Cobra Payday Loans is a trading name of Ready Money Capital Limited. We are one of the UK’s leading short term financial solutions providers, helping customers find the loan they need.

We are a customer focused company, our aim is to provide a service that is as easy to use and convenient as possible. This includes ensuring that customers are informed about our service in as clear a way possible. All while making sure we strictly adhere to all lending laws and compliance practices set out by the FCA and the ICO.

One of our core principles is to always strive to treat customers fairly and part of that is to never charge our customers a fee. Our service is completely free to use with no hidden fees and has no obligation to take out a loan.

We firmly believe that we take the hassle out of applying for finance. Testament to that is the fact that we have helped many thousands of people already throughout the UK to secure a loan.

Contact Details

  Website
  City Exeter
  Postcode EX2 5WR
  Address Woodwater House Pynes Hill
  Phone Number 0800 0519121

  • I would recommend this business

Got my loan amount credited instantly and they took care of the whole paperwork and my doubts. I was amazed by their polite customer service.

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Overall ratingExcellent

  • I would recommend this business

I wish I had known about Cobra Payday Loans sooner. This service is absolutely the BEST. So quickly I got the money delivered to my bank account. 5 stars!!!

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Overall ratingExcellent

  • I would recommend this business

They provide an excellent service for borrowers looking for a quick and easy short-term loan from a company they can trust. On the other hand, the customer support team is even 24/7 ready to help me with all my queries.

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Overall ratingExcellent

  • I would recommend this business

Because of Cobra PayDay’s team, I could finally gift a car to my father. Glad to see that the interest rates are quite affordable in comparison to other loan service providers. Super satisfied.

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Overall ratingExcellent

  • I would recommend this business

Quick process. The loan amount was transferred to my account after a quick approval mail. I am not supposed to even think of going to banks, doing lengthy formalities, and all when I can apply online through the website of Cobra Payday Loans.

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Overall ratingExcellent

  • I would recommend this business

Team has helped me every step of the way. It’s fast, easy, no hoops to jump through and they actually care about their customers. Yesterday in the morning, I applied for a loan as instructed by the team, and within a very short time it got approved & the money was right in my account. A complete hassle-free experience.

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Overall ratingExcellent

  • I would recommend this business

Really helped me when my car suddenly broke down. What was worse, I was short on cash and needed funding for repairs immediately. Thanks to Cobra Payday Loans that came to the rescue by providing quick cash! I got funded the required amount in a hassle-free manner and got my car fixed in a day! This payday loan service is fast, reliable, and gets processed quickly. I highly recommend their service to all for getting instant loans.

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Overall ratingExcellent

  • I would recommend this business

Not going anywhere else from now onwards. I mean, why I should stand in queue and feel stressed to get my loan approved through banks. Cobra Payday is the best. The process was simple too!

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Overall ratingExcellent

  • I would recommend this business

Fast and friendly customer service. Online proceeding makes it easier for just picking up the loan. Definitely, a great place to get an instant loan without any upfront fees. I am glad that I found Cobra Payday loans and will be recommending it to anyone in need of a quick loan.

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Overall ratingExcellent

  • I would recommend this business

I was new to all these things, but the team at this company helped me to understand the entire loan application process. Everything went well, and they credited money within a day. Very helpful!

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Overall ratingExcellent

  • I would recommend this business

Great service! Hopefully, I will not need credit soon but nice to know that they are 24/7 available for me if I need cash.

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Overall ratingExcellent

  • I would recommend this business

Getting an emergency cash from Cobra Payday Loan was very convenient. I like the 24/7 online accessibility which allowed me to apply for a loan from home. Really very pleased with the service I got.

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Overall ratingExcellent

  • I would recommend this business

It was easy, fast, and secure to get quick cash from Cobra Payday. The best part, there was no documentation or paperwork involved. 5 stars.

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Overall ratingExcellent

  • I would recommend this business

Their team is fabulous! Half of the formalities they completed on my behalf as I didn't have much knowledge. Glad....none of them complained about it. My loan is approved now! I will keep your contact to use in the future whenever needed. Thanks!

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Overall ratingExcellent

  • I would recommend this business

I applied for a short term car loan in Cobra Payday and I was surprised to get such a quick response for approval of my loan from them. Excellent services.

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Overall ratingExcellent

  • I would recommend this business

I appreciate your quick and safe payday loan service. It's quite easy to apply for a loan and there are no chances of any kind of fraud.

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Overall ratingExcellent

  • I would recommend this business

Amazing people to deal with. They’re always quick to respond and really nice people. I contacted them to get a loan as I had trouble applying through a bank! But Cobra Payday Loans made every effort to assist me and provided me with the loan within a very short time. Lovely people who really care about their customers. I really appreciate it.

Value for money
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Overall ratingExcellent

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