Business Details

7 Years

experience

Fee Free Mortgage Broker helps customers navigate the UK mortgage market with clear, independent guidance and no charges for our advisory or arrangement services. We work with first-time purchasers, homeowners planning a move, landlords seeking buy-to-let finance and borrowers reviewing existing mortgages. Our access to a broad selection of lenders enables us to compare mortgage products according to individual requirements, including affordability, repayment preferences and lender eligibility criteria. Having assisted thousands of customers since 2019, we understand that securing suitable borrowing often involves considerably more than comparing advertised interest rates.

Our advisers support clients from their first enquiry through to mortgage completion, beginning with discussions about income, deposits, employment and borrowing objectives. We calculate indicative affordability, discuss monthly payments and arrange Agreements in Principle when required. Our services cover remortgaging, mortgage porting, applications involving self-employment or complex earnings, and assessments of potential options for customers with credit history concerns. We also undertake existing mortgage reviews and assist with lender documentation and underwriting communications. Available throughout the UK by telephone, email and video appointment, our brokerage operates under Financial Conduct Authority regulation. Rather than requesting payment from borrowers, we are remunerated through lender procuration fees after completion, allowing us to provide mortgage advice without additional broker charges.

Details

Year established: 2019

Highlights and features

We provide completely fee-free mortgage advice throughout the UK.
Our whole-of-market approach compares thousands of available mortgage products.
We offer FCA-regulated guidance tailored to your individual circumstances.
We assist first-time buyers, home movers and property investors.
Our experienced advisers support complex incomes and self-employed applicants.
We manage mortgage applications from initial consultation through completion.

Payment methods

Cash
Debit cards
Credit cards

Website

Services

First Time Buyer Mortgages

Securing an appropriate first mortgage requires careful consideration of available products and individual affordability. We support first-time buyers through expert advice, lender comparisons and application assistance without charging a broker fee. Our whole-of-market approach enables us to consider numerous mortgage options. We coordinate with mortgage lenders and other professionals to simplify the application process.

Home Mover Mortgages

Choosing a mortgage for your next home requires careful consideration of your existing financial commitments. We assess your current interest rate, income and property equity to establish which arrangements may be suitable. Our whole-of-market comparisons cover mortgage transfers, new borrowing and alternative lenders. We deliver impartial, FCA-regulated guidance entirely free of broker charges or concealed costs.

New Build Mortgage Advice

New build purchases often require mortgage arrangements to be completed within strict contractual deadlines. We support buyers by identifying suitable products from our whole-of-market panel and managing the associated application requirements. Our experience working with major UK housebuilders allows us to address construction-related timescales while providing professional mortgage guidance entirely free of broker fees.