Business Details
26 Years
experience
Trusted Financial Planning Services in Bedfordshire & North London
Cathedral Independent Financial Planning was established in 2000 by three directors with extensive experience from a blue-chip financial institution. Our primary objective has always been to deliver high-quality, long-term financial advice to individuals and businesses. Over the years, our client base has grown significantly through personal recommendations, reflecting our commitment to tailored solutions. We operate from offices in Cranfield (Bedfordshire), Witney (Oxfordshire), and Pinner (North West London), serving clients across these regions. Our services encompass investments, pensions, insurance, property purchase, long-term care, inheritance tax mitigation, and equity release.As an independent firm, we are not tied to any single provider, allowing us to select the most suitable financial products from the entire market. In 2019, we achieved carbon neutrality by offsetting our carbon footprint, demonstrating our environmental responsibility. Our fully qualified advisers provide impartial advice, adapting to clients' evolving needs while maintaining in-depth market knowledge. We offer a free 30-minute consultation to help clients understand their options, whether in person or via telephone. Our regulatory compliance and authorisation by the Financial Conduct Authority (FCA No. 231910) underscore our commitment to professional standards.
Services
Financial Planning
Mortgage Advice
Retirement Planning
Investment Management
Protection Insurance
Estate Planning
Small Business Support
Details
- Year established: 2000
Highlights and features
- We are independent financial advisers with no ties to specific providers.
- Our team includes fully qualified professionals with 20+ years' market experience.
- We achieved carbon neutrality in 2019 through verified offsetting programs.
- Clients recommend us for our personalised approach and transparent communication.
- We offer a free 30-minute consultation to explore your financial needs.
Associations and certifications
- Financial Conduct Authority
What people say
Excellent communication
Fantastic service
Increased retirement pension
Personal recommendations
Peace of mind
Services
Financial Planning
We create tailored financial plans to help clients achieve long-term goals, including retirement income optimisation and risk management. Our independent status allows access to the entire market's products. With 23 years of experience, we adapt strategies as clients' circumstances evolve.
Mortgage Advice
Our specialists assist with residential and commercial mortgages, including first-time purchases, remortgaging, and adverse credit cases. We provide impartial guidance on product selection while explaining associated risks. Services extend to right-to-buy schemes and investment properties.
Retirement Planning
We help clients build sufficient retirement income through private pensions, ISAs, and tax-efficient strategies. Our advice considers state pension limitations and early retirement options. We've helped clients increase retirement income by over 10% through strategic planning.
Investment Management
We guide clients on preserving and growing savings through diversified investment strategies. Our advice explains market risks while considering inflation protection. We help select appropriate vehicles for short and long-term financial objectives.
Estate Planning
Our specialists help structure estates to maximise beneficiary inheritance while minimising tax liabilities. We advise on wills, tax mitigation strategies, and wealth preservation for later life. Services ensure clients' wishes are legally documented.
Questions
What financial services do you offer?
We provide financial planning, mortgage advice, retirement planning, investment management, protection insurance, estate planning, and small business support services.
Are you regulated by any financial authority?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA No. 231910).
Do you offer free initial consultations?
Yes, we provide a free 30-minute consultation to discuss your financial needs and objectives.
How are you different from bank-based advisers?
As independent advisers, we have no product provider ties and can select solutions from the entire market to best meet your needs.
What areas do you cover?
We operate from Cranfield, Witney, and Pinner, serving clients across Bedfordshire, North London, and Oxfordshire.
How do you handle client complaints?
If we cannot resolve complaints directly, we refer them to the Financial Ombudsman Service for independent resolution.
Reviews (7)
Matthew Gardner
Apr 15, 2022
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Really impressed with the service received from Alex and the team at Cathedral Independent Financial Planning. Very informative and guided us through the process for repaying government Help to Buy loan and re-mortgaging. I will certainly be recommending to others.
Bauwowwow
Nov 18, 2021
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Alex and the team at Cathedral were incredibly helpful with arranging my re-mortgage and have also helped previously in arranging mortgages for our current and previous homes. They take the time to run through the best options with you, but also make the effort to ensure that any third-party solicitors working on your finances are kept in-check, updated and on-track. If (like me) finances and mortgages make your head spin, the team at Cathedral are genuinely a great business to get advice and help from; so would wholeheartedly recommend! Paul & Amy
Sarah Clarkson
Oct 25, 2021
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We used Cathedral Independent Financial Advisors to help with a couple of mortgages. One transaction in particular was not straightforward but Alex and the team were very helpful and proactive. They maintained their happy and professional disposition even though I am sure it must have felt like it was dragging on forever. We would definitely recommend them
Michelle Airey
Oct 12, 2021
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Alex and the team were fantastic in sorting us out a great new mortgage deal and insurance. Could not prise them any higher.
Charlie Jessop
Sep 21, 2021
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This is the 2nd time I've used Alex and once again he provided outstanding service, making the whole mortgage process straightforward. Would highly recommend!
Brian Crutchley
Sep 14, 2021
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I had used Cathedral Financial to previously help to find a great product when I needed to re-mortgage. So it made sense to use them again when the fixed rate came to an end. I specified what I wanted to achieve and their adviser (Alex) found the best product to suit my financial needs. There was some form filling to do, but once done, the process was very easy.
Alex Hall
Aug 14, 2021
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We recently used Cathedral for our remortgage and they ensured that the process went smoothly and quickly with excellent communication throughout. Most importantly, they saved us money! I will use Cathedral again in the future and recommend them.
