Business Details
50+ Years
experience
Your Trusted Partner for Financial Planning Solutions
Established in 1966, CMS Wealth has built an exceptional reputation for delivering high-quality, independent financial advice across the UK. Our team of experienced advisors prioritises understanding clients' unique challenges and aspirations, crafting bespoke financial plans that address retirement, investment, and estate planning needs. With a commitment to transparency and client-centric service, we leverage our independence to access the entire market for optimal product selection. Our advisors maintain deep expertise in tax-efficient solutions and inheritance planning, supported by regular plan reviews to ensure long-term alignment with evolving client goals. Regulated by the Financial Conduct Authority since 2013 (reference 586862), we combine decades of experience with modern financial strategies to deliver trusted guidance. Our client testimonials consistently highlight exceptional communication, professionalism, and the peace of mind that comes from working with a firm that treats clients' financial futures as their own priority.
Services
Retirement Planning
Estate Planning
Investment Advice
Pension Advice
Tax-Efficient Solutions
Inheritance Tax Planning
Will Writing
Power of Attorney
Trust Planning
Ongoing Financial Reviews
Served areas
- Oxford
Details
- Year established: 1966
Highlights and features
- We have over 55 years of experience in independent financial advisory services
- Our advisors hold Chartered Financial Advisor designations and industry certifications
- We are regulated by the Financial Conduct Authority (FCA) under reference 586862
- We provide bespoke financial plans tailored to individual client circumstances
- We offer comprehensive estate planning solutions including wills and trusts
Associations and certifications
- Financial Conduct Authority
What people say
Exceptional service
Professional and personal
Five-star service
Outstanding communication
Fantastic relationship
Services
Retirement Planning
Our retirement planning service helps clients prepare for their post-work years by creating tailored strategies that consider current financial status, future aspirations, and risk tolerance. We analyse existing pension arrangements, identify gaps, and recommend appropriate solutions to ensure financial security during retirement. Our FCA-regulated advisors provide comprehensive guidance on pension freedoms and tax-efficient withdrawal strategies.
Estate Planning
Estate planning ensures your assets are distributed according to your wishes while minimising inheritance tax liabilities. We help clients establish wills, powers of attorney, and trust structures to protect wealth for future generations. Our specialists provide tailored advice on tax mitigation strategies and legal documentation to safeguard your legacy.
Investment Planning
Our investment planning service focuses on growing and preserving client wealth through diversified portfolio strategies. We assess risk profiles and financial goals to create customised investment solutions that balance growth potential with capital protection. Regular portfolio reviews ensure ongoing alignment with market conditions and personal circumstances.
Inheritance Tax Planning
Inheritance tax planning helps reduce the tax burden on your estate. We develop strategic approaches using trusts, gifting strategies, and other legal mechanisms to preserve more of your wealth for beneficiaries. Our advisors stay current with tax legislation changes to ensure optimal planning effectiveness.
Will Writing
Will writing ensures your wishes are legally documented for asset distribution after death. We guide clients through creating comprehensive wills that reflect their intentions while considering tax implications and family circumstances. Our service includes regular will reviews to maintain relevance with changing life situations.
People
Dave Marler
Founder
With over 50 years in financial services, Dave established CMS Wealth in 1966. His vision created a client-focused advisory firm that continues to prioritise personal relationships and professional excellence across generations of clients.
Mike Marler
Chief Financial Officer
Mike oversees financial operations with extensive industry experience. He ensures the firm maintains robust financial practices while supporting strategic growth initiatives that align with CMS Wealth's long-term client service commitments.
Kriss Elsdon
Chartered Financial Advisor
Kriss provides expert financial advice with Chartered status recognition. His client-centred approach combines technical expertise with clear communication, consistently delivering tailored solutions that address complex financial planning requirements across multiple client generations.
Simon Hall
Chartered Financial Advisor
Simon offers comprehensive financial planning services with Chartered Advisor qualifications. He specialises in retirement solutions and investment strategies, maintaining strong client relationships through transparent communication and regular portfolio reviews.
Hayley Smith
Chief People Officer
Hayley leads HR operations with a focus on talent development and organisational culture. Her strategic approach ensures CMS Wealth attracts and retains top financial advisory talent while maintaining the firm's client-first values.
Questions
What financial services do you specialise in?
We specialise in retirement planning, investment management, estate planning, will writing, and inheritance tax mitigation strategies for individuals and businesses.
Are you regulated by financial authorities?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under reference number 586862 since 2013.
How do you create personalised financial plans?
We begin with an initial consultation to understand your circumstances, then conduct detailed research before presenting tailored recommendations and implementing your chosen strategy.
Do you work with clients outside Oxfordshire?
Yes, while based in Oxfordshire, we work with clients throughout the UK including London, Cheshire, and the South of England.
How often are financial plans reviewed?
We conduct regular reviews to ensure your plan remains aligned with your goals, typically annually or when significant life changes occur.
What charitable initiatives do you support?
We actively support Trees for Life and Katharine House Hospice through fundraising events and annual donations of £2,000 minimum to each charity.
Reviews (2)
Mark Roberts
CMS Financial Services have always provided a professional service and made sure I was aware of any Hidden Extras. They consolidated my pensions and managed to wind up a quite complex old pension pension plan.<br>I have no problem recommending them highly.
Peter Hill
I first met with David in respect of my personal pension arrangements. I was quite pleasantly surprised at the interest he took in myself as an individual, and over the subsequent years he has been extremely pro-active in proposing changes to both my investment policy and my contribution strategy with a view to maximising my fund in readiness for retirement. No matter when or what I asked for, he and his organisation responded with full detail and without delay. In conclusion and in these troubled times, especially in the financial world, I would not hesitate to recommend David and his capable and competent team for your pension requirements.