Business Details
38 Years
experience
Your Trusted Partner for Financial Planning Solutions
Established in 1988, we have dedicated over three decades to delivering tailored financial solutions. Our journey began as a partnership and evolved into a limited company in 2019, maintaining a steadfast commitment to client-centric service. Recognised as Chartered Financial Planners since 2008, we uphold rigorous professional standards and ethical practices. Our team combines extensive industry experience with a passion for empowering clients to achieve financial security. We prioritise long-term relationships, understanding individual aspirations to craft bespoke strategies.Specialising in holistic wealth management, we integrate sustainable investment principles aligned with client values. Active in local communities, we support charitable initiatives to create meaningful impact. Our dual offices in Rayleigh and Stamford enable us to serve clients across Essex and Lincolnshire. With a focus on transparency and integrity, we provide independent advice grounded in comprehensive market research. Our ongoing review process ensures financial plans adapt to evolving life circumstances, delivering enduring value.
Services
Financial Planning
Investment Planning
Retirement Planning
Inheritance Tax
Protection Planning
Mortgage Planning
Details
- Year established: 1988
Highlights and features
- We offer over 30 years' experience in comprehensive financial planning
- Our team holds Chartered Financial Planner status for professional excellence
- We provide independent advice across the entire market spectrum
- Our ethical investment approach aligns with client values and sustainability goals
- We maintain long-term client relationships with annual review commitments
Associations and certifications
- Chartered Financial Planners
- Financial Conduct Authority
What people say
Second to none
Invaluable advice
True professional
Secure financial future
Services
Financial Planning
We develop customised financial plans addressing individual goals through comprehensive analysis of current assets and future aspirations. Our approach considers tax implications, risk tolerance, and lifestyle objectives. Regular reviews ensure continued alignment with evolving personal circumstances.
Investment Planning
Our investment strategies combine market research with client-specific risk profiles to create diversified portfolios. We focus on long-term growth while maintaining ethical investment principles. Performance monitoring ensures timely adjustments to market conditions.
Retirement Planning
We design retirement plans considering current pension provisions, desired lifestyle, and tax efficiency. Our solutions include pension consolidation and income drawdown strategies. Regular assessments help maintain target retirement dates.
Inheritance Tax
Our tax mitigation strategies protect family wealth through legal exemptions and trust structures. We coordinate with legal professionals to ensure seamless asset transfer. Regular reviews adapt to legislative changes.
Mortgage Planning
We provide mortgage advice covering remortgaging, buy-to-let, and first-time purchases. Our whole-of-market approach finds competitive rates. We explain different mortgage types and associated risks clearly.
People
David Boone
Director & Chartered Financial Planner
With over 30 years' experience, David specialises in comprehensive financial planning. He holds Chartered Financial Planner status and leads client relationships in Rayleigh, focusing on long-term wealth management solutions.
Stephen Dean
Director & Chartered Financial Planner
Stephen co-founded the practice in 1988 and oversees Stamford operations. His expertise in retirement planning and ethical investments helps clients achieve intergenerational wealth transfer objectives.
Tracy Stone
Financial Planner
Tracy supports clients with investment strategies and protection planning. She focuses on simplifying complex financial concepts to help clients make informed decisions about their financial futures.
Maxine Saltmarsh
Financial Planning Support
Maxine provides technical support for financial planning processes, ensuring accurate documentation and compliance with regulatory requirements across all client advisory services.
Kirsty Robertson
Financial Planning Support
Kirsty assists in preparing client reports and maintaining ongoing relationships, focusing on delivering administrative excellence to support the advisory team's strategic recommendations.
Questions
What financial services do you specialise in?
We specialise in financial planning, investment management, retirement planning, inheritance tax mitigation, protection planning, and mortgage advice.
How do you tailor financial plans to individual needs?
We conduct detailed consultations to understand personal circumstances, then create customised strategies reviewed annually to adapt to changing requirements.
What qualifications do your advisers hold?
Our directors are Chartered Financial Planners with Fellow status from the Personal Finance Society, ensuring high professional standards.
Do you offer ethical investment options?
Yes, we incorporate socially responsible investment solutions that align with client values and sustainability principles.
How are your services charged?
We provide transparent fee structures during initial consultations, with costs clearly explained before any service commencement.
