Managing your own personal finances can often be a daunting and confusing task. In today's world, it is essential to ensure that your financial future is secure and that's where we come in. Our certified independent financial advisers at Thistle Financial Planning Ltd boast a total of over 40 years of experience in the industry, making them 100% professional and reliable. Our main goal is to take the pressure off of you, by ensuring your finances are in good hands.

Contact Details

  City Motherwell
  Postcode ML1 1PN
  Address Dalziel Building, Unit 3/11, 7 Scott Street
  Phone Number 016 9833 7303

Products & Services

Savings & Investments

Investment Bonds
Investment Trusts
Unit Trusts
Open Ended Investment Companies (OEIC’s)
Lump Sum
Regular Savings

Whatever you are saving for your children’s future, greater income in retirement or simply a better return, we can ensure that you are provided with the most suitable options for saving and investing your money.


Protecting yourself and your home is essential. Life assurance and health cover need not be expensive. We can offer advice on:

Life Assurance
Critical Illness cover
Income Protection
Mortgage Payment Protection
Business Protection
Key Personal Insurance
Relevant Life Insurance
Buildings & Contents
How would your loved one’s cope if you were not here?

How would you meet your Mortgage commitments and/or household bills if you were unable to work due to accident or sickness?

If you are in employment, how long would your employer pay you in the event of long term ill health?

Do you run your own business and wish to protect your staff and provide employee benefits?

We can provide the right advice and quotation under no obligation for all your protection needs.


The fact is most people retire on less income than they would like. It is vitally important to obtain the best retirement financial planning advice as early as possible. If you are approaching retirement you may be considering your retirement options and how to invest for your retirement.

Auto Enrolment
Annuity Purchase
Pensions & Divorce
Pension Review
Retirement Planning
Pension Consolidation
Auto Enrolment

​A pension is a long-term investment. Your eventual income may depend on the size of the funds at retirement, future interest and tax legislation.

Tax & Trust Planning

Capital Gains Tax
Income Tax
Estate Planning
Taxation Planning
Life Trusts
Asset Protection Trust

In our opinion, passing on your wealth to loved ones is better planned sooner rather than later. Estate planning can be complex and time consuming, our objective is to help you plan your wealth for you and your family in the most tax efficient way.

Our advice on trusts can help achieve substantial saving in inheritance tax and control what happens to your estate, both immediately after your death and for generations to come. Placing assets into trust ensures your intended beneficiaries do not suffer delays, costs and publicity often associated with probate.


First Time Buyers
High Loan to Value
Self Build
Right to Buy
Buy to Let*
Sub Prime
Self Employed

As we are independent financial advisers Thistle Financial Planning has access to the entire marketplace. We are not tied to a lender meaning that the research we will undertake on your behalf will access as many lenders as possible, with the aim to source the best mortgage deal for you!

General Insurance

​Different categories of General Insurance available at Thistle Financial Planning include:

Home Insurance
Accident, Sickness & Unemployment
Commercial Insurance
Travel Insurance

General insurance aims to cover those everyday essentials in your life, giving you peace of mind that if the unexpected was to arise, you would not be met with great financial loss. Thistle Financial Planning offers a range of General Insurance to ensure that you are covered in the event of an accident, theft or illness.

  • I would recommend this business

For the last 5 years the team have provided an excellent service and have always given me clear and trustworthy advice.

They’ve also answered all of my questions as I’ve often found financial matters confusing and have helped simplify it so I understand the different options available.

Value for money
Service & support
Overall ratingExcellent