities they take part in.

I have dealt with Dal for a number of years now and he has always been very efficient and responsive to all my needs surrounding life insurance and critical illness cover. I am a climber and surfer and Dal has always got me great cover at a great price. Highly recommended.

I recently bought a flat with the help of Summit Financial Services as mortgage adviser. I am new to all the process but I never felt like doing anything related to mortgage as all the details are explained thoroughly by SummitFinancialServices. They helped us in each step of the process and more importantly they make us understand all important aspects. Moreover, they responded quickly for all my queries.

My partner and I has a positive experience working with Dal. He was responsive and friendly. It was a smooth and easy process.