Our experienced team of professional advisers are dedicated to building successful long-term relationships and supporting clients throughout their careers in order to help them achieve their financial goals.
We pride ourselves on being proactive and meeting our clients at consistent regular intervals to keep fully abreast of changes in their personal and professional circumstances. We introduce new products where relevant and continually review existing ones to make sure they’re most appropriate to further enhance your financial position.
Highlights, Specialties & Features
- Pension tranfers
- Retirement planning
- Tax planning
- IHT Planning
- Life insurance
- Income protection insurance
- Key man insurance
- Wills and Trusts
Professional Associations & Certifications
- Diploma in Financial Advice (DIpFA)
- BA Hons Business and Management
- American Express, Debit Cards, Diner's Club, Discover, Google Checkout, MasterCard, PayPal, Personal Checks, VISA, Direct Debit
|Address||22 Mount Ephraim Road|
|Phone Number||01892 671273|
Products & Services
One of the key areas of concern that our clients have is planning for the day they will eventually retire. In the past few years new legislation has made pensions an increasingly complex area and with large sums of money often held in multiple pots through changes of employment over people’s lifetime, getting the right guidance is vital. We aim to alleviate these concerns and ensure that, once your working life is over you will be financially comfortable and able to prosper in this new chapter.
Our team facilitate this by creating accurate projections of retirement income, assessing what level of risk you’re comfortable with when planning financial solutions, recommending funds and giving ongoing investment performance reviews. We will also review existing pensions you may have accumulated through multiple employers.
We provide pension planning advice for both individuals and for companies. We can help your business set up or review any group pension schemes, as well as conducting individual pension reviews with employees if required.
Our team advise on:
Personal, Occupational, Group Personal Pensions
SIPP & SSAS
Asset allocation and risk assessment
Defined benefit and money purchase analysis
Income & Flexi-access drawdown
Crystallisation and Tax Free Lump Sums
(The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.)
Whether your investment objective is to provide for children’s school fees, reduce mortgage debt or another medium to long-term objective, creating a financial plan that meets your lifestyle goals is the first step. Maintaining the right investment strategy then plays a vital role in securing your financial future. Whether you are looking to invest for income or growth, we can provide quality advice and access to market-leading investment solutions.
Insurance and Asset Protection
When creating a robust financial plan it is crucial that in addition to making sound investment decisions, you protect against the unexpected. To that end we offer a comprehensive range of personal and business related insurance and protection policies.
We will review your existing policies through your place of employment, or private policies, to ensure they are relevant and suited to your specific situation or change in circumstances.
Promotions & Discounts
We can help your business set up or review any group pension schemes, as well as conducting individual pension reviews.
We will review your existing policies through your place of employment, or private policies, to ensure they are relevant and suitable.
Whether you are looking to invest for income or growth, we provide quality advice & access to the best investment solutions.
We remove any uncertainty by explaining regulations, reviewing any existing plans to ensure they are structured in the right way.
James took the time to make sure he understood my circumstances before giving me some excellent advice on how I could maximise the tax efficiency of my investments and thus my retirement income.
James was incredibly understanding about what goals I wanted to prioritise. The key, for me, was to have it explained in simple terms - this enabled me to take out the right personal protection and pension plan. Trust is probably the most important part of this process and I felt/feel confident that James helped me make the right plans to safeguard my family's future.
James was highly professional and set me up with an investment plan that fit my needs and risk appetite. 5 out of 5 Stars
I had multiple pension pots from previous employers and was looking for advice on whether to consolidate these plans. James undertook an honest and detailed analysis of my policies allowing me to make a fully informed decision on the best way to proceed. Highly recommended.
I was looking to set up a pension plan as I had been given a generous allowance from my company. James advised on product and fund selection tailored to my personal circumstances and attitude to risk. Once the correct product had been identified, he facilitated all areas of setup and continues to manage things moving forward. 5 out of 5 Stars.