Business Details
32 Years
experience
Trusted Financial Advisers in Grantham
Castlegate Financial Management is a well-established independent financial advisory business that has achieved Chartered status and is recognised in the FTAdviser Top 100 Firms 2025. With over 30 years of experience, we operate from our head office in Grantham, Lincolnshire, serving clients across the East Midlands and London. Our team of experienced advisers provides fully independent financial advice tailored to personal and corporate needs, including investment management, retirement planning, and protection solutions.We combine dedicated personal service with tailored wealth solutions, offering appointments in-person or online. Our commitment to excellence is reflected in our Chartered status and recognition as a leading firm in the industry.
Services
Financial Planning
Wealth Management
Pensions
Investments
Cashflow Forecasting
Tax Planning
Inheritance Tax
Business Services
SSAS Pensions
Retirement Planning
Details
- Year established: 1994
Highlights and features
- We are a Chartered Financial Planning firm with industry-recognised expertise
- Our team has over 30 years of combined experience in financial advisory services
- We offer fully independent, tailored advice for personal and corporate clients
- Our advisers hold advanced professional qualifications including Advanced Diplomas
- Recognised in the FTAdviser Top 100 Firms 2025 for excellence in service
Associations and certifications
- Chartered Insurance Institute
- Financial Conduct Authority
What people say
Guidance and expertise
Swift and efficient service
Delighted with service
Comfort knowing support
Happy with service
Services
Financial Planning
Our financial planning service creates tailored roadmaps to achieve your financial goals through strategic asset allocation and risk management. We assess your current situation, define objectives, and develop adaptable plans that evolve with changing circumstances. With access to the entire market, we ensure optimal solutions that balance value for money with long-term financial security.
Wealth Management
Wealth management focuses on preserving and growing your assets through tax-efficient strategies and diversified investment portfolios. Our approach addresses risk aversion, estate planning, and intergenerational wealth transfer while minimising tax liabilities. Regular reviews ensure your wealth protection strategies remain aligned with evolving financial regulations and personal circumstances.
Pensions Advice
Pensions advice covers all aspects of retirement planning, including state pension optimisation and private pension arrangements. We review existing schemes, recommend suitable structures like SIPPs or SSAS, and ensure adequate income streams for retirement. Our expertise includes tax-free lump sum strategies and navigating complex pension legislation changes.
Tax Planning
Tax planning services focus on legal tax reduction strategies across income, capital gains, and inheritance taxes. We implement tax-efficient investment structures and estate planning solutions while maintaining compliance with HMRC regulations. Our approach considers lifetime tax planning opportunities and business-related tax mitigation strategies.
Investment Management
Investment management involves creating and maintaining diversified portfolios aligned with your risk profile and financial objectives. We offer access to a wide range of investment vehicles including ISAs, unit trusts, and offshore collectives. Regular performance reviews ensure optimal asset allocation and adjustments to market conditions or personal circumstances.
People
Peter Wilson
Managing Director
Peter Wilson leads Castlegate as Managing Director with extensive industry experience. He chairs key committees and combines strategic leadership with a commitment to client-focused service. His background includes senior roles at Legal & General and a prominent IFA business.
Heather Hodson
Chartered Financial Planner
Heather Hodson, a Chartered Financial Planner since 2004, specialises in personal and corporate investment strategies. She has received the Duncan & Toplis Client Champion Award for exceptional service and brings technical expertise to retirement and tax planning.
Nick Lawson
Chartered Financial Planner
Nick Lawson, a founding member since 1994, specialises in estate planning and portfolio management. He holds Chartered Financial Planner status and contributes extensive industry knowledge through his dual role with Duncan & Toplis.
Becky Womble
Chartered Financial Planner
Becky Womble, a Chartered Financial Planner with 12 years' experience, simplifies complex financial matters for clients. She has featured in VouchedFor's Top Rated Advisers for four consecutive years and focuses on long-term financial security solutions.
Jamie Moore
Head of Operations
Jamie Moore oversees operations and technology integration since joining in 2017. He holds financial planning qualifications and focuses on strategic implementation while maintaining active client engagement through his advisory role.
Questions
What financial services do you specialise in?
We specialise in financial planning, wealth management, pensions advice, investment management, tax planning, and business financial services.
How do your financial planning services work?
Our financial planning creates tailored roadmaps through initial assessment, goal setting, strategy development, and ongoing reviews to adapt to changing circumstances.
Are you regulated by financial authorities?
Yes, we're authorised and regulated by the Financial Conduct Authority (FCA No. 169777) and part of the Chartered Insurance Institute.
Do you offer online consultations?
Yes, we offer flexible appointments including video calls alongside in-person meetings at our Grantham office or client locations.
What areas do you cover?
We serve clients across Lincolnshire, Leicestershire, Nottinghamshire, and surrounding regions from our Grantham headquarters.
How are your advisers qualified?
Our team holds advanced qualifications including Chartered Financial Planner status and Advanced Diplomas from the Chartered Insurance Institute.
