Business Details
25 Years
experience
Trusted Financial Advisers in Haywards Heath
Mike Oliver Associates is a multi-award-winning team of Independent Financial Advisers founded in 2001 and directly authorised by the Financial Conduct Authority (FCA). With over two decades of experience, we have built an excellent reputation within the local community for our professional, friendly service, helping private clients and commercial organisations maximise their financial opportunities. Our client-centric approach prioritises clear communication, tailored solutions, and long-term relationships, ensuring sound advice at every stage of life. We specialise in wealth management, pensions, mortgages, equity release, and protection services, with a commitment to educating and empowering clients to make informed decisions. Our team's expertise, combined with our adherence to FCA regulations and ethical standards, positions us as trusted advisors dedicated to safeguarding clients' financial futures.
Services
Wealth Management
Equity Release
Mortgages
Pensions
Commercial Finance
Savings & Investments
Wills & Estate Planning
Served areas
- Brighton
Details
- Year established: 2001
Highlights and features
- 20+ years of experience in independent financial advisory services
- Directly authorised by the Financial Conduct Authority (FCA)
- Client-focused approach with tailored financial solutions
- Specialist expertise in later-life financial planning
- Proven track record of community engagement and client satisfaction
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Excellent service
Trusted advisors
Confident and at ease
Tailored personal service
20+ years of support
Services
Wealth Management
Our wealth management service creates bespoke investment portfolios aligned with your risk tolerance and financial goals. We access diverse asset classes including equities, bonds, and property to optimise returns. With regular monitoring and face-to-face reviews, we ensure your investments remain aligned with changing circumstances while maintaining transparency about market risks.
Equity Release
Specialist equity release advice helps clients access property wealth in retirement. As members of the Equity Release Council, we provide certified guidance on lifetime mortgages and home reversion plans. Our advice considers tax implications, state benefit impacts, and inheritance preservation while ensuring clients understand the long-term consequences of releasing property equity.
Mortgage Advice
We offer comprehensive mortgage solutions for first-time buyers, remortgagers, and commercial clients. Our FCA-regulated advice covers buy-to-let portfolios, residential purchases, and commercial property finance. With access to exclusive deals and a 600 minimum fee structure, we provide ongoing support through the entire mortgage lifecycle including documentation and lender liaison.
Pension Planning
Our pension specialists provide comprehensive retirement planning services, including workplace pension reviews and self-invested personal pension (SIPP) arrangements. We offer free initial comparisons of pension contracts and focus on creating sustainable income streams while considering tax efficiency and changing retirement needs.
Commercial Finance
Supporting SME growth through tailored commercial finance solutions, we specialise in development finance and business loans. With seven decades of combined experience, our advisors help businesses access working capital, property finance, and growth funding while ensuring compliance with regulatory requirements and maintaining transparent fee structures.
People
Mike Oliver
Principal
With over 25 years' experience, Mike is an accredited later-life adviser and Equity Release Council member. He combines technical expertise with community-focused values, supporting local charities and business associations while maintaining FCA Principle 6 compliance.
Stephanie Carter
PA to Mike Oliver
Stephanie provides client support and administrative oversight for mortgage and investment applications. A qualified mortgage professional, she ensures regulatory compliance and maintains the office's high service standards through meticulous process management.
Thomas Pink
Head of Wealth Management
Tom leads our wealth management department with specialist knowledge in investment funds. Committed to continuous professional development, he manages client portfolios while pursuing advanced qualifications to maintain our high advisory standards in evolving financial markets.
Questions
Are you regulated by the Financial Conduct Authority?
Yes, Mike Oliver Associates is directly authorised and regulated by the FCA under registration number 646955, ensuring compliance with strict regulatory standards for financial advice.
What areas do you cover?
While based in Haywards Heath, West Sussex, we provide financial advisory services across the UK, supporting clients with mortgages, pensions, equity release, and commercial finance needs nationwide.
How do you charge for mortgage advice?
Our mortgage advice carries a minimum fee of £600. We may also receive procuration fees from lenders. We always disclose our charging structure upfront in accordance with FCA transparency requirements.
Can you help with later-life financial planning?
Yes, we specialise in later-life advice including equity release, care funding, and retirement planning. Mike Oliver is a certified member of the Later Life Academy and Society of Later Life Advisers.
What investment options do you offer?
We provide access to all major asset classes through bespoke portfolios tailored to your risk profile. This includes money markets, bonds, property investments, and equities with regular performance monitoring.
How do you handle complaints?
We take complaints seriously and have a formal procedure available on request. If unresolved, eligible complaints can be referred to the Financial Ombudsman Service for independent resolution.
Reviews (2)
Lewis Humphries
Jan 12, 2022
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Recently did some photography for Mike Oliver Associates. Very friendly and genuine team. -LKH Photography
Toni Knowles
Feb 01, 2019
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Mike Oliver Associates is able to cater for all of it's clients varying financial needs. They are professional, helpful, take the time to understand the client's personal circumstances, and develop financial planning solutions to suit the client.