Business Details
Trusted Financial Advisers for High-Net-Worth Individuals
Niche Private Clients Private Clients is an employee-owned firm specialising in fixed-fee financial planning for high-net-worth individuals and families. With a team of chartered financial planners and independent advisers, we combine market-wide access with tailored strategies for long-term wealth management. Our expertise spans pension consolidation, tax planning, estate structuring, and ethical investing, supported by proprietary financial planning tools.Regulated by the Financial Conduct Authority, we prioritise transparency through fixed pricing and comprehensive disclosure of third-party costs. Our employee ownership model ensures a commitment to exceeding client expectations through personalised service and collaborative professional networks.
Services
Financial Planning
Ethical Investing
Pension Advice
Cashflow Planning
Estate Planning
Tax Strategy
Investment Management
Charity Services
Business Owner Solutions
Dentist Financial Planning
Highlights and features
- We are an employee-owned firm ensuring client-focused service excellence
- Our fixed-fee model guarantees transparent, predictable pricing
- Chartered status demonstrates advanced professional qualifications
- Full market access enables truly independent investment selection
- Regulated by the Financial Conduct Authority for compliance assurance
Associations and certifications
- Financial Conduct Authority
What people say
Excellent service
Knowledgeable team
Professional approach
Highly recommended
Transparent pricing
Services
Financial Planning
Our financial planning service creates comprehensive strategies for high-net-worth individuals, covering pensions, investments, tax efficiency, and estate planning. We use advanced cashflow modelling tools to develop tailored solutions that adapt to changing life circumstances. The service includes regular reviews and collaborative planning with accountants and solicitors to ensure holistic wealth management.
Ethical Investing
Ethical investing solutions align financial objectives with environmental and social values. We offer ESG-compliant investment options and impact investing strategies that maintain competitive returns while supporting positive global change. Our approach includes regular impact reporting and portfolio reviews to ensure ongoing alignment with client values and financial goals.
Pension Advice
Specialist pension advice covers consolidation of multiple schemes, lifetime allowance planning, and tax-efficient retirement income strategies. We handle complex transfers, including defined benefit schemes, with comprehensive risk assessments and regulatory compliance. Our service includes ongoing pension reviews and integration with broader estate planning.
Estate Planning
Estate planning services focus on efficient wealth transfer across generations while minimising inheritance tax liabilities. We implement trust structures, family investment companies, and offshore arrangements for complex estates. The service includes regular reviews of legal documents and coordination with legal professionals to ensure comprehensive succession planning.
Cashflow Planning
Cashflow planning utilises proprietary online tools to visualise financial scenarios and support informed decision-making. We create dynamic models that incorporate income, expenditure, investment growth, and tax implications over multiple time horizons. This service provides clients with clear visibility of their financial position under various planning scenarios.
People
Matt Wiltshire
Chartered Financial Planner
With over 15 years' experience, Matt specialises in complex pension transfers and retirement planning. He leads the Newport office and focuses on delivering tailored financial solutions for high-net-worth clients.
Aled Phillips
Chartered Financial Planner
Aled provides expert financial advice to business owners and professionals. He has particular expertise in tax planning and intergenerational wealth transfer strategies for complex family structures.
Ed Peach
Independent Financial Adviser
Ed offers comprehensive financial planning services with a focus on ethical investing and sustainable finance solutions. He has developed Niche Private Clients Private Clients's proprietary financial planning tools used across client services.
Joseph Williams
Marketing Director
Joseph leads marketing strategy and client communications. With extensive experience in financial services marketing, he ensures consistent brand messaging and client engagement across all platforms.
Ryan Caisley
Independent Financial Adviser
Ryan specialises in advising business owners and directors. He focuses on pension consolidation, tax-efficient investments, and succession planning for entrepreneurs across multiple industry sectors.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning for high-net-worth individuals, covering pensions, investments, tax planning, estate structuring, and ethical investing solutions tailored to your specific needs.
How are your fees structured?
Our services operate on a fixed-fee basis with transparent pricing tiers from £2,500 to £20,000 annually, depending on complexity and service level requirements.
Are you regulated by the FCA?
Yes, Niche Private Clients Private Clients Private Clients is authorised and regulated by the Financial Conduct Authority under reference number 748261.
Do you offer ethical investment options?
Yes, we provide ethical investing solutions that align financial objectives with environmental and social values while maintaining competitive returns.
What areas do you serve?
We primarily serve clients in Newport and London, with digital advisory services available nationwide for high-net-worth individuals and families.
Reviews (2)
David Whetter
May 21, 2022
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Niche have managed a relatively small investment sum for me over the last 3 and half years. The market has fluctuated significantly over that period due to CV19 and more lately the Russian invasion of Ukraine. Whilst during CV19 Niche issued regular market updates and forecasts they have been no such regular updates during the Russia v Ukraine situation in the 3months as my investment has fallen by approx 10 percent in value. Niche recently seem to be lacking in customer service and advice. As if by magic 90 mins after I posted this unfavourable review Niche issued an update on current market conditions and volatility, coincidence or what?
Richard Gould
Nov 27, 2017
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Great service to date very professional experience in the first meeting very friendly and gives a confident and reassuring advice.
