Business Details
7 Years
experience
Where Your Financial Goals Meet Expertise
Compton Financial Services is an independent, whole-of-market mortgage brokerage and financial advisory firm serving clients across London, Surrey, and Hampshire. With a commitment to unbiased advice and client-centric service, we specialise in residential and commercial mortgages, first-time buyer assistance, buy-to-let financing, insurance, and wealth management solutions. Our team of experienced advisors leverages extensive industry knowledge and access to exclusive broker-only deals to deliver tailored financial strategies. Recognised as the VouchedFor Top Rated Adviser for five consecutive years (2021 - 2025), we prioritise transparency, accessibility, and long-term client relationships. Our expertise extends to complex cases, including high-income multiples, family assistance mortgages, and international property financing. As an FCA-authorised firm, we adhere to rigorous regulatory standards while maintaining a flexible approach to client interactions through face-to-face meetings, digital communication, or telephone consultations.
Services
Mortgages
First Time Buyer
Buy To Let
Insurance
Commercial Finance
Financial Advice
Development Finance
Remortgaging
Protection Insurance
Wealth Management
Served areas
- Surrey
- Hampshire
- London
Details
- Year established: 2019
- Licensed
- Insured
Highlights and features
- We are FCA-authorised and regulated for financial compliance and client protection
- We offer access to exclusive broker-only mortgage deals unavailable to the public
- Our team holds five consecutive VouchedFor Top Rated Adviser awards (20212025)
- We provide tailored financial solutions for complex mortgage scenarios and international properties
- We maintain transparent pricing policies with no hidden fees or sales targets
Associations and certifications
- Financial Conduct Authority
What people say
Outstanding client reviews
Award-winning service
Expert mortgage brokers
Transparent pricing
Successful applications
Services
Mortgage Brokerage
We provide comprehensive mortgage brokerage services across London, Surrey, and Hampshire. Our whole-of-market approach accesses exclusive broker-only deals and mainstream lender products. With expertise in first-time buyer schemes, buy-to-let portfolios, and complex financing cases, we offer tailored solutions for residential and commercial property needs. Our FCA-regulated service includes application processing and lender communication.
First Time Buyer
Specialist support for first-time property purchasers in London and the South East. We explain mortgage options, assist with government schemes, and provide step-by-step guidance through the buying process. Our service includes affordability assessments, lender selection, and application support to help clients achieve homeownership with confidence and clarity.
Buy To Let
Comprehensive buy-to-let mortgage solutions for property investors. We offer advice on personal and limited company structures, portfolio management, and tax-efficient strategies. Our services include lender selection, application processing, and connections to specialist accountants. We support both new investors and experienced landlords across London and the Home Counties.
Commercial Finance
Tailored commercial financing solutions for businesses in London and Surrey. We arrange mortgages for commercial properties, development finance, bridging loans, and asset finance. Our services cater to business premises purchases, property development projects, and cashflow requirements through connections with major lenders and specialist finance providers.
Financial Advice
Independent financial advisory services covering protection insurance, inheritance tax planning, and investment strategies. We provide unbiased advice on life insurance, critical illness cover, and pension consolidation. Our approach focuses on long-term financial security and tax-efficient wealth management solutions for individuals and families.
Questions
Are you regulated by the Financial Conduct Authority?
Yes, we are an appointed representative of New Leaf Distribution Ltd, authorised and regulated by the FCA (reference 460421).
Do you offer international mortgage services?
Yes, we assist with mortgages for properties in Australia, France, Spain, USA, and other international locations.
What mortgage types do you specialise in?
We specialise in residential mortgages, buy-to-let, commercial finance, development loans, and complex case mortgages.
How do you charge for your services?
We have an open pricing policy with transparent fees. Specific costs depend on the complexity of your mortgage case.
Can you help with first-time buyer mortgages?
Yes, we provide specialist first-time buyer support including government scheme advice and step-by-step application assistance.
Do you offer protection insurance advice?
Yes, we provide life insurance, critical illness cover, and income protection advice tailored to your circumstances.
Reviews (16)
Barry Zubel
Jul 21, 2023
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Excellent experience with Martin - incredibly knowledgeable and went above and beyond working evenings and weekends to answer all my questions and get my mortgage application completed in a timely fashion
Adrian B.
Jul 03, 2023
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Martin provided us advice on securing a mortgage during a very turbulent period (May-June 2023). He worked tirelessly, often over the weekend, to ensure we secured an attractive deal. It was made more complicated by the deteriorating market with rates rising and our mortgage requirements being quite challenging. However, in spite of this Martin delivered and got a better deal than I could have expected, saving us several thousands per year.
He was highly responsive and straightforward to deal with. Provided very considered advice in a timely manner. Was always on hand to answer questions, often responding within minutes. I have no hesitation in recommending him.
He was highly responsive and straightforward to deal with. Provided very considered advice in a timely manner. Was always on hand to answer questions, often responding within minutes. I have no hesitation in recommending him.
Carlos Lavos
Jun 07, 2023
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Martin offers a vast amount of knowledge and experience. I was able to learn a lot from my initial call with Martin and was able to get all my questions answered as well as leave the call with a refreshed perspective.
Alexander Robey
Mar 12, 2023
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Martin arranged our mortgage for a first time property purchase this year. He provided a level of service which is rare to find, was exceptionally responsive and clear in his communication. He was proactive in finding the best deal for us and ensured we were in a good place to progress quickly in our purchase. We would highly recommend his services.
Alex Del Medico
Feb 05, 2023
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Brilliant- couldn't have been more helpful with a complex, post-divorce mortgage involving multiple parties. Highly recommended.
Tabish Asad
Sep 11, 2022
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Martin truly goes the extra mile. He presented all options to me including excel sheets and charts so I could consider all options. Truly fantastic and worth every penny of his charges. Do yourselves a favour and go with Martin vs another broker who is not charging you
Daniel Murray
Sep 05, 2022
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First and foremost, if you are not using Martin Rayner for mortgage advise and to secure you the best mortgage deal then you are not giving yourself the best chance. Martin is one of the nicest and friendliest financial professionals I have ever come across. Although Martin charges a small fee, what you get in return feels like you are robbing the man, he answered every question we had, jumped on a call anytime to give us update after update and what was happening behind the scenes. Martin is extremely diligent, thorough and goes out of his way to get the job done, even completing our application at 8pm on a Friday night just so we didn't miss out on the rates we were getting from the bank. Martin from the bottom of our hearts thank you for all you have done! I will never use another financial adviser again and neither should anyone reading this review.
Michele Dl
Apr 12, 2022
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We had a great experience with Martin! He could very quickly grasp our application, which was somewhat more involved due to the contracting nature of my work and come back to us with very good offers on loans. He was very punctual and accurate in answering all our questions per email and schedule phone call when needed. Also he provided many good tips even beyond the scope of his mission. In short, we can't recommend him enough.
Noorjehan Merchant
Mar 15, 2022
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I was very happy with Martin's services, his efficiency and his responsiveness. I would certainly recommend him to any family and friends looking for a mortgage.
N. P.
Jan 25, 2022
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I was looking to come out of my existing mortgage to purchase a new home and maximise what I could borrow. I spoke to countless other mortgage advisors who all gave me the same standard answers. I needed someone to think outside the box a bit, that was definitely what I found in Martin. My circumstances were not straight forward at all and it was an ever changing scenario. Martin rolled with them all and never gave up always going above and beyond.
I'm so glad I trusted all the good reviews and went with him. Martin is incredibly knowledgeable but what really sets him apart from the rest is how much he cares. He really took the time to explain things to me and guide me and we wouldn't have ended up where we are today without that. Thank you Martin for all your kindness and patience.
I'm so glad I trusted all the good reviews and went with him. Martin is incredibly knowledgeable but what really sets him apart from the rest is how much he cares. He really took the time to explain things to me and guide me and we wouldn't have ended up where we are today without that. Thank you Martin for all your kindness and patience.
Andrew Latta
Dec 20, 2021
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Early last year we decided to look further into realising our dream of having an additional holiday let along with our primary residence and rental property. We spoke to a broker we used previously and the immediate flip response was that with our circumstances it would be too expensive and simply couldn't be done. Thankfully we found Martin! Yes it was an extremely complex endeavour with multiple scenarios however with tenacity and good humour Martin found us an amazing solution. The end result was far better than any of us could imagine and that new holiday let is now in sight! Martin was a pleasure to work with and we will be definitely be using his services again.
Sachin Parmar
Jun 12, 2021
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Highly recommend! -Super helpful - Martin took the time to explain options across both my remortgage and 1st BTL purchase -Agile, we needed to switch providers quickly to secure the best rates -Flexible, Martin makes himself available to fit a busy schedule -Knowledgeable, Martin's experience as an investor was a key factor in working with him
Alison Oram
Jun 10, 2021
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Martin is extremely knowledgeable on complex financial matters and you can tell he wants the best for his clients. Martin went over and above to deliver a bespoke service and he provided me with all the facts and carried out a comparison and spent the time to talk me through it in detail. I would definitely recommend Martin and will continue to use him again in the future. He delivers a fantastic service from start to finish and will ensure you get the best deal that's right for you.
Average Pete
May 02, 2021
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Quite simply, Martin from Compton Financial is most probably the best mortgage advisor in the world. Martin has got me more money than I thought was possible at better rates than I thought were possible. Throughout the process Martin worked tirelessly on my behalf and found me the best mortgages out there. It honestly felt more like I had a friend helping me out and giving me honest, useful and reliable advice at every turn. All I can say is thank you Martin, without your help and expertise my family and I would not be moving into our dream home.
Elliot Rodgers
Apr 03, 2021
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In the past year and a half I have dealt with 4 mortgage brokers looking for a Buy to Let mortgage for myself. My circumstances are not usual, and this seemed to stump the 1st 3 brokers, which after many hours spent, we got nowhere. Finally I decided to spend time looking for a more experienced broker, with also a background in providing development finance. It was then I found Martin, from Compton Financial Services. Martin got my case straight away, was extremely efficient in gathering my information, and got the DIP through within 2 days. - Unbelievably quick with a better rate than I expected. Highly recommended, and will be using Martin's services again in the future.
Peter
Dec 11, 2019
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I came to Martin with an urgent need for a mortgage, he had everything done accurately in record time. I will definitely use his services again.