Business Details
Award-Winning Chartered Financial Planners in London
DGS Chartered Financial Planners has been guiding clients towards financial security for nearly three decades. As an award-winning family-run business, we combine deep industry expertise with a client-centric approach, offering tailored financial strategies for individuals, families, and corporate clients. Our Chartered status reflects our commitment to the highest professional and ethical standards, ensuring clients receive advice aligned with their unique goals. We prioritise long-term relationships through annual reviews, maintaining transparency in our recommendations and accountability in our service delivery.Recognised in the FT Adviser Top 100 Financial Advisers list for 2023-2025, our team of experienced professionals delivers solutions across mortgage advice, investment planning, retirement strategies, and corporate financial services. With offices in London, St Albans, Shenley, and the Midlands, we serve clients nationwide through in-person, online, or hybrid consultations. Our dedication to continuous professional development ensures our advice remains at the forefront of industry innovation while maintaining the personal touch that distinguishes smaller firms.
Services
Financial Planning
Mortgage Advice
Investment Strategies
Retirement Planning
Protection Insurance
Estate Planning
Corporate Financial Advice
Employee Benefits
Key Person Insurance
Shareholder Protection
Highlights and features
- We have nearly 30 years of experience in independent financial advice
- Our Chartered status demonstrates the highest professional standards in the industry
- We provide fully personalised financial strategies tailored to individual client needs
- We offer nationwide service through flexible meeting options across the UK
- Recognised in the FT Adviser Top 100 Financial Advisers list for 2023-2025
Associations and certifications
- Chartered Insurance Institute
What people say
Excellent professional service
Knowledgeable and thorough
Completely reliable
Peace of mind
Highly recommend
Services
Personal Financial Planning
We create comprehensive financial strategies tailored to individual goals, covering wealth accumulation, tax efficiency, and long-term security. Our approach combines investment planning with risk management to build sustainable financial futures. Clients benefit from regular reviews to ensure plans evolve with changing circumstances.
Mortgage Advice
We offer independent mortgage advice covering residential, buy-to-let, and equity release solutions. Our specialists access major lenders and niche providers to find optimal financing arrangements. Services include repayment strategy analysis and protection planning for property investments.
Retirement Planning
We develop tailored retirement strategies maximising savings potential and ensuring tax-efficient income streams. Our expertise covers personal pensions, workplace schemes, and public sector pension options. We help clients navigate complex retirement decisions with confidence.
Corporate Financial Advice
We provide strategic financial planning for businesses including employee benefits solutions and shareholder protection. Our Zhoosh partnership offers flexible benefits platforms for SMEs, while key person insurance safeguards business-critical individuals.
Investment Planning
We help clients grow wealth through diversified investment strategies using ISAs, investment bonds, and trust structures. Our approach balances risk management with growth potential, regularly reviewing portfolios to maintain alignment with financial objectives.
People
Steve
Financial Adviser
Experienced financial adviser specialising in pension planning with proven expertise in investment strategy and client portfolio management.
Andy Wray
Financial Adviser
Long-serving adviser with decades of experience delivering tailored investment solutions and maintaining consistent client satisfaction through clear communication.
Sara Titmus
Financial Adviser
Specialist in mortgage and protection services with a reputation for prompt communication and comprehensive financial planning support.
Questions
What financial services do DGS offer?
We provide personal and corporate financial planning, mortgage advice, investment strategies, retirement planning, protection insurance, estate planning, and employee benefits solutions.
Are DGS regulated financial advisers?
We are Authorised and Regulated by the Financial Conduct Authority under reference 225814 for most services, though some corporate offerings fall outside FCA regulation.
How can I meet with a DGS adviser?
We offer flexible consultations through our London, St Albans, Shenley, and Midlands offices, or via online meetings across the UK.
What makes DGS different from other financial advisers?
Our Chartered status, three decades of experience, and client-focused approach combine with recognition in FT Adviser Top 100 lists since 2023.
What fees does DGS charge for financial advice?
Our standard residential mortgage advice fee is £295, with other services priced according to complexity. Existing clients often receive preferential terms.
Can DGS help with business financial planning?
We offer corporate financial advice including employee benefits platforms through Zhoosh, key person insurance, and shareholder protection strategies.
