Business Details
29 Years
experience
Your Trusted Partner for Independent Financial Advice
Established in 1997, Cockburn Lucas provides independent financial advice to private clients, companies, and family trusts across the East Midlands. Our relationship-based approach ensures we guide clients through life's financial changes, from marriage and parenthood to retirement and bereavement. With over 150 years of combined experience, our team specialises in investments, pensions, tax planning, and estate management, prioritising client needs while adhering to the Financial Vulnerability Charter. We focus on long-term financial security, offering tailored solutions that align with individual circumstances and goals. 
Services
Financial Planning
Investment Advice
Retirement Planning
Tax Planning
Inheritance Tax Planning
Pension Transfers
Cash Management
Protection Planning
Estate Management
Business Planning
Details
- Year established: 1997
Highlights and features
- We have over 150 years of combined experience in financial planning.
- Our relationship-based approach prioritises long-term client needs.
- We adhere to the Financial Vulnerability Charter for ethical client support.
- FCA-authorised experts in pensions, tax, and inheritance planning.
- Award-winning team with a 4.9 Google rating from satisfied clients.
Associations and certifications
- Financial Conduct Authority
What people say
Excellent advice
First class service
Professional and courteous
Trusted guidance
Smooth financial journey
Services
Financial Planning
Our financial planning service creates tailored strategies to manage your wealth through life's changes. We focus on long-term goals, including retirement, tax efficiency, and estate preservation. With a relationship-based approach, we ensure your investments align with personal circumstances and risk tolerance.
Inheritance Tax Planning
Specialised advice to minimise inheritance tax liabilities while preserving wealth for beneficiaries. We utilise trusts, business property relief portfolios, and strategic asset restructuring to achieve tax-efficient estate transfers. Our solutions balance client control with intergenerational wealth planning.
Pension Transfers
Expert guidance on consolidating or transferring pensions to optimise retirement income. We assess tax implications, investment performance, and provider charges to ensure compliant, client-focused solutions. Our team specialises in complex transfers, including self-invested pensions.
Investment Advice
Customised investment strategies across equities, bonds, and alternative assets to meet financial objectives. We offer managed portfolios, cash flow modelling, and risk-adjusted solutions. Regular reviews ensure alignment with market conditions and client goals.
Protection Planning
Comprehensive insurance solutions to safeguard against life's uncertainties, including critical illness, income protection, and long-term care. We design policies that integrate with overall financial plans, ensuring financial security for clients and their families.
People
Mike Horseman
Managing Director
With over 25 years in financial services, Mike leads Cockburn Lucas' investment strategy and compliance. He specialises in corporate development and sustainable finance, ensuring client portfolios align with ethical and regulatory standards.
Angus Shaw
Chartered Financial Planner
A pension transfer expert and HR director, Angus oversees financial planning implementation. He chairs the investment committee and manages IT systems, combining technical expertise with operational leadership to enhance client service delivery.
Alistair Fraser
Chartered Financial Planner
Specialising in inheritance tax and retirement planning, Alistair provides tailored solutions for high-net-worth clients. His focus on tax-efficient investments and estate management ensures clients preserve wealth across generations.
Jo Noon
Chartered Financial Planner
Jo leads the 'Cockburn Lucas for Women' initiative, addressing unique financial needs. She specialises in trusts and pension transfers, offering empathetic advice that empowers clients to make informed decisions about their financial futures.
Ajay Khosla
Chartered Financial Planner
Ajay focuses on investment and retirement planning, with expertise in pension transfers. He combines technical analysis with clear communication, ensuring clients understand complex financial concepts and their implications.
Questions
What services does Cockburn Lucas offer?
We provide financial planning, investment management, pension transfers, tax planning, inheritance tax solutions, and protection insurance tailored to individual and business needs.
How are your financial planners qualified?
Our team includes Chartered Financial Planners and members of the Personal Finance Society, with decades of combined experience in independent financial advice.
How do I start working with Cockburn Lucas?
Contact us via phone or email to schedule a discovery meeting. We'll assess your financial situation and goals before creating a customised plan.
Are your fees transparent?
Yes, our fees are clearly outlined in our 'Our Fees' section, with no hidden charges. We provide cost breakdowns for all services during initial consultations.
How do you handle client complaints?
We aim to resolve concerns promptly. If unresolved, you may refer complaints to the Financial Ombudsman Service for independent review.
Do you offer digital financial tools?
Yes, our Secure Online Portal allows clients to access portfolios, documents, and financial updates securely, enhancing transparency and communication.
Reviews (6)
Elwira K.
Aug 10, 2021
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I was planning to retire early and knew I needed an IFA to plan for the future. Choosing an IFA was a critical decision and I came to Darren at Cockburn Lucas on the recommendation of a friend. I am very satisfied with the whole experience and recommend their friendly, supportive and professional service which has taken so much stress out of my financial decision making.
David Blower
Jun 07, 2020
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Excellent support, personal service and understanding of our needs from Ajay with Erica's support during our initial and regular ongoing reviews. The main area of improvement surrounds the length of time and communication process between Cockburn at its Financial Providers supporting client's portfolios. So for example, I believe this has an adverse impact for clients when transferring large sums of monies between parties, the source of a recent compliance investigation which has now been satisfactorily resolved.
Martin Crossley
Apr 11, 2020
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I have just completed my first year with Cockburn and Lucas following my decision to let them manage my pension pot. They have always been very professional from the first meeting and regularly update me on how my investments are performing. I have recommended Cockburn and Lucas to numerous work colleagues who like me have recently retired and want more control over their own finances.
Deborah Delano
Mar 01, 2020
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Excellent advice. Always have a clear understanding from Alistair about our investments. Very quick responses to queries. We're nervous investors but feel confident in Cockburn Lucas and that we're achieving our goals both financially and ethically.
Jon Orlyk
Feb 26, 2020
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Best thing i ever did is to let Alister and his team look after my pension everything is explained in great detail and all calls are always answered or returned within a short period of time. i am sure i will be with them for the long term. John.
Anne Manger
Jan 02, 2020
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Cockburn Lucas give me a very personal service with financial advice and package for my pension, tailored specifically to my requirements. Always very friendly and approachable and everything explained in every day terms.
