Bad credit affects millions of people on a daily basis and is a very easy trap to fall into. If you have been refused a mortgage by a lender because you have bad credit then call us now, we are Independent Financial Advisers with access to the whole of the market and we will do our best to help you find the right lender to suit you in your given circumstances. Areas serviced: Luton, Dunstable & Leighton Buzzardwww.amortgage4you.co.ukSuite 9/Maxet House/Liverpool Rd, LU1 1RS

Herts & Essex Financial Services are Independent Financial Advisers. This means our duty is solely to you, our client. We have been established for nearly 20 years, the advice you receive is impartial, our continuous monitoring and research of the financial services markets enable us to recommend the most appropriate solutions to your financial needs. Our mission is to assist you to be financially independent and organised. Areas serviced: Luton, Dunstable & Leighton Buzzardwww.hertsandessexifa.co.ukAscot Business Centre/53 Buxton Rd, LU1 1RE

Independent Financial Advice on: Life Critical Illness, Income & Unemployment cover, Savings & investments, ISA review service, Pensions & retirement. Plain Investment Advice is an appointed representative of Virtual Net (Europe) Plc which is authorised and regulated by The Financial Services Authority. Areas serviced: Beds, Bucks, Herts21 Richmond Hill, LU2 7JG