Business Details
22 Years
experience
Your Trusted Partner for Financial Planning Solutions
Established in 2004, we are a Chartered Financial Planning firm dedicated to delivering tailored independent advice. Our team of Chartered Financial Planners combines over 15 years of industry expertise with cutting-edge technology to create bespoke financial strategies. We operate on a fee-based model, ensuring complete independence from product providers and prioritising our clients' interests. Our services span financial planning, investment strategies, tax planning, and cash flow forecasting to help clients achieve long-term objectives.Accredited by the Chartered Institute of Securities and Investments and the Chartered Insurance Institute, we maintain the highest professional standards. Based in West Grinstead, we serve clients across the South East with a focus on building lasting relationships through transparent, jargon-free advice.
Services
Pensions
Savings and Investments
Protection
Wills
Long-Term Care
Details
- Year established: 2004
Highlights and features
- Chartered Financial Planners with over 15 years of independent advice experience
- Fee-based model ensuring complete independence from product providers
- Accredited firm status from the Chartered Institute of Securities and Investments
- Advanced cash flow forecasting technology for precise financial planning
- Specialist expertise in pensions, investments, and tax planning
Associations and certifications
- Financial Conduct Authority
- Chartered Institute of Securities and Investments (CISI)
- Chartered Insurance Institute (CII)
What people say
Helpful and supportive
Prompt and professional
Clear and unbiased advice
Excellent tax coding assistance
Personalised financial strategies
Services
Pensions
We provide comprehensive pension planning services, including consolidation of existing pensions, retirement income strategies, and tax-efficient withdrawals. Our cash flow forecasting tools help clients visualise their financial future and adjust contributions accordingly. Specialising in both personal and corporate pension schemes, we ensure clients maximise their retirement savings while minimising tax liabilities.
Savings and Investments
Our investment strategies focus on long-term wealth growth through diversified portfolios tailored to individual risk profiles. We offer ethical investment options and regular portfolio reviews to adapt to changing market conditions. With expertise in both UK and offshore investments, we help clients build sustainable wealth aligned with their financial goals and ethical considerations.
Protection
We design bespoke protection plans covering life insurance, critical illness cover, and income protection. Our approach ensures clients have adequate safeguards against unforeseen circumstances while balancing premium costs. We review policies regularly to maintain appropriate coverage levels as clients' circumstances evolve.
Wills
Our will-writing services ensure clients' assets are distributed according to their wishes while minimising inheritance tax liabilities. We collaborate with legal professionals to create legally sound documents and incorporate trusts where appropriate. Regular reviews help maintain alignment with changing personal circumstances and tax regulations.
Long-Term Care
We develop strategies to fund long-term care needs through insurance products and savings plans. Our advice considers state funding options and private care costs, ensuring clients maintain financial security in retirement. We provide guidance on care home fee planning and asset protection strategies.
People
Steve Mackie
Managing Director, Chartered Financial Planner
Co-founder with over 20 years' experience in financial planning and tax strategy. Chartered Financial Planner committed to delivering client-focused solutions through independent advice and innovative technology.
Sam Jermy
Director, Chartered Financial Planner
24-year financial sector veteran specialising in investment management and private equity. Chartered Financial Planner with Fellowship of the Personal Finance Society, providing expert guidance since joining in 2018.
Clare Mackie
Practice Manager
Over 10 years' financial services experience managing paraplanning operations. Ensures efficient practice management while supporting advisers with technical expertise and client documentation preparation.
Jacqui Jermy
HR & Client Service Manager
18-year HR and client relationship management specialist. Oversees administrative operations, client reviews, and staff development while maintaining personal connections with clients through dedicated support.
Karen Thomas
Senior Paraplanner
20-year paraplanning expert with STEP associate membership. Specialises in complex tax, trust structures, and pension planning, providing technical support to advisers while maintaining client-focused documentation standards.
Questions
What financial services do you specialise in?
We specialise in pensions, savings and investments, protection planning, wills, and long-term care strategies, providing comprehensive financial solutions tailored to individual client needs.
How do you provide independent financial advice?
Our fee-based model ensures complete independence from product providers, allowing us to offer unbiased recommendations focused solely on clients' financial objectives and personal circumstances.
Are you regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority (registration 446522) and hold accreditations from the Chartered Institute of Securities and Investments and the Chartered Insurance Institute.
Do you offer ethical investment options?
Yes, we provide sustainable and ethical investment solutions that align with clients' values while maintaining competitive returns, incorporating environmental, social, and governance (ESG) criteria into portfolio selection.
