Our experienced team of professional advisers are dedicated to building successful long-term relationships and supporting clients throughout their careers in order to help them achieve their financial goals.
We pride ourselves on being proactive and meeting our clients at consistent regular intervals to keep fully abreast of changes in their personal and professional circumstances. We introduce new products where relevant and continually review existing ones to make sure they’re most appropriate to further enhance your financial position.
Highlights, Specialties & Features
- Pension tranfers
- Retirement planning
- Tax planning
- IHT Planning
- Life insurance
- Income protection insurance
- Key man insurance
- Wills and Trusts
Professional Associations & Certifications
- Diploma in Financial Advice (DIpFA)
- BA Hons Business and Management
- American Express, Debit Cards, Diner's Club, Discover, Google Checkout, MasterCard, PayPal, Personal Checks, VISA, Direct Debit
|Address||22 Mount Ephraim Road|
|Phone Number||01892 671273|
James took the time to make sure he understood my circumstances before giving me some excellent advice on how I could maximise the tax efficiency of my investments and thus my retirement income.
James was incredibly understanding about what goals I wanted to prioritise. The key, for me, was to have it explained in simple terms - this enabled me to take out the right personal protection and pension plan. Trust is probably the most important part of this process and I felt/feel confident that James helped me make the right plans to safeguard my family's future.
James was highly professional and set me up with an investment plan that fit my needs and risk appetite. 5 out of 5 Stars
I had multiple pension pots from previous employers and was looking for advice on whether to consolidate these plans. James undertook an honest and detailed analysis of my policies allowing me to make a fully informed decision on the best way to proceed. Highly recommended.
I was looking to set up a pension plan as I had been given a generous allowance from my company. James advised on product and fund selection tailored to my personal circumstances and attitude to risk. Once the correct product had been identified, he facilitated all areas of setup and continues to manage things moving forward. 5 out of 5 Stars.
From Our Website
At Halcyon Wealth we pride ourselves on being a reliable, trustworthy and conscientious team of advisers and support staff who all share a mutual ambition to grow our firm the right way. We work hard and we put our clients first. We understand the vital role we play in helping our clients on their journey to financial independence and we do not take it lightly. If you're interested in talking to us about your financial planning needs, please contact us for a commitment-free consultation. Speak to one of our highly qualified, professional financial advisers for a no-obligation financial planning review.
One of the key areas of concern that our clients have is planning for the day they will eventually retire. In the past few years new legislation has made pensions an increasingly complex area and with large sums of money often held in multiple pots through changes of employment over people's lifetime, getting the right guidance is vital. We aim to alleviate these concerns and ensure that, once your working life is over you will be financially comfortable and able to prosper in this new chapter.
When creating a robust financial plan it is crucial that in addition to making sound investment decisions, you protect against the unexpected. To that end we offer a comprehensive range of personal and business related insurance and protection policies. We will review your existing policies through your place of employment, or private policies, to ensure they are relevant and suited to your specific situation or change in circumstances. Chances are you would do anything for your kids (no matter how stupid you might look while doing it).
Whether your investment objective is to provide for children's school fees, reduce mortgage debt or another medium to long-term objective, creating a financial plan that meets your lifestyle goals is the first step. Maintaining the right investment strategy then plays a vital role in securing your financial future. Whether you are looking to invest for income or growth, we can provide quality advice and access to market-leading investment solutions. EIS's and VCT's invest in assets that are high risk and can be difficult to sell such as shares in unlisted companies.
Wealth preservation through the generations and minimising the impact of inheritance tax (IHT) on their estate is an understandably key concern for our clients. The value of investments can fall as well as rise, you may get back less than you invested. Business Property Relief Schemes invest in assets that are high risk and can be difficult to sell such as shares in unlisted companies. The value of the investment and the income from it can fall as well as rise and investors may not get back what they originally invested, even taking into account the tax benefits.
Halcyon Wealth is part of the Quilter Financial Planning Network of financial advisers. Quilter Financial Planning is one of the largest networks in the country with over 3,300 Financial Advisers and offers an established framework of support for financial advice. Quilter itself has an excellent track record of delivering robust customer solutions and is a company with real financial strength that offers long-term security for all clients. The financial world can be extremely complex. Analysing and monitoring the enormous diversity of products, funds, wrappers and platforms is time consuming and costly - cost that ultimately finds its way to you, the end consumer.
Advisers at Halcyon Wealth offer a broad spectrum of financial planning expertise. This means we can support you towards your personal and financial goals at every stage of your life - whether you're saving a deposit towards your first home, growing a profitable business or thinking about a well-earned retirement. This is why we start every relationship by getting to know you, so we can find the financial solutions that are the best fit for your personal needs. As an example of the value of advice, research* shows that the average UK income in retirement is 18,000 per annum.
If you're curious and looking to do some rough sums to see if a pension transfer could be right for you then you can use this Final Salary Pension Transfer Calculator to give you a better idea of what you might be offered as a transfer value. Across the market there is a wide range of transfer values on offer - normally between 20-25 times your pensionable income, although some schemes provide transfer values more than double other schemes, reflecting the wide range of methods used by pension scheme administrators to calculate transfer values.