Business Details
29 Years
experience
Independent Financial Advisers in Plymouth
Established in 1997, Tom French & Associates provides independent financial and mortgage advice across the South West of England. Our client-centric approach ensures tailored, unbiased solutions, with access to thousands of financial products unavailable through high street lenders. Our structured planning process includes engagement, discovery, research, plan presentation, implementation, and ongoing service, ensuring your financial strategy evolves with your needs. Authorised by the Financial Conduct Authority (FCA), we combine local expertise with a commitment to continuous improvement driven by client feedback.Recognised with the Platinum Trusted Service Award from Feefo for three consecutive years, our team of Chartered Financial Planners and Independent Financial Advisers prioritises transparency, ethical practices, and long-term client relationships. With offices in Plymouth and Truro, we serve individuals, families, and businesses, offering holistic wealth management, mortgage solutions, and protection planning. Our secure client portal enables real-time communication and financial tracking, while our advisers provide expert guidance on pensions, investments, estate planning, and business financial strategies.
Services
Wealth Management
Mortgage Advice
Life Insurance
Income Protection
Critical Illness Cover
Private Medical Insurance
Equity Release
Business Financial Planning
Pension Advice
Investment Strategies
Details
- Year established: 1997
Highlights and features
- FCA-authorised independent financial advisers with holistic expertise
- Award-winning service with over 2,000 five-star client reviews
- Access to exclusive mortgage and investment products unavailable to the public
- Chartered Financial Planners with local South West market knowledge
- Secure client portal for real-time financial management and communication
Associations and certifications
- Financial Conduct Authority (FCA)
- Chartered Insurance Institute (CII)
What people say
Exceptional service
Knowledgeable advisers
Transparent fees
Personalised approach
Successful mortgage outcomes
Services
Wealth Management
Our holistic wealth management service combines investment advice, pension planning, and estate strategies to preserve and grow your assets. Tailored to your risk profile and long-term goals, we offer regular portfolio reviews and rebalancing. With access to exclusive market products, our FCA-authorised advisers ensure your financial plan adapts to life changes while maintaining compliance and transparency.
Mortgage Advice
Specialist mortgage advice covering first-time purchases, remortgaging, and buy-to-let investments. We compare thousands of exclusive deals unavailable through high street lenders. Our FCA-regulated advisers assess affordability, recommend protection products, and manage applications from start to completion. Equity release options available for homeowners over 55 seeking to unlock property value.
Protection Insurance
Comprehensive protection planning including life insurance, critical illness cover, and income protection. We compare policies from major providers like Legal & General and niche insurers to create bespoke solutions. Our advisers explain product features, premium commitments, and underwriting processes to ensure your family's financial security against unforeseen circumstances.
Business Financial Planning
Tailored financial strategies for businesses, including pension schemes, succession planning, and risk management. We work with company directors to optimise employee benefits and implement tax-efficient wealth preservation techniques. Our FCA-authorised team provides independent guidance on corporate investment strategies and protection products for sustainable business growth.
Investment Advice
Personalised investment advice aligned with your risk tolerance and financial objectives. We offer ESG investing options and regular portfolio reviews to ensure alignment with market conditions. Our advisers explain investment vehicles, fee structures, and performance metrics while maintaining transparency about potential risks and returns.
People
Tom French
Founder
With over 25 years of financial services experience, Tom French established the firm in 1997. He specialises in complex financial planning and mentors advisers across the South West. His expertise in regulatory compliance and investment strategies ensures clients receive technically robust, future-proof advice.
Gary Noot
Independent Financial Adviser
Based in Hampshire, Gary Noot provides local financial expertise with a focus on retirement planning. He has 18 years' experience guiding clients through mortgage solutions, pension consolidation, and tax-efficient investments while maintaining Chartered status through continuous professional development.
Questions
Are your financial advisers independent and qualified?
Yes, all our advisers are FCA-authorised Independent Financial Advisers (IFAs) with Chartered status, providing whole-of-market advice tailored to your needs.
Can I book a face-to-face appointment?
Yes, we offer in-person meetings at our Plymouth and Truro offices, home visits across Devon and Cornwall, and remote consultations via video.
What areas do you cover?
We operate throughout the South West with offices in Plymouth and Truro, serving Devon, Cornwall, Somerset, Dorset, Wiltshire, and Hampshire.
How quickly will you respond to my enquiry?
We aim to respond within one working day, with urgent matters prioritised through direct phone contact.
Do you offer services outside financial advice?
We specialise in financial, mortgage, and protection advice but collaborate with other professionals to meet all your wealth management needs.
What makes TFA different from other firms?
Our combination of local expertise, award-winning service, and access to exclusive financial products creates truly personalised solutions for clients.
