Business Details
26 Years
experience
Trusted Financial Advisers in North Yorkshire
RMB Financial Management is a long-established firm providing comprehensive financial advice and strategic planning solutions to clients across the UK. With over two decades of experience since our founding in 2000, we specialise in creating tailored financial strategies that address individual needs, business requirements, and trustee obligations. Our team of Chartered Financial Planners combines extensive industry knowledge with a client-centric approach, ensuring we deliver practical solutions aligned with evolving personal circumstances, financial goals, and legislative changes.We maintain deep expertise in retirement planning, estate management, tax-efficient investments, and protection strategies, supported by our regulatory authorisation from the Financial Conduct Authority. Our commitment to ongoing client support ensures financial plans remain relevant through life's transitions, with regular reviews and adjustments made as needed. This combination of technical proficiency, regulatory compliance, and personalised service establishes us as trusted partners in long-term financial planning.
Services
Life Assurance
Retirement Planning
Investment Trusts
Estate Planning
Tax Planning
Pension Advice
Wealth Management
Protection Planning
Details
- Year established: 2000
Highlights and features
- We have over 20 years of experience in UK financial planning
- Our team includes Chartered Financial Planners with specialist qualifications
- We provide comprehensive advice covering all aspects of financial management
- Our strategies focus on long-term wealth preservation and tax efficiency
- We offer ongoing support with regular plan reviews and adjustments
Associations and certifications
- Financial Conduct Authority
Services
Life Assurance
We help clients establish appropriate life assurance policies to protect dependants and business interests. Our expertise covers term assurance, whole of life policies, and investment-linked solutions tailored to individual circumstances. We guide clients through options like level term, decreasing term, and family income benefit plans that align with mortgage requirements and family protection needs. Our advice considers tax implications and integrates with broader financial planning strategies.
Retirement Planning
Our retirement planning service creates strategies to ensure financial security during retirement years. We advise on Self-Invested Personal Pensions (SIPPs), drawdown arrangements, and state pension optimisation. We help clients navigate auto-enrolment requirements for businesses while maximising tax-efficient savings opportunities. Our approach considers changing life circumstances and evolving legislative frameworks to maintain plan effectiveness.
Wealth Management
We develop comprehensive wealth management strategies that preserve and grow client assets. Our services include investment trust management, offshore collective investments, and tax-efficient wrappers like ISAs. We focus on risk management through diversified portfolios while maintaining liquidity for immediate needs. Our approach balances capital preservation with growth objectives across different market conditions.
Estate Planning
Our estate planning service minimises inheritance tax liabilities while ensuring smooth wealth transfer. We advise on wills, lasting powers of attorney, and trust structures that protect assets for future generations. Our strategies incorporate life assurance policies to cover potential tax liabilities while respecting clients' wishes for asset distribution.
Tax Planning
We identify tax-saving opportunities across all aspects of financial planning. Our strategies utilise pension contributions, ISAs, and trust arrangements to reduce tax exposure. We help clients understand income tax implications, capital gains tax mitigation, and inheritance tax planning while maintaining compliance with current legislation.
People
Andrew Burnside
Chartered Financial Planner / Director
With over 25 years' experience in financial services, Andrew qualified as a Chartered Financial Planner in 2007. He co-founded RMB Financial Management in 2000, combining technical expertise with a client-focused approach to deliver tailored financial solutions.
Clare King
Office Manager/Director
Clare has worked in financial services since 1996, joining RMB in 2001. As Office Manager and qualified adviser, she ensures operational efficiency while providing paraplanning support to the advisory team.
Questions
What financial services do you offer?
We provide comprehensive financial planning including retirement strategies, investment management, life assurance, estate planning, tax-efficient solutions, and pension advice for individuals and businesses.
Are you regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under reference 488850.
How do you create financial plans?
We begin with a detailed consultation to understand your circumstances, goals, and concerns, then develop a tailored strategy that we regularly review and update.
Do you work with different types of clients?
We advise individuals, trustees, and business owners, adapting our approach to meet the specific needs of each client type.
