Business Details
15 Years
experience
Independent Financial Advisers in Exeter
Based in Exeter, Howard Financial Services Financial Services has established itself as a trusted independent financial advisory firm serving both private and corporate clients. Our team combines extensive industry experience with comprehensive market knowledge to deliver impartial financial planning and investment advice tailored to individual circumstances. As an FCA-authorised firm, we maintain rigorous professional standards while offering services spanning investment management, retirement planning, tax-efficient strategies, and financial protection solutions.We prioritise ongoing client relationships, conducting regular portfolio reviews to ensure alignment with evolving financial goals and risk profiles. Our independence from product providers enables unrestricted market access, guaranteeing recommendations focused solely on client interests. Through decades of combined expertise, we help clients navigate complex financial decisions while maintaining transparency and ethical integrity in all our advisory practices.
Services
Investment Advice
Retirement Planning
Financial Protection
Tax Efficiency
Wealth Management
Details
- Year established: 2011
Highlights and features
- We are FCA-authorised independent financial advisers
- Our recommendations aren't tied to specific products or providers
- We offer comprehensive market analysis for optimal investment choices
- We conduct regular portfolio reviews to maintain financial alignment
- Our tax-efficient strategies maximise investment growth potential
Associations and certifications
- Financial Conduct Authority
- Financial Ombudsman Service
Services
Investment Advice
We provide comprehensive investment advice tailored to individual risk profiles and financial goals. Our FCA-regulated services include market analysis, portfolio construction, and ongoing performance monitoring. Clients benefit from unrestricted access to the entire market, ensuring optimal investment decisions without product provider constraints.
Retirement Planning
Our retirement planning services assess current pension provisions and identify optimal investment vehicles for long-term security. We specialise in creating tailored retirement strategies that consider individual circumstances and future income requirements. Regular reviews ensure continued alignment with evolving financial objectives.
Financial Protection
We offer expert guidance on financial protection products including life insurance, critical illness cover, and income protection plans. Our independent status allows unbiased recommendations across the full market to safeguard clients' financial security against unforeseen circumstances.
Tax Efficiency
Our tax efficiency services focus on minimising tax liabilities through strategic investment structuring. We provide specialist advice on capital gains tax, inheritance tax planning, and tax-efficient investment vehicles to maximise portfolio growth potential within regulatory frameworks.
Wealth Management
We deliver holistic wealth management solutions combining investment strategy, retirement planning, and protection services. Our approach considers both immediate financial needs and long-term objectives, with regular portfolio reviews ensuring sustained growth and risk management.
Questions
What qualifications do your financial advisers hold?
Our advisers are FCA-authorised professionals with extensive industry experience and relevant financial planning qualifications.
How do you ensure impartial financial advice?
As independent advisers, we have no product provider ties and can access the entire market to find suitable solutions.
What investment options are available?
We offer access to the full spectrum of investment products across different risk profiles and asset classes.
How often are portfolios reviewed?
We conduct regular portfolio reviews to ensure continued alignment with your financial goals and market conditions.
Can you help with retirement planning?
Yes, we specialise in creating tailored retirement strategies and reviewing existing pension provisions for optimal outcomes.
What protection services do you offer?
We provide guidance on life insurance, critical illness cover, and income protection plans to safeguard financial security.
