Our approach is to give our clients clear professional advice taking your needs and circumstances into consideration.

Our advisers work hard to get you the best products available at the most competitive prices!

We are here to help so give us a call today!

Contact Details

  City Harrow
  Postcode HA1 2EJ
  Address Congress House, Lyon Road
  Phone Number 0208 901 3737

Products & Services

Life and Protection Insurance

The cost of insurance, particularly life insurance has fallen over recent years, whilst the quality of cover has in many cases increased. With this in mind, it makes sense to periodically review your cover with the help of a professional financial adviser.


Not only do you need to consider which mortgage is best for you, you also need to think about which interest rate options are most likely to suit your needs.
We use all the mortgage lenders in the market to get you the best deals

Pension Planning

It's important to plan ahead for your retirement. Here, we explain why pension planning is so important, and describe some of the options available to you.


Investing money needs careful consideration and you need to be absolutely sure of the risks involved.

  • I would recommend this business

We were both very new to the world of finance, and had very limited understanding of mortgages. Ash has been fantastic, taking time to explain the whole process and all the products available in detail, and we were so impressed, we have also used his services for our mum. We would definitely recommend paying him a visit.

Value for money
Service & support
Overall ratingExcellent

Customer Testimonials

Smooth operative, advance preparation, quick efficient, plenty of experience and advice. Ash was brilliant. Would recommend anyone to use him. Im extra happy today. Thanks Crystal Finance and a special thanks to Ash. See you soon.

Ash Shah provided a very thorough service, was competitively priced and always responded quickly. My mortgage application was complicated but Ash put in a lot of hard work to secure me a competitive rate. I would highly recommend this company and will definitely use them again.

The service provided by Ash at Crystal Finance was professional and efficient. He was patient and supportive and made a stressful time, much less so, with his knowledge and positive attitude. It was a good outcome for us, securing our dream home in Wales. Thank-you.

Very helpful, patient, proactive and understanding. As first time buyers it was important to us that we understood everything and Ash made that happen. He listened carefully to our mortgage needs and worked tirelessly to obtain the best deal for us. Highly recommended and will definitely use CFS again without a doubt.

Fantastic, seamless experience dealing with Crystal FS. Anyone wanting to remortgage or have a slightly complex case like I did is no sweat. I would highly recommend Ash and his team. The process was effortless and well managed from start to finish. Totally informed from start to finish and they always had my interests at heart. Faultless and Flawless - would recommend all day long!

I was truly impressed with the service provided by Ash. As someone who initially dreaded the thought of having to go through a mortgage process, I found Ash extremely knowledgeable, personable and reassuring. His ability to tailor the service provided to one’s circumstances is outstanding. He really takes the time to understand your needs as a client and goes above and beyond what is normally expected to meet them.

Ash was extremely fast, thorough and his ‘can do’ attitude made the entire process less stressful than expected. He laid out the process clearly from the beginning and we debriefed at every step as often as necessary. He was always prompt in updating us and getting things done, we never felt we had to chase up.

I have rarely seen such outstanding service and I feel fortunate to have worked with Ash in such a significant life decision. Highly recommended!!