We are currently focused on Retirement Planning and carry out Occupational Pension Transfers for our clients and the clients of other Financial Advisers across the country.

Highlights, Specialties & Features

  • Qualified Pension Specialist who can advice on transfer from Occupational Pension Schemes

Professional Associations & Certifications

  • Chartered Financial Planner, Level 6 Advanced Diploma in Financial Planning & Advanced Pensions AF3

Serviced Areas

  • Pensions, Retirement, Investment & Mortgages

Contact Details

  Website
  Person Mark Green
  City Chester-le-Street
  Postcode DH3 2TD
  Address 3s Pinetree Centre
  Phone Number 01914111133

Business Representative

Mark Green

Director/IFA

Mark Green is the Managing Director of Green Gem and he has run the firm and its associate companies, from the very start almost 19 years ago. Mark has drawn on his vast experience in Financial Services, which stretches back over 29 years.

Products & Services

We offer a free initial consultation for new clients and can arrange for any future fees to be taken from the investment in most cases. Sometimes the advice provided during this consultation will be all you require and our service will cost you nothing. Although, we'd love you to recommend us to friends and family if you are pleased with the help that we have provided.

A full assessment will be offered, which includes tax analysis, cash-flow analysis, an Investment report and a retirement report for a fixed fee. Essentially a full wealth check. (see below)
If the advice you need is modest we provide more limited advice such as re-mortgage or insurance analysis, which can be carried out for a reduced fee.

Our Full Financial Review consists of:

* A full assessment of your current financial standing.
* Advice on how you could reduce income tax, capital gains tax and Inheritance tax on your estate.
* Cash-flow analysis: to project your expected wealth and disposable income forward throughout your life.
* Retirement Report: Assessing the value of your pension schemes and investments and advising on any shortfall, which would restrict you from continuing with your current lifestyle, at your chosen retirement date.
* Investment Report: Assessing the efficiency of your investments with respect to the risk that they involve and setting the expected returns against your spending targets, such as University fees or buying a holiday property. Advice will then be provided with regards to making your investment portfolio more efficient whilst matching your attitude to risk.
* Researching the market: If you need a new contract, we will research the whole market to assess the best provider, the most suitable product and construct a portfolio of funds to meets your needs.
* Regular Review: Finally we will make arrangements to review your financial situation, pensions and investments, on at least an annual basis. During this review we will assess the progress of your investments and pension funds and rebalance your portfolio and change funds where necessary.

Customer Testimonials

Mark explains things clearly and lets us know exactly what we will be paying for. He has great integrity and only recommends the products that he feels will benefit us and not what will only benefit him


Very good understanding of his clients wishes. Giving easy to understand advice, the plusses and negatives of different investment options. A thorough initial survey of his clients attitude to risk. Excellent administration and client communication.


Mark is fantastic, he went through our details helping up ensure we'd thought of all of the relevant incomings and outgoings, before suggesting and talking us through the various options. When it came to savings, Mark looked through all of the investment options, following a risk analysis assessment which helped him understand the risk level we should be looking at regarding investment. A very, very nice bloke who has really helped us out with our financial affairs.

Photo Book

Social Activity

If you look after your grand-kids (under 12yo), whilst their parents go to work? Then make sure you claim your pension credits. If you don't qualify for a full State Pension, It's worth £231 per year, from retirement. Find the claim form here: https://public-online.hmrc.gov.uk/lc/content/xfaforms/profiles/forms.html?contentRoot=repository:///Applications/NICs_iForms/1.0&template=CA9176_en_0.5.xdp
Facebook on Jan 18, 2017   Full Post ›
State pension to rise by 2.5% in April 2017
Twitter on Nov 30, 2016   Full Post ›
In today's Autumn Statement, Chancellor Philip Hammond announced the launch of a three-year National Savings and Investment (NS&I) bond with an expected yield of 2.2%. The bond will be open to those aged 16 and over, available for 12 months from Spring
Facebook on Nov 23, 2016   Full Post ›
Pension Deficit Danger List according to the Investor's Chronicle last month: The post-Brexit interest rate cut has increased the market's anxiety about companies with large pension deficits: lower rates reduce actuaries' assumptions about long-term pension-fund
Facebook on Nov 8, 2016   Full Post ›
Inside this year's multi-million pound X Factor contestants' house Viewing numbers might be down, but this year's X Factor house has lost none of its star quality. We take a sneaky peek inside the six-bedroom north London-based mansion. Where is it? The
Facebook on Oct 31, 2016   Full Post ›
TPAS: scam victims have ‘next to zero’ chance of getting money back The Pensions Advisory Service (TPAS) chief executive Michelle Cracknell has warned the public they have a ‘next to zero’ chance of getting money back if they are scammed. ‘Our
Facebook on Oct 31, 2016   Full Post ›
Property is a better bet... really? Property compares very poorly to a pension plan. It is higher taxed, higher risk than shares if mortgaged and for what? A 2.29% annual return over the last 10 years? No competition. Prudential's Les Cameron challenge's
Facebook on Oct 27, 2016   Full Post ›
Six common mistakes people make with tax-free pension cash: I would also like to add a seventh: 7. Commuting income for Tax-free cash from your final salary pension scheme, using an outdated commutation rate. For example the Teacher's Pension Scheme and
Facebook on Oct 19, 2016   Full Post ›