Business Details
6 Years
experience
Trusted Mortgage Brokers in Birmingham | Secure Financial Solutions
Secure Financial Solutions was founded in 2020 with a clear mission: to simplify mortgage and protection processes while maintaining the highest standards of ethical advice. Our team brings extensive industry experience, including over seven years of direct involvement in mortgage training and regulatory compliance. We specialise in providing tailored financial solutions for first-time buyers, teachers, and clients with unique circumstances such as adverse credit or non-traditional income sources. As an FCA-regulated firm and appointed representative of PRIMIS Mortgage Network, we combine deep market knowledge with a commitment to transparent communication. Our expertise extends to life insurance, critical illness cover, and income protection, ensuring comprehensive financial planning support.We maintain rigorous adherence to UK financial regulations while offering access to a wide panel of lenders. Our approach prioritises client wellbeing through personalised guidance from initial consultation to mortgage completion. The business was established following a strategic decision to create a customer-focused alternative in the mortgage advisory sector. We maintain strict compliance with GDPR requirements and operate under the UK's Financial Conduct Authority regulatory framework. Our fee structure remains competitive, with typical advice fees ranging from 0-999, ensuring accessibility for diverse client needs.
Services
Mortgage Advice
Life Insurance
Income Protection
Critical Illness Cover
Teacher Mortgages
Details
- Year established: 2020
Highlights and features
- We are FCA-regulated mortgage advisors with industry-leading compliance standards
- Specialise in first-time buyer mortgages and teacher-specific financing solutions
- Provide tailored advice for complex cases including adverse credit and non-traditional income
- Offer free initial consultations with no-obligation mortgage guidance
- Maintain ongoing support through every stage of the mortgage process
Associations and certifications
- Financial Conduct Authority
- PRIMIS Mortgage Network
Services
Mortgage Advice
We provide comprehensive mortgage advisory services tailored to individual circumstances. Our FCA-regulated advisors help first-time buyers, teachers, and clients with complex cases access competitive mortgage products. We work with a wide panel of lenders to find suitable solutions for new home purchases, remortgaging, and buy-to-let investments.
Life Insurance
Our life insurance solutions provide financial protection for your loved ones. We offer various policies that can be tailored to your specific needs, including family income benefit options. Our advisors help you understand different coverage types and select appropriate protection levels that align with your mortgage and financial commitments.
Income Protection
We provide income protection insurance to safeguard against financial hardship from prolonged illness or accident. Our policies replace a portion of your income during extended absences from work. We help clients understand policy terms, benefit periods, and deferment periods to ensure appropriate coverage levels for their personal circumstances.
Critical Illness Cover
Our critical illness cover provides financial security in case of serious health conditions. We offer policies covering various specified illnesses with lump sum payouts. Our advisors explain policy inclusions, exclusions, and underwriting processes to help clients make informed decisions about their protection needs.
Teacher Mortgages
We specialise in mortgage solutions for education professionals. Our services cater to newly qualified teachers, supply teachers, and those on fixed-term contracts. We work with lenders who understand teacher income structures, including term-time pay and academy trust employment arrangements, to secure competitive mortgage rates for education sector workers.
People
Troy Edwards
Managing Director & Principal
Troy founded Secure Financial Solutions in 2020 after eight years in mortgage industry roles including customer service, training, and underwriting. He oversees regulatory compliance and provides direct mortgage advice to clients. His experience includes positions at major building societies and specialist lenders.
Questions
Are you regulated by the Financial Conduct Authority?
Yes, we are an appointed representative of PRIMIS Mortgage Network, which is authorised and regulated by the Financial Conduct Authority.
Do you specialise in first-time buyer mortgages?
Yes, we specialise in first-time buyer mortgages and provide tailored guidance through the entire purchasing process.
Can supply teachers get mortgage advice?
Yes, we help supply teachers with mortgage applications using average income calculations for fluctuating earnings.
What protection products do you offer?
We offer life insurance, critical illness cover, and income protection policies to protect your home and family.
Do you charge for initial mortgage consultations?
No, we provide free initial consultations with no-obligation mortgage advice tailored to your circumstances.
Are your mortgage fees fixed?
Our typical advice fee is between £0-£999, though some mortgages may incur charges up to 1% of the loan amount.
Reviews (5)
Daniel Handley
May 07, 2022
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Fantastic company, we worked with Troy who was a pleasure to work with. Took us through the whole process start to Finnish, ensured that any issues or problems raised were dealt with swiftly. Leased with the solicitors to take the pressure of us. Troy was always on the end of the phone if we needed him. All in All a great company to work with and we look forward to speaking with them in 5 years.
Jordan Carter
Nov 26, 2021
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Troy has been top class on all aspects. Being a first time buyer and having no clue on what to do, troy made everything clear and put all our stress to ease. Highly recommend. Thanks again Troy.
Lauren Webb
Sep 21, 2021
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Troy has been so helpful, understanding and calm. Always on the end of the phone night or day if you have any worries or questions. I highly recommend him for any mortgage or insurance needs! An amazing value in price considering he is with you right up until the keys are in your hands and you walk through the door of your own home! Cant thank him enough.
Daniella Yates
Mar 21, 2021
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Troy, could not have been more helpful amd made my whole process painless. He was always on hand to answer any of my questions and concerns and didn't disappear once my mortage in principle had gone through. I would completely recommend Troy and his company. Thanks so much!
Jordanne Hathaway
Feb 21, 2021
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Troy is great at what he does, communicates everything with you well and makes sure he gets you the best possible deal. We are now saving 100 per month on our mortgage. Thanks Troy
