Business Details
31 Years
experience
Trusted Financial Advisers in Bovey Tracey
Established in 1995, Loughtons Ltd has built a reputation for delivering tailored financial planning solutions grounded in integrity, professionalism, and impartiality. Our team, led by Richard Loughton, Lucy Loughton, and Will Loughton, brings decades of combined experience in guiding individuals, trustees, and companies through complex financial decisions. We specialise in holistic financial planning, including retirement strategies, investment management, and estate planning, with a focus on long-term client relationships.Our approach combines technical expertise with a deep understanding of personal and market dynamics, ensuring clients receive actionable advice aligned with their unique goals. Recognised for our commitment to transparency, we provide clear fee structures and ongoing support, empowering clients to make informed decisions. With a client retention rate reflecting our dedication to excellence, we remain a trusted partner in financial planning across Devon and beyond.
Services
Financial Planning
Investment Portfolio Management
Retirement Planning
Estate and Tax Planning
Wealth Management
Details
- Year established: 1995
Highlights and features
- We have over 25 years of experience in financial planning and advisory services.
- Our team includes certified financial planners with expertise in retirement and tax strategies.
- We offer transparent fee structures agreed in advance with every client.
- We prioritise long-term relationships, providing ongoing reviews to adapt to changing needs.
- Our advice is grounded in technical knowledge and tailored to individual life goals.
Associations and certifications
- Financial Conduct Authority
What people say
Excellent adviser
Good advice
Trustworthy
Highly knowledgeable
Pleasure to work with
Services
Financial Planning
Our financial planning service creates tailored roadmaps to help clients achieve long-term goals, from retirement to major life milestones. We analyse income, assets, and liabilities to design strategies that optimise resources while considering tax efficiency and risk management. With ongoing reviews, we ensure plans evolve alongside personal circumstances and market changes.
Investment Portfolio Management
We manage investment portfolios for individuals and trustees, focusing on diversification and long-term growth. Our approach combines market research with client-specific risk profiles to select suitable assets. Regular performance reviews ensure alignment with financial objectives, whether preserving wealth or generating income.
Retirement Planning
Retirement planning ensures clients are financially prepared for life after work. We assess pension provisions, savings, and income needs to build sustainable withdrawal strategies. Our advice covers state pensions, private schemes, and tax-efficient drawdown options, helping clients transition confidently into retirement.
Estate and Tax Planning
Estate planning safeguards assets for future generations while minimising tax liabilities. We advise on wills, trusts, and inheritance tax mitigation strategies, ensuring wealth is distributed according to client wishes. Our goal is to protect beneficiaries and preserve family financial stability.
People
Richard Loughton
Founder
Richard Loughton founded Loughtons Ltd in 1995, bringing over 30 years of financial services experience. His expertise in holistic planning and client advocacy drives the firms ethos of integrity and long-term value.
Lucy Loughton
Director
Lucy Loughton, a director and financial planner, combines technical proficiency with a client-focused approach. With a background in investment management, she specialises in retirement strategies and has earned recognition for her industry contributions.
Will Loughton
Director
Will Loughton, a director and key financial planner, focuses on tax-efficient solutions and estate planning. His career spans two decades of advising high-net-worth individuals, ensuring compliance and optimal wealth transfer.
Questions
What financial planning services do you offer?
We provide holistic financial planning, including retirement strategies, investment management, estate planning, and tax-efficient solutions tailored to individual goals.
How are your fees structured?
Fees are agreed upfront and detailed in writing before any work begins, ensuring transparency and no hidden costs.
Do you work with clients outside Devon?
While based in Devon, we support clients nationwide through virtual consultations and remote advisory services.
What qualifications do your advisers hold?
Our team includes certified financial planners with decades of combined experience and regulatory accreditation.
How often are financial plans reviewed?
We recommend annual reviews or whenever significant life changes occur to ensure plans remain aligned with goals.
