Business Details
21 Years
experience
Your Trusted Financial Advisers for Retirement Planning
Joslin Rhodes has been providing expert financial advice in Teesside for over 20 years, helping clients plan for retirement, manage pensions, and protect their estates. Our team of FCA-authorised professionals combines financial expertise with a personalised approach through our unique PlanHappy Lifestyle Financial Planning Process. We prioritise transparency, local knowledge, and long-term client relationships, ensuring clients feel confident and supported in their financial decisions. With a focus on education and accessibility, we offer free workshops and resources to empower clients to make informed choices about their financial future. 
Services
Pension Advice
Retirement Planning
Estate Planning
Inheritance Tax Planning
Will Writing Services
Investment Management
Care Fees Planning
Equity Release Advice
Cash Flow Modelling
Pension Consolidation
Details
- Year established: 2005
Highlights and features
- 20+ years of local financial advisory experience in Teesside
- FCA-authorised and regulated for transparent, trustworthy service
- PlanHappy Lifestyle Financial Planning Process tailored to client goals
- Specialist knowledge in pension consolidation and tax-efficient strategies
- Free educational workshops and resources for financial empowerment
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Professional yet friendly
Pain-free journey
Confidence for future
Early retirement support
Services
Pension Advice
We provide comprehensive guidance on workplace, private, and defined benefit pensions. Our FCA-regulated advisers help clients understand their options for pension consolidation, tax-efficient withdrawals, and retirement income strategies. With expertise in final salary transfers and SIPP management, we ensure clients maximise their pension potential while minimising risks. Our approach combines technical knowledge with clear communication to demystify pension complexities.
Estate Planning
Our estate planning services safeguard assets through wills, trusts, and inheritance tax mitigation strategies. We specialise in creating tailored solutions for care fee protection, lasting power of attorney arrangements, and intergenerational wealth transfer. By explaining legal concepts in plain language, we help clients ensure their wishes are honoured while minimising tax liabilities. Regular reviews keep plans aligned with changing personal circumstances and legislation.
Retirement Planning
Using our proprietary PlanHappy process, we create holistic retirement strategies that align financial resources with lifestyle goals. Services include cash flow modelling, investment management, and income optimisation through annuities or drawdown solutions. We address key concerns like longevity risk and healthcare costs, providing clients with confidence their retirement plans will withstand economic fluctuations and personal changes over time.
People
Neil Parker
CEO
With over 25 years in financial services, Neil leads Joslin Rhodes' strategic vision while maintaining client relationships. He pioneered the PlanHappy methodology and ensures all advice aligns with FCA standards. Neil regularly contributes to local media on retirement planning topics.
Questions
What happens if I don't have a will?
Dying intestate means UK law dictates asset distribution, potentially excluding intended beneficiaries. A valid will ensures your estate goes to your chosen recipients.
How can I reduce inheritance tax?
Legal methods include trust creation, asset gifting, and charitable donations. Our specialists help implement tax-efficient strategies to preserve your legacy.
What is Lifestyle Financial Planning?
Our PlanHappy process combines financial analysis with personal goals to create retirement strategies that support your desired lifestyle, not just numbers.
When should I start retirement planning?
Start as early as possible to benefit from compound growth, but effective planning can begin at any age with appropriate adjustments.
Can I access my pension early?
Yes, typically from age 55 (rising to 57 in 2028) under pension freedoms, though early access may affect long-term security.
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Reviews (4)
Christine Fletcher
Jun 10, 2022
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Highly recommend Joslin Rhodes for financial and estate planning. Covid was a difficult time, but the company continued as best they could and their service has always been excellent.
Connie Hall
Jun 07, 2022
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We were unsure how to manage both our savings and pensions. We went along to see the team at Joslin Rhodes and had several discussions about options open to us. The team there are all friendly, approachable and most of all knowledgeable. We have now both investments and pensions being managed by Joslin Rhodes. We can now get on and enjoy our retirement. Would, and have recommend them.
Rita Johnson
May 10, 2022
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We called into Joslin Rhodes after recommendation from work colleagues. We went through a number of sessions talking and reviewing our situation with the view for early retirement. We were fully supported and given reassuring advice in making a decision to retire early and are now very happy in our retirement. When ever we phone or call in to Joslin Rhodes we are greeted with a warm friendly greeting and nothing is to much trouble and given priority straight away. We would not hesitate to recommend Joslin Rhodes.
Wendy Hossell
May 06, 2022
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This company are trying to charge for a service I actually didn't want and they didn't listen to what we said and then got things wrong.after having a further meeting it was advised they where not going to charge now they have tried to go back on their word! They gave advice on things we knew already! We wished I had never stepped foot in the place!
