Business Details
Your Trusted Financial Advisers in Hebden Bridge
Life Financial Planning was founded to provide a client-centric financial advisory service that prioritises individual needs over transactional relationships. With over two decades of industry experience, our team specialises in creating tailored financial strategies that align with clients' personal goals, family dynamics, and long-term aspirations. We distinguish ourselves through a holistic approach that considers not just financial assets but also the emotional and practical aspects of wealth management. Our Wealthcheck system offers comprehensive financial health assessments, while our commitment to ongoing education ensures we maintain technical excellence in areas like tax planning and estate management. Recognised as a Chartered member of the Personal Finance Society and a qualified STEP member, we combine regulatory compliance with personalised service. Client testimonials consistently highlight our accessibility, patience, and ability to simplify complex financial concepts, with many relationships spanning over a decade. Our physical presence in Hebden Bridge supports both local clients and those across the UK through remote consultations.
Services
Financial Planning
Retirement Planning
Tax Planning
Investment Management
Estate Planning
Highlights and features
- 20+ years of industry experience with specialist qualifications
- Personalised financial planning focused on life goals
- Regulated by the Financial Conduct Authority
- Proven track record with long-term client relationships
- Holistic approach combining technical expertise with personal understanding
Associations and certifications
- Financial Conduct Authority
What people say
Extremely easy to deal with
Careful, diligent and considerate
Understated approach
Trusted advisor
Effective and plain speaker
Services
Financial Planning
Our comprehensive financial planning service creates tailored strategies aligned with personal life goals. We analyse your complete financial picture including assets, liabilities, income streams, and future aspirations. Through our Wealthcheck system, we identify opportunities to enhance financial security while minimising tax liabilities. This service is particularly valuable for those approaching retirement or managing complex financial situations.
Retirement Planning
Specialist retirement planning ensures financial independence during your later years. We assess current pension provisions, optimise investment strategies, and create sustainable income plans. Our approach considers lifestyle aspirations, healthcare needs, and inheritance goals. We help clients understand their retirement funding requirements and implement tax-efficient withdrawal strategies to maintain their desired standard of living.
Tax Planning
Our tax planning service identifies legitimate opportunities to reduce tax liabilities across all financial activities. We specialise in income tax, capital gains tax, and inheritance tax optimisation. By integrating tax considerations into broader financial strategies, we help clients retain more of their wealth through legal tax mitigation techniques while maintaining compliance with HMRC regulations.
Investment Management
Professional investment management services optimise portfolio performance while aligning with individual risk profiles. We provide ongoing monitoring and rebalancing of investment portfolios, ensuring they remain aligned with changing financial goals. Our expertise covers diverse asset classes and investment vehicles, with a focus on long-term growth and capital preservation.
Estate Planning
Comprehensive estate planning ensures your wealth is transferred according to your wishes while minimising inheritance tax. We coordinate wills, trusts, and gifting strategies to protect family assets. Our approach balances wealth preservation with practical considerations for beneficiaries, including business succession planning and care funding provisions.
People
Ian Gourley
Independent Financial Adviser
With over 20 years' experience, Ian established Life Financial Planning more than a decade ago. A Chartered Fellow of the Personal Finance Society and STEP member, he specialises in creating holistic financial strategies. His expertise lies in understanding clients' complete circumstances to deliver tailored solutions that extend beyond pure financial metrics.
Jennie Clark
Client Manager
As a qualified adviser, Jennie manages client relationships across all business areas. Her background in legal publishing enhances her ability to explain complex financial concepts clearly. She focuses on making financial advice accessible to newcomers while maintaining professional rigour in implementation.
Questions
What financial planning services do you offer?
We provide comprehensive financial planning covering retirement strategies, tax optimisation, investment management, and estate planning tailored to individual circumstances.
How does your Wealthcheck system work?
Our Wealthcheck system conducts a thorough financial health assessment, analysing your current situation against future goals to create a customised roadmap.
Are you regulated by financial authorities?
Yes, we operate as appointed representatives of 2plan Wealth Management Ltd, authorised and regulated by the Financial Conduct Authority.
Do you work with clients outside West Yorkshire?
While based in Hebden Bridge, we serve clients throughout the UK through a combination of remote consultations and face-to-face meetings.
What qualifications do your advisers hold?
Our lead adviser holds Chartered Fellow status with the Personal Finance Society and is a qualified member of the Society of Trust and Estate Practitioners.