I am a Chartered Financial Planner, Independent Financial Adviser (IFA) and Whole of Market Mortgage Broker working as part of LB Financial Solutions – an established firm of financial advisers and accountants with offices around the South East. I have over thirteen years' experience, am highly qualified and able to provide expert, independent, regulated advice on a number of areas including:

Insurance - Do you want to ensure you and your family are adequately provided for in the event of a serious illness, accident or death?

Mortgages - first time buyer, remortgage, buy to let... we can help.

Investments - Do you have cash that you'd like to consider investing to generate growth or provide an income? Or you might have existing savings and investments but be wondering if they are the best suited available to you, or structured in the most tax efficient way.

Pensions - You might have one or more pensions but not be sure if they are invested in the most appropriate, cost effective way? Or you could be planning to retire in the next few years and want to know your options.

Tax Planning - Would you like to minimise any inheritance tax your family might have to pay in the future?

We help you get financial organised and in addition to the areas above, can design a comprehensive financial plan to give you peace of mind and confidence to make the most of life.

Please get in touch to arrange an initial consultation which is without charge, and an opportunity for us to discuss how we might be able to work together.

Highlights, Specialties & Features

  • Evening and Saturday appointments available
  • Independent Financial Adviser (IFA)
  • Whole of Market Mortgage Broker
  • Chartered Financial Planner
  • No Obligation Initial Consultations available without charge

Professional Associations & Certifications

  • Chartered Financial Planner
  • Fellowship Level Member of The Personal Finance Society

Serviced Areas

  • Rayleigh, Chelmsford, Hockley, Rochford, Southend, Wickford, Basildon, Leigh on Sea, Benfleet, Westcliff, Brentwood, Billericay

Contact Details

  Website
  Person Ross Lacey
  City Rayleigh
  Postcode SS6 9PT
  Address Farm View
  Phone Number 01268 944042

Business Representative

Ross Lacey

Independent Financial Adviser

I live in Rayleigh with my wife and our young son. I deliver straight talking, independent financial advice that focuses on helping people identify and achieve their life goals.

Promotions & Discounts

Get in touch to discuss how we might help.

  • I would recommend this business

I was referred to Ross by a friend. He spent a considerable amount of time understanding my objectives and explained everything clearly. Very happy so far with the investments he has suggested and I have a lot more comfort that I'm making the most of my savings

Value for money
Service & support
Quality
Location
Overall ratingExcellent

  • I would recommend this business

Great experience with pension plan / general finances
I needed advice on pension planning and really just a general review of my financial situation and future plans. Ross listened to my needs and asked challenging questions to help develop a plan for me. We have since maintained regular contact and I look forward to continually working with Ross in the future.

Value for money
Service & support
Quality
Location
Overall ratingExcellent

Customer Testimonials

Needed advice on Pension planning along with inheritance information and a general financial life plan. Ross listened to my needs and asked challenging questions to develop a pension plan exploring different scenarios.


The Trustees of my Pension Plan required me to seek independent financial advice prior to making a decision on which option to take. Ross very kindly agreed to meet my wife and I to discuss the pension papers sent to me. He provided invaluable advice, going through the each of options with us, and highlighted what we needed to consider before making our choice. He did this free of charge. We found him extremely pleasant, and reassuring to talk to. For anyone approaching retirement needing advice, I recommend contacting Ross.


Ross worked with us to create a plan and then made some recommends on things we could do. He spent a lot of time really understanding our situation which was great as we have never had this clear a picture of our finances before. I feel a lot more confident that things are now on track and will be looked after so I can get on with life.


I had money to invest and questions about pensions. Ross helped me consider what was affordable and the timescale I might need to access my savings. He then got everything set up for me after revieiwng everything I had in place (previous employer pensions and investments).


We are looking to buy our first home and wanted advice on sorting out my credit rating, best ways to save and the best mortgage lenders.

Ross helped us by providing us with lots of information about ISA’s and what to do to improve my credit rating. He was very informative with all aspects and answered all of our many questions.


Pleasure to of met Ross and discuss what options were open to me and how he could assist me with my financial planning.

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