Business Details
29 Years
experience
Your Trusted Financial Advisers in Carmarthen
Established in 1997, Roberts Boyt has built a reputation as a leading independent financial advisory firm in West Wales. Our team of highly qualified professionals, including Chartered Financial Planners and members of the Personal Finance Society, specialises in delivering tailored financial solutions. With direct authorisation from the Financial Conduct Authority (FCA No 532928), we combine decades of industry experience with continuous professional development to stay ahead of legislative changes.Our expertise spans pension consolidation, inheritance tax planning, wealth management, and retirement planning, supported by a client-centric approach that prioritises transparency and long-term relationships. Having managed over 100 million in assets, we serve individuals and businesses with the same commitment to excellence that has earned us enduring client trust.
Services
Financial Advisory
Income Protection
Retirement Planning
Wealth Management
Inheritance Tax Planning
Pension Consolidation
Details
- Year established: 1997
Highlights and features
- Established in 1997 with FCA regulation (No 532928)
- Team includes Chartered Financial Planners and PFS members
- Personalised financial solutions for complex needs
- Transparent fee structure with no hidden charges
- Proven track record managing 100M+ in assets
Associations and certifications
- Financial Conduct Authority
- Chartered Financial Planner
What people say
Extremely professional
Thorough and detailed
Tax-efficient solutions
Knowledgeable advisors
Prompt service
Services
Financial Advisory
Our financial advisory service provides comprehensive guidance tailored to individual circumstances. With FCA-regulated expertise, we help clients navigate complex financial decisions through regular reviews and ongoing support. Our approach combines market knowledge with personal understanding to create strategies aligned with long-term objectives, ensuring clients maintain financial stability through changing life circumstances.
Retirement Planning
Specialising in retirement planning, we help clients optimise their pension arrangements through strategic consolidation and tax-efficient solutions. Our team of Chartered Financial Planners considers individual needs and risk profiles to create sustainable income plans. We provide detailed projections and regular portfolio reviews to ensure clients achieve their desired retirement lifestyle while complying with evolving pension regulations.
Wealth Management
Our wealth management service focuses on growing and preserving client assets through diversified investment strategies. With expertise in VCT knowledge and ESG investing, we create tailored portfolios that balance growth potential with risk management. Regular performance reviews and market analysis ensure optimal portfolio adjustments, while our tax-efficient planning helps maximise long-term wealth retention for future generations.
Inheritance Tax Planning
Specialising in inheritance tax mitigation, we help clients protect their assets through strategic estate planning. Our advisors combine legal expertise with financial acumen to implement tax-efficient solutions that preserve wealth for beneficiaries. By regularly reviewing changing circumstances and legislative updates, we ensure clients' estate plans remain effective while maintaining compliance with current tax regulations.
Pension Consolidation
We specialise in consolidating multiple pension arrangements into cohesive strategies that maximise benefits. Our CII Gold Registered specialists evaluate defined benefit schemes and money purchase plans to create unified retirement solutions. Through detailed analysis of annual allowance limits and lifetime tax charges, we help clients simplify their pension arrangements while optimising long-term financial security.
People
Huw Roberts
Director
With over 35 years in financial services, Huw established Roberts Boyt in 1997. A Chartered Financial Planner and FCA-regulated pension transfer specialist, he focuses on compliance and strategic financial planning while maintaining direct client relationships.
Mark Howse
Senior Financial Planner
Joining in 2003, Mark brings extensive pension administration experience. A PFS member working towards fellowship status, he specialises in corporate pension solutions and tax-efficient investment strategies while managing key client relationships.
Emma Jones
Financial Planner
Qualified with a Masters in Finance, Emma joined in 2021. Specialising in ESG investing and retirement planning, she combines technical expertise with client-focused service, delivering clear financial advice tailored to individual circumstances.
Paula Price
Office Manager
Since 2003, Paula has ensured smooth office operations. Holding CII qualifications in financial administration, she manages client communications and supports the advisory team while maintaining the firm's high service standards.
Alice Lumb
Financial Planner
Joining in 2013, Alice holds a Diploma in Financial Planning. She conducts portfolio analysis and client reviews, combining technical analysis with clear communication to help clients understand their financial positions and options.
Questions
What financial services does Roberts Boyt offer?
We provide comprehensive financial advisory services including pension planning, wealth management, inheritance tax mitigation, retirement strategies, and investment portfolio management tailored to individual client needs.
How can Roberts Boyt help with retirement planning?
Our Chartered Financial Planners create personalised retirement strategies considering your current assets, desired lifestyle, and tax efficiency, with regular reviews to ensure plan effectiveness.
Are your financial advisors qualified?
All advisors hold industry-recognised qualifications including CII diplomas, with Huw Roberts being a CII Gold Registered pension transfer specialist and Chartered Financial Planner.
How do you charge for your services?
We maintain transparent fee structures with no hidden charges. Costs depend on service complexity and are clearly explained during initial consultations with no obligation.
Can you help with complex pension arrangements?
Yes, we specialise in managing complex pensions including defined benefit schemes, international pensions, and multi-provider consolidations, ensuring compliance with FCA regulations.
How do I start working with Roberts Boyt?
Contact us via phone or our website to schedule a free initial consultation. We'll discuss your financial situation and determine how our expertise can help achieve your long-term goals.
Reviews (1)
Mark Howse
Jan 20, 2019
Report
Highly professional and experienced IFA firm that exceeded my expectations in terms service, advice and cost. Would have no hesitation in recommending to others.
