
Served areas
- London & Essex
Services
We are a small firm of IFAs, independent financial advisers, based in London (City, EC3) and also at Southend-on-Sea just off the High Street and next to Southend Central Station. We work mostly in the retirement & pensions and investments arena, especially in pension income drawdown, relevant taxation advice and managing client funds within pension, ISA and general investment portfolios.
Originally from Brentwood, Essex, Tony has dual qualifications: IFA (Diploma - Personal Finance Society) and Chartered Accountant - England & Wales. Following his BA in Accounting at Liverpool, his career began as a trainee with Touche Ross, Liverpool (audit), and following a stint in their forensic accounting dept. in Manchester, moved to KPMG Peat Marwick in the Cayman Islands.
Devine Financial Management Ltd. is authorised and regulated by the Financial Conduct Authority. FCA reference number 586130. Registered in England and Wales as a Limited Company No. 8135219. The information and content of this website is intended for UK consumers only and is subject to the UK regulatory regime.
Drawdown (aka income drawdown) plans, annuities, and retirement planning generally. We offer expert advice on the pros and cons of pension income drawdown and pros and cons of annuities, and after fact-finding your at-retirement needs advise you on appropriate solutions. Whether you are just starting out with your pension planning or you are approaching retirement, it is important that you receive expert and professional advice. For most people, pensions are still the most tax-efficient way to provide for retirement.
This a must-read for anyone planning for their retirement. It explains the different types of retirement options available in the UK. There have been a number of significant changes to pensions regulations over the past couple of years. They affect the ways you can access pension benefits. Whenever we deal with a client concerning retirement planning, one of the first things we do is hand them a copy of our Retirement Options Guide. This is a completely factual guide to the different types of retirement options available in the UK and how they work.
Reviews (6)
Josie Smith
Sep 01, 2021
Jane Saxby
Aug 03, 2018
Anthony L.
Aug 05, 2016
I would like to express my high regard for the service and support that Tony Devine has provided to us over the past few years. Tony has always taken the greatest care to understand any financial challenges we have faced, before carefully considering and explaining the options available to us and then advising us which solution is best for us and why. I have no hesitation in recommending Tony to anyone who needs financial advice services - you will certainly be in safe hands.
Val S.
Feb 12, 2016
Tony has been looking after my investments and advising me on my various company pensions since early 2007. He is an excellent investment adviser and I have made consistently good returns through his advice. He responds promptly to my emails and phone calls, explains things very clearly (my first language is not English) and all in all I am very satisfied. His German isn't very good but he only tries that out for fun!
Val S.
Dec 14, 2015
Tony has been looking after my investments and advising me on my various company pensions since early 2007. He is an excellent investment adviser and I have made consistently good returns through his advice. He responds promptly to my emails and phone calls, explains things very clearly (my first language is not English) and all in all I am very satisfied. His German isn’t very good but he only tries that out for fun!
Anthony L.
I would like to express my high regard for the service and support that Tony Devine has provided to us over the past few years. Tony has always taken the greatest care to understand any financial challenges we have faced, before carefully considering and explaining the options available to us and then advising us which solution is best for us and why. I have no hesitation in recommending