Whether you're looking for financial advice on your next mortgage, advice about taking your pension, need advice on equity release or, advice on your investments including ISA's, we offer full independent financial advice on all products from the whole of the market.

With clients all over the UK, independent financial advice and independent mortgage advice can often be given following a telephone consultation, with applications completed via email or post. We prefer to deal face-to face with our clients so please call today so we can arrange a meeting.

Highlights, Specialties & Features

  • Mortgages
  • Pensions
  • Investments

Professional Associations & Certifications

  • Authorised by the Financial Conduct Authority

Serviced Areas

  • Nottingham, Newark Upon Trent, Lincoln, Southwell

Contact Details

  Person Philip Dales
  City West Bridgford
  Postcode NG2 6AU
  Address Bridgford Business Centre, 29 Bridgford Road
  Phone Number 011 5832 0265

Business Representative

Philip Dales


Products & Services


DALES are Independent mortgage and financial advisors. We'll help you find the best mortgage on the market, we wade through the multiplicity of mortgage deals and find the one thats right for you. With over 15 years of experience we've come across most situations, why not call us today to see if we can help?


Pensions are, of course, designed to enable you to save sufficient money to live comfortably after you have retired from work.
There are many different 'tools' used to save for retirement and the taxation and investment elements of pensions can appear baffling. We specialise in explaining, recommending and monitoring pensions for you.


PN Dales can discuss Independent Investment Advice with you, the benefits of each type of saving and offer the best solution for your needs / situation, whilst explaining in detail the associated returns, risk or volatility.

Customer Testimonials

Dales conducted themselves in a very professional yet friendly manner offering tailored advice with regards to our pension annuities - they always kept us well informed by communicating with us on a regular basis - we would have no hesitation in recommending their services to our close family and friends. Thank you once again.

Deb, the kids and I really appreciate all your help, you really went way beyond the extra mile and it is very much appreciated. We cannot express in words how happy we are that we are finally there! Your service has been superb and we would not hesitate to recommend your service to others. Thanks again.

...Its such a relief knowing my claim is finally over....I can't thank you enough. I will certainly be recommending you to my friends should they need a job doing well! Once again thank you for doing a brilliant job.

Social Activity

@DALESIFA Unless you have their 5 or 10 year fixed, then its 145% at 4.99%, still ouch!
Twitter   Full Post ›
TMW a buy to let specialist has increased their rental stress test to 145% of interest at 5.49% if LTV over 65% ouch!
Twitter   Full Post ›
@atoutfranceukpr how can I find out about French motorbike helmet reflective stickers law & how it affects UK tourists
Twitter   Full Post ›
One of the major disadvantages of overtaxation, is the consequential loss of tax...doh! https://t.co/H9fK3eTnOJ
Twitter   Full Post ›
Barclays have warned completions may not have been in time #StampDuty takes effect today. No sorry
Twitter   Full Post ›
Who will be the first to follow Bank of England's new proposals for Buy to let's? https://t.co/vGtXEghVHE
Twitter   Full Post ›
Increased taxes on BTL's push Woolwich to increase rental stress test assessment to 135% @ 5.79%, who will be next?
Twitter   Full Post ›
As the FED says it's time for a rate rise in US, British lenders start finally reducing their mortgage rates...yippee.
Twitter   Full Post ›

From Our Website

Income protection, or permanent health insurance to give it it's more technical term is an insurance policy which protects your income, if you are unable to work due to accident or illness. The Income Protection Policy aims to replace your income in the event that you are unable to carry on the duties of your role (through illness or accident), either until your retirement date or you are able to return to work. In many ways Income Protection is a very important cover, protecting the golden goose, and ensuring that, should we be unable to work through ill health, we not just afford our mortgage but also our groceries and maintain our normal standard of living.

Equity release enables you to release cash tied up in your home to provide a lump sum. You can use the lump sum for any purpose, such as home improvements or to provide a regular income. Although less common Equity release, or a Lifetime Mortgage can also be used to buy a new home. Lifetime Mortgage can also be used to buy a new home. There are many different providers, each with different features, benefits and criteria, your adviser at DALES will help you find the most appropriate solution to fit your requirements.

So why save money? There are many reasons to save for the future - perhaps for something special? Or perhaps to be sure that when we really need something we have the funds to acquire it, without taking on debt? Whether you place your money in a piggy bank, or in a multinational investment house, our aims are broadly the same; to provide for our future needs, and to protect ourselves against unexpected causes of expenditure. When planning your finances, it is important to distinguish the difference between savings and investments.