Business Details
26 Years
experience
Trusted Financial Advisers in Porthcawl
Established in 2000 through the merger of two independent financial advisory firms, Laurel Court Associates has built a reputation for delivering comprehensive financial planning solutions tailored to individual client needs. Our team comprises 6 Independent Financial Advisers, 3 Mortgage & Protection Advisers, and 4 Administrators, many of whom have remained with the company for over a decade. We specialise in pension planning, life assurance, income protection, investment strategies, and mortgage solutions, combining technical expertise with a client-centric approach. Our advisers hold advanced qualifications including Diploma status and Cert CII certifications, ensuring we maintain the highest standards of professional competence. As an FCA-authorised firm, we adhere to rigorous regulatory standards while prioritising transparent communication and long-term client relationships. Our commitment to continuous improvement is reflected in our ongoing efforts to expand digital service offerings while maintaining the personal touch that defines our practice.
Services
Pension Planning
Life Assurance
Income Protection
Investment Advice
Mortgage Solutions
Equity Release
Protection Planning
Retirement Strategies
Served areas
- Porthcawl, Bridgend, South Wales
Details
- Year established: 2000
Highlights and features
- We offer 25+ years combined director experience in financial services
- Our team holds advanced qualifications including Diploma and Cert CII status
- We provide FCA-regulated advice with transparent fee structures
- Our mortgage adviser fee capped at 495 with full cost disclosure
- We maintain long-term client relationships through personalised service
Associations and certifications
- Financial Conduct Authority
Services
Pension Planning
We help clients determine retirement income requirements and develop tailored pension strategies. Our FCA-regulated advisers assess current provisions, calculate future needs, and recommend appropriate investment vehicles. With expertise in both personal and workplace pension schemes, we ensure clients achieve their retirement goals while optimising tax efficiency.
Life Assurance
Our life assurance solutions protect families against financial hardship from premature death. We offer term life, whole of life, and critical illness cover options. Advisers calculate appropriate coverage levels based on household income requirements and existing financial commitments, ensuring adequate protection for dependants.
Mortgage Solutions
We provide comprehensive mortgage advice including remortgaging, first-time purchases, and equity release. Our advisers assess affordability, compare lenders, and explain different mortgage types. With a maximum adviser fee of 495, we ensure transparent pricing while helping clients secure competitive rates.
Investment Advice
Our investment services help clients grow capital through diversified portfolios. We assess risk tolerance, investment objectives, and time horizons to recommend suitable funds, stocks, and bonds. Regular portfolio reviews ensure investments remain aligned with changing financial goals and market conditions.
Income Protection
We design income protection policies to safeguard against loss of earnings from illness or disability. Policies can provide regular income or lump sums, with coverage periods tailored to individual circumstances. Our advisers ensure appropriate benefit levels and deferred periods match clients' employment situations.
People
Alan Bowers
Director & IFA
With over 40 years in financial services, Alan specialises in pensions, investments, and mortgages. He co-founded Laurel Court Associates in 2000 after establishing his own advisory firm in 1996. Holds Diploma and Cert CII qualifications.
Mark Jones
Director & IFA
Mark has 35+ years' experience in financial advisory services. He co-founded Laurel Court Associates in 2000 following 13 years in home service and direct sales roles. Specialises in pensions, mortgages, and equity release products.
Questions
What financial services do you specialise in?
We specialise in pension planning, life assurance, income protection, investment advice, mortgage solutions, and equity release products.
Are you regulated by any official body?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under reference number 231749.
How are your mortgage advisory fees structured?
Our standard mortgage adviser fee is capped at £495, with any additional costs requiring prior written agreement.
What qualifications do your advisers hold?
Our directors hold Diploma status and Cert CII qualifications, with specialisms in mortgages and equity release products.
Can you help with retirement planning?
Yes, we provide comprehensive pension planning services to determine retirement income requirements and optimal investment strategies.
How long have you operated in Porthcawl?
We've operated from Porthcawl since 2000, formed through the merger of two established local financial advisory firms.
Reviews (1)
David Billington
Mar 11, 2019
Report
I have taken advice from Laurel Court Associates for many years and their service has always been 100% professional and solid. I have no problem in recommending their services