Business Details
Expert Mortgage Advisers in Chelmsford
Assured Financial Services Financial Services is a family-run mortgage advisory firm with 36 years of experience in the industry. Established to provide tailored financial solutions, we specialise in assisting first-time buyers, home movers, remortgagers, and buy-to-let investors across Chelmsford and surrounding areas. Our team adheres to strict regulatory guidelines, ensuring all advice aligns with clients' financial circumstances, risk profiles, and long-term goals.We offer comprehensive support including life cover, critical illness, and income protection, while maintaining transparency in our fee structure. As an FCA-authorised firm, we prioritise client satisfaction through professional service and accessible home visits. Our commitment to excellence is reflected in our structured complaints process and ongoing dedication to regulatory compliance.
Services
Mortgage Advisers
First Time Buyers
Remortgaging
Buy to Let
Life Cover
Critical Illness Cover
Income Protection
Wills & Probate
Home Visits
Mortgage Brokerage
Highlights and features
- We offer 36 years of experience in mortgage advisory services
- Our team provides personalised advice tailored to your needs
- We are authorised and regulated by the Financial Conduct Authority
- We offer home visits across Chelmsford and surrounding areas
- Transparent fee structure with no charge for initial consultations
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Advisers
We provide expert mortgage advice tailored to individual financial circumstances. Our services cover first-time purchases, remortgaging, and buy-to-let investments. With 36 years of experience, we ensure clients receive FCA-regulated guidance that matches their long-term property goals.
Remortgaging
Specialist remortgaging solutions help clients reduce monthly payments or access equity. We compare market options to find competitive rates while considering exit fees from existing mortgages. Our advice ensures cost-effective transitions without compromising financial stability.
Buy to Let
Tailored buy-to-let mortgage advice for property investors. We explain landlord-specific lending criteria, interest-only options, and tax implications. Our service includes portfolio management strategies and recommendations for optimal rental yield properties.
Life Cover
We offer life cover solutions to protect families against financial hardship. Policies include term assurance, whole-of-life cover, and family income benefits. Our advisers help clients select appropriate coverage amounts linked to mortgage obligations and personal circumstances.
Wills & Probate
Professional will-writing services ensure clear asset distribution instructions. We help clients create legally binding documents that reflect their wishes while considering inheritance tax implications. Our probate assistance simplifies estate administration during difficult times.
People
Ken Welshman
Proprietor
Ken Welshman, proprietor of Assured Financial Services Financial Services, brings 36 years of mortgage industry expertise. As an FCA-authorised adviser, he specialises in tailored financial solutions while maintaining strict regulatory compliance and client-focused service standards.
Questions
What mortgage services do you offer?
We provide first-time buyer mortgages, remortgaging, buy-to-let investments, and commercial mortgages with tailored financial advice.
Are your services regulated?
Yes, we operate under Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA 179776).
What fees apply to mortgage arrangements?
Our typical mortgage arrangement fee is £299, though this may vary depending on individual circumstances and specific requirements.
Do you offer home visits?
Yes, we provide home visits across Chelmsford, Brentwood, Billericay, and surrounding areas for client convenience.
How can I make a complaint?
Contact us directly via phone, email, or written correspondence. If unresolved, complaints may be referred to the Financial Ombudsman Service.
