Business Details
Your Trusted Financial Advisers for Retirement Planning
Retirement Solutions has established itself as a leading provider of independent financial advice in the UK. Specialising in equity release, pensions, and retirement planning, we offer tailored solutions to help clients navigate complex financial decisions. Our team of FCA-authorised advisers provides whole-of-market recommendations, ensuring clients receive advice aligned with their unique circumstances. As members of the Equity Release Council, we adhere to strict industry standards, prioritising client safeguards and ethical practices. With over 300 products available, we empower homeowners aged 55+ to make informed decisions about their financial futures. Our commitment to transparency is evident in our no-obligation home appointments and clear fee structure, including a 1,899 advice fee payable only upon case completion. We maintain offices in Cheadle Hulme and operate under FCA registration number 483817.
Services
Equity Release
Pension Advice
Retirement Planning
Estate Planning
Annuities
Served areas
- Manchester, Liverpool, Lancashire, Cheshire, Yorkshire
Highlights and features
- We provide independent, whole-of-market financial advice
- Our advisers are FCA-authorised with specialist training
- We charge a transparent 1,899 advice fee payable only on completion
- We offer no-obligation home appointments with local specialists
- We maintain strict client safeguards as Equity Release Council members
Associations and certifications
- Financial Conduct Authority
- Equity Release Council
What people say
Personalised service
Expert advice
No-obligation appointments
Transparent fees
Local specialists
Services
Equity Release
We help homeowners aged 55+ access tax-free cash from their property without needing to move. Our advisers explain lifetime mortgages and home reversion plans, comparing over 300 products to find suitable options. We ensure clients understand how equity release affects inheritance and benefits.
Pension Advice
Our specialists provide guidance on pension options including annuities and flexi-access drawdown. We explain different annuity types, their benefits, and how to maximise retirement income while considering tax implications and personal circumstances.
Estate Planning
We offer comprehensive estate planning services covering wills, lasting power of attorney, and trust creation. Our advisers help clients protect assets, plan for inheritance tax, and ensure their wishes are legally documented while maintaining family interests.
Annuities
We provide expert advice on lifetime and fixed-term annuities, explaining how they provide secure income in retirement. Our comparisons help clients choose between different payment structures, guarantee periods, and inflation protection options.
Financial Consultations
We offer free, no-obligation home appointments with local specialists who explain financial options in plain language. Our advisers provide written recommendations tailored to individual needs, ensuring clients make informed decisions about their financial future.
People
Steve Korniotis
Adviser
Experienced financial adviser specialising in equity release and retirement planning. Provides clear, jargon-free advice during home visits. Committed to finding tailored solutions that meet clients' specific needs and circumstances.
Questions
What are the eligibility criteria for equity release?
You must be aged 55+, own a property valued at least £70,000, and require a minimum tax-free release of £10,000.
How much does your financial advice cost?
Our advice fee is £1,899, payable only when your case completes. Other lender and solicitor fees may apply.
How does equity release affect inheritance?
Equity release reduces the value of your estate, which may impact the inheritance you leave to beneficiaries.
Do you offer alternatives to equity release?
Yes, we discuss alternatives like downsizing, accessing other assets, or family support during your free consultation.
Are your advisers qualified?
Yes, all our advisers are FCA-authorised with specialist training in equity release and retirement planning.
Can I get a property valuation first?
Yes, we offer free online property valuations through our partner Rightval before discussing financial options.
Reviews (9)
Trevor Perry
May 12, 2020
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I have been a client for well over 2 years and Retirement Solutions have given good advice. Andrea is first class and always gives 100%. My pension is in good hands. I sleep well and do not feel the need to worry about my investments as all this is looked after. Highly recommend.
Alan Tucker
Apr 01, 2020
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Everything from start to completion we thought it has been handled very professionally and we are all that have been involved we just want to say thank you for all your help.
Trevor Perry
Feb 05, 2020
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I have been a client for well over 2 years and Retirement Solutions have given good advice. Andrea is first class and always gives 100%. My pension is in good hands. I sleep well and do not feel the need to worry about my investments as all this is looked after. Highly recommend.
Pete Brennan
Nov 01, 2019
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Dealt recently with this company regarding a financial issue, the service and advice given was of a very high standard, Giuliano was professional, friendly and helpful, nothing was too much trouble to him, I would not hesitate in recommending this company.
Les Eccles
May 14, 2018
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Superb company to deal with I've used them twice and both times I've found them friendly & helpful Keeping me informed of the progress on a very regular basis I would recommend Retirement Solutions to anybody who needs help unlocking their pension pot
Ian James
Service I received was excellent. The assistance provided by Chris Jump was especially helpful to me in progressing my retirement planning with confidence.
Robin Bland
From start to finish with our equity release, Steve, (our advisor) explained everything fully and kept us well informed with the progress. Super quick from start to finish. 5 star service.
Peter Barnes
I would highly recommend Retirement Solutions to my friends that may be looking at releasing monies from their homes. We found the company very professional.
Les Eccles
Superb company to deal with I've used them twice and both times I've found them friendly & helpful Keeping me informed of the progress on a very regular basis I would recommend Retirement Solutions to anybody who needs help unlocking their pension pot